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Money Management

The 8 Biggest Financial Struggles for Americans — and How They’ve Changed

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 A new survey has identified America’s financial pain points — including a couple of worries that have grown exponentially in recent years. Cheryl Casey / Shutterstock.com

It’s no secret that millions of Americans are struggling with their finances. But thanks to a recent survey, we now know exactly where they are feeling the most pain. The U.S. Federal Reserve’s latest annual analysis of U.S. family finances, based on responses from 11,000 people, identified what consumers said were their main financial challenges in the years 2016, 2022 and 2023.

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15 Most Hurricane-Vulnerable Counties in 2024

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 See the places in the U.S. that face the most risk from hurricanes. Robert Blouin / Shutterstock.com

Which U.S. counties are most likely to be impacted by hurricanes? LawnStarter has ranked 2024’s Most Hurricane-Vulnerable Counties. We considered hurricane risk assessments and anticipated financial loss from hurricanes according to the Federal Emergency Management Agency (FEMA). We also included the past 10 years of historical storm data from the National Oceanic and Atmospheric…

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3 Key Habits of Financially Successful Retirees

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 Find out which traits can help you best plan for a financially secure retirement. Jacob Lund / Shutterstock.com

While not everyone is prepared for retirement, some older Americans are faring pretty well. Explore the traits shared by successful retirees. According to investment firm T. Rowe Price’s survey of more than 2,500 people who have 401(k) plans and/or rollover individual retirement accounts (IRAs), the top factors contributing to their stable retirement are: Adapting these three traits for your…

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How a Retirement Plan Is Like a Navigation System for Your Money and Time

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 Here’s how to plot a course to your financial goals and keep it current to your changing needs. Rene Stevens / Shutterstock.com

I am avid watcher of and devoted participant in adventure racing. The expedition races I follow (monitoring progress on an online map) are three- to six-day races that occur all over the world. In an adventure race, racers plot their path to checkpoints across a course that spans 300-plus miles (usually 50-100 miles a day) while mountain biking, rock climbing, running rapids, trekking, and more.

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5 Surprising Benefits to Moving Somewhere New

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 Discover how relocating later in life can have a positive impact for you. Rido / Shutterstock.com

It is easy to believe that the majority of retirees relocate for retirement — move to Florida, take off for Mexico, buy on a golf course in Arizona or North Carolina. And many prospective retirees definitely talk about it. However, residential mobility is not the reality. In fact, the vast majority of retirees stay put. And residential mobility is becoming increasingly uncommon for all…

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Biden Plan to Save Medicare Patients Money on Drugs Risks Empty Shelves, Pharmacists Say

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 Pharmacists may start pulling certain drugs from their inventory. Dragana Gordic / Shutterstock.com

Months into a new Biden administration policy intended to lower drug costs for Medicare patients, independent pharmacists say they’re struggling to afford to keep some prescription drugs in stock. “It would not matter if the governor himself walked in and said, ‘I need to get this prescription filled,’” said Clint Hopkins, a pharmacist and co-owner of Pucci’s Pharmacy in Sacramento, California.

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