Money Management

 Millions of retired teachers, firefighters, and public employees are receiving long-delayed benefits after a major policy change — see how it could impact you. 

Public sector workers such as teachers, firefighters, and police officers are now receiving long-awaited improvements to their Social Security benefits. The Social Security Fairness Act, enacted in January 2025, repealed two longstanding provisions — the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) — that had reduced or eliminated benefits for many retirees with…

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 New data reveals a record workplace investment level, offering insight into how your personal efforts compare nationwide. Are you on track? 

American workers just achieved something remarkable with their retirement savings, a development that could reveal whether you’re doing enough to secure your own financial future. According to Fidelity data cited by CNBC, the average 401(k) savings rate hit a record high of 14.3% in the first quarter of 2025, based on analysis of 25,300 corporate plans. This figure includes both employee…

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 Family caregiving often means tough choices between supporting loved ones and maintaining your own retirement plans. Here’s what every caregiver should know. 

About 44 million Americans are unpaid caregivers for aging parents, spouses, or adult children with disabilities — a group recognized by the Family Caregiver Alliance as facing immense financial pressure. According to research from the National Alliance for Caregiving and AARP, caregivers spend an average of $7,200 annually on out-of-pocket essentials from medical supplies to home modifications.

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 Volunteering in retirement may offer more than just feel-good moments. Here’s why millions are making it part of their long-term plan. 

Regular volunteering might be the secret ingredient to a healthier, more financially stable retirement. AmeriCorps places more than 200,000 Americans into national service programs each year, but nationwide, more than 75 million Americans volunteer annually through organizations, according to AmeriCorps and the U.S. Census Bureau. Older adults are discovering that volunteering can improve well…

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 Nearly one in five Americans over 65 is still working. With traditional private pensions fading, many are finding flexible, fulfilling jobs that offer purpose, income, and a new take on retirement. 

Working well into your 60s, 70s, and even 80s isn’t just becoming more common. It’s transforming retirement in America. Nearly one in five adults over 65 now holds a job, a figure that continues to climb, according to a Pew Research Center analysis. This shift marks a dramatic departure from recent decades. The Pew analysis shows that in 1987, only 11% of Americans 65 and older were employed.

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 Build confidence online with free or low-cost programs that teach essential skills and help you spot potential scams. 

The pandemic pushed essential services online faster than anyone expected. From telehealth appointments to managing Social Security benefits, digital access has become essential. Yet, according to Pew Research, adults 65 and older score significantly lower on digital knowledge questions, such as identifying two-factor authentication or understanding HTTPS, compared with younger adults.

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