Money Management

Wells Fargo is relaunching its business credit cards under the “Signify” name. See some new perks of this small business Mastercard from Wells Fargo. [[{“value”:”

Sometimes when you get a letter from your bank announcing changes to your credit card account, it’s actually good news. This happened to me recently when Wells Fargo announced changes and new benefits for my small business credit card. Wells Fargo recently started the process of relaunching its small business credit cards into a new line called “Signify.” And because I’m a current Wells Fargo business credit cardholder, I got to see the new perks first.

As part of this credit card revamp, Wells Fargo replaced my old Visa business credit card with a new Wells Fargo Signify Business Essential Mastercard®. Along with switching from the Visa to Mastercard network, my new Wells Fargo business credit card is offering some nice travel benefits. This is good news for small business owners!

Let’s look at a few benefits of the new Wells Fargo Signify Business Essential Mastercard.

1. Free Priority Pass membership with low-cost airport lounge access

There’s been a lot of debate in the frequent flyer community recently about airport lounge access. Many airlines and rewards cards are cutting back on free access to lounges. The prevailing trend in the travel industry is that if you want unlimited lounge access, you’re going to have to start signing up for the most-premium version of your airline credit card or have some of the highest levels of elite status with an airline.

My new Wells Fargo Signify Business Essential Mastercard offers a free Priority PassTM membership, with access to over 1,500 airport lounges. This lounge access is not free — the exact price depends on your Wells Fargo business credit card, and my per-visit price is $35 per day. But to me, paying $35 for airport lounge access is worth it.

If I’m on a business trip and I have a long layover, or a flight gets canceled or delayed, I’d be happy to pay $35 with my business credit card to have a quieter, less crowded place to hang out and work. Airport lounges often provide complimentary food and drinks, too. When you consider that the cost of airport wifi alone can be $10 or more per day, and airport food is not cheap, getting into an airport lounge for $35 is a great deal.

2. Free car rental insurance coverage

As someone who gets into lots of car crashes, I have a constant sense of low-grade paranoia about rental car insurance. Even though I have good auto insurance that covers me when driving rental cars, sometimes I pay extra at the rental car counter to buy the damage waiver coverage. In case I get in a car crash with a rental car, I want to be able to walk away without paying a deductible. Buying rental car insurance might not be the smartest financial move, but it gives me peace of mind.

Fortunately, the new Wells Fargo Signify Business Essential Mastercard offers free rental car insurance, called MasterRental Insurance Coverage, that covers some possible expenses of a rental car crash. If you use your business credit card to pay for your rental car booking, this built-in insurance policy will pay for physical damage to (or theft of) the rental vehicle. It also provides some other coverage, like costs of towing the damaged car, or some costs of damage to your personal belongings in the rental car.

I’m going to use this perk on my next business trip. No more overpriced rental car insurance for me!

3. Free identity theft protection

Speaking of bad news in the mail, it seems like every day, more of our personal data is being lost, compromised, and stolen due to cyberattacks and data breaches. Chances are, some of your sensitive information is already out there on the dark web, being auctioned off to sinister networks of hackers. Everyone should consider signing up for credit monitoring services that alert you to suspicious activity on your credit report.

Fortunately, my new Wells Fargo Signify Business Essential Mastercard provides free identity theft protection. Mastercard ID Theft ProtectionTM searches online (including the deep web and dark web) for potential compromised credentials and damaging uses of your personal data, and provides resolution services in case you become a victim of identity theft.

Bottom line

As of Feb. 19, 2024, Wells Fargo is currently not accepting new business credit card applications. But once the bank officially launches this new Signify line of business cards, it could be worth checking out. Wells Fargo’s new Signify business credit cards offer some helpful travel benefits and other perks to make small business owners’ lives a little easier, more comfortable, and lower-risk.

Alert: highest cash back card we’ve seen now has 0% intro APR until 2025

This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

Click here to read our full review for free and apply in just 2 minutes.

We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
The Ascent does not cover all offers on the market. Editorial content from The Ascent is separate from The Motley Fool editorial content and is created by a different analyst team.Wells Fargo is an advertising partner of The Ascent, a Motley Fool company. The Motley Fool has positions in and recommends Mastercard and Visa. The Motley Fool recommends the following options: long January 2025 $370 calls on Mastercard and short January 2025 $380 calls on Mastercard. The Motley Fool has a disclosure policy.

