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 Dave Ramsey’s mortgage rules are well-intentioned — but many Americans would need top-tier incomes to follow them. Here’s what to know before you lock in your loan. 

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Personal finance guru Dave Ramsey has built an empire on dispensing straightforward financial advice that millions of Americans follow religiously. But when it comes to his homebuying recommendations, there’s a significant disconnect between his rules and financial reality for many Americans, according to one source. Ramsey advocates two major rules for homebuyers: never take more than a 15-year…

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