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 Get smarter about Social Security, 401(k)s, and long-term planning with advice that could change your retirement math. 

Woman thinking about retirement
Cast Of Thousands / Shutterstock.com

If you’re counting on Social Security and your 401(k) to carry you through later life, Jean Chatzky has some sobering news, according to TheStreet. The former financial editor for NBC’s Today show, now with AARP, warns that many Americans risk draining their savings too soon — and relying solely on old strategies may not be enough anymore, TheStreet reveals. Her message is timely.

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