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Upgrade your home decor with stylish and affordable picks from Costco, handpicked by an NYC designer. Read on for more. [[{“value”:”

When you think of Costco, your mind probably goes straight to bulk buys and bargain deals. But did you know it’s also a treasure trove of stylish home decor? Whether you’re sprucing up your space for summer or doing a full-on makeover, you don’t have to stress your personal finances to get designer-approved pieces.

We chatted with Lindsay Joyce, the NYC-based interior designer behind 3F Living, to get her top picks. From chic furniture to on-trend accessories, here are five fabulous Costco finds that will make your home look like a million bucks without spending nearly that much. Ready to elevate your space?

1. Flexsteel Rectangular Coffee Table

The Flexsteel Rectangular Occasional Table at Costco is a versatile and stylish addition to any living room. The rich wood color beautifully pulls in the rust tones from your area rug, creating a cohesive and warm ambiance. With two levels of storage, you can keep your coffee table books and remote controls on top while storing board games and other items below, making it both functional and aesthetically pleasing. It’s the perfect blend of practicality and elegance for under $450 (from now until July 7).

2. Thomasville Fabric Swivel Chair with Wood Trim

Every living room needs a statement piece, and the Thomasville Fabric Swivel Chair with Wood Trim fits the bill perfectly. This chair not only adds a touch of sophistication with its elegant design, but also provides unmatched comfort and versatility. Imagine relaxing in your living room with the ability to swivel and turn to face any direction — whether you’re joining a conversation, watching TV, or simply enjoying the view outside. Plus, it’s also under $450, coming in at $449.99.

3. Reclaimed Area Rug — Medley Slate

The Reclaimed Rug Collection’s Medley Slate Rug from Costco is a fantastic choice for any living room. Its transitional style and intricate pattern make it a standout piece that ties together your swivel chair and sofa while adding a beautiful contrast. Measuring 7 foot 10 inch by 9 foot 10 inch, it’s spacious enough to create distinct seating areas in open-plan layouts, yet compact enough to fit comfortably in smaller rooms. Plus, it has a high-end look reminiscent of a Ralph Lauren rug, giving your home a luxurious feel without the hefty price tag. It’s only $249.99.

4. Henredon Murphy Fabric Modular Sectional with Ottoman

This sofa is the epitome of comfort and style. Its modular design allows you to customize the layout to suit your space and needs, making it perfect for both large gatherings and cozy nights in. The soft fabric and plush cushions provide a welcoming spot to relax, while the included ottoman adds extra seating or a place to put your feet up. The versatile and chic living room addition is a great price at $1,999.99.

5. Simmons Kids Juniper Twin House Bed

The Simmons Kids Juniper Twin House Bed from Costco is a delightful and functional piece for any child’s bedroom, for just $269.99. This modern canopy bed invites creativity — string LED lights across the top or drape a sheet over it to create a cozy clubhouse. The built-in storage at the foot of the bed is perfect for keeping bedtime books within easy reach, encouraging a love of reading. It’s a charming and practical choice that both kids and parents will love.

Transforming your home into a stylish sanctuary doesn’t have to come with a hefty price tag, and Costco’s selection of interior designer-approved pieces is proof of that. Each piece offers a blend of functionality and aesthetic appeal, ensuring that your home not only looks great but also serves your lifestyle needs. Shopping at Costco can save you money on high-quality home decor. So next time you’re at Costco, don’t just breeze past the home decor aisle — stop and explore. You might just find the perfect pieces to make your home truly shine. To make the most of your shopping experience, check out our best credit cards for Costco.

You can find Lindsay Joyce at 3F Living.

Top credit card to use at Costco (and everywhere else!)

If you’re shopping with a debit card, you could be missing out on hundreds or even thousands of dollars each year. These versatile credit cards offer huge rewards everywhere, including Costco, and are rated the best cards of 2024 by our experts because they offer hefty sign-up bonuses and outstanding cash rewards. Plus, you’ll save on credit card interest because all of these recommendations include a competitive 0% interest period.

Click here to read our expert recommendations for free!

We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
The Ascent does not cover all offers on the market. Editorial content from The Ascent is separate from The Motley Fool editorial content and is created by a different analyst team.The Motley Fool has positions in and recommends Costco Wholesale. The Motley Fool has a disclosure policy.

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