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 Millions count on Social Security and 401(k)s, but Ramsey says that strategy could leave you exposed. Here’s what to consider instead. 

tax deductions
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Dave Ramsey isn’t known for sugar-coating financial realities, and his latest commentary on retirement planning delivers his trademark bluntness. With millions of Americans approaching retirement age, the personal finance guru is sounding alarm bells about two pillars of retirement planning that many people take for granted. His message on Ramsey Solutions cuts straight to the bone.

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