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Money Management

Why Women Face a $400,000 Retirement Savings Gap and How New Laws Could Help

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 Discover the factors behind a massive financial shortfall impacting millions and how proposed legislation offers potential solutions for lasting security. 

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The retirement savings gap between men and women remains a pressing concern, with women often entering retirement with significantly less financial security. CNBC estimates that women enter retirement with up to $400,000 less than men, reflecting a lifetime of lower wages, interrupted careers, and unequal access to retirement benefits. To address this, Congress has reintroduced the Women’s…

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Sophisticated Con Artists Target Money From Aging Parents

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 Modern scammers have evolved far beyond obvious phone tricks. Your aging parents could easily fall prey to these tactics that would fool anyone. 

empty wallet
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Billions disappear from older Americans’ accounts annually, and the thieves aren’t just faceless criminals anymore. Today’s financial predators are experts at exploiting trust and cognitive changes with devastating precision. According to an FBI study, the average victim lost $33,915. Scammers can spoof phone voices, pose as authorities or banking institutions, or even claim to be financial…

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Auto-IRA Programs Hit 1 Million Savers As More Workers Build Retirement Security

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 Discover how government-backed savings plans are closing the financial security gap and helping millions of workers build long-term stability for the future. 

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State-run retirement programs are revolutionizing how Americans save, and the numbers back it up. Earlier this year, automatic IRA programs surpassed 1 million enrolled workers — a significant milestone highlighted by AARP. This surge in participation reflects growing momentum behind state-level efforts to close the retirement savings gap for millions of private-sector workers.

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5 Home Renovations That Help Seniors Live Independently Longer

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 Discover the surprisingly easy improvements that can help you or a loved one stay self-sufficient and safe for years to come. 

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As more Americans near retirement, many are choosing to age in place rather than move into senior communities or assisted living. According to data widely cited by the National Council on Aging (NCOA) and published in Genworth’s annual Cost of Care Survey, the national median cost of assisted living is around $4,500 per month. By comparison, targeted home modifications…

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Women and Retirees Worry Even as Others Believe Their Finances Are on Solid Ground

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 Financial confidence is rising, but many women and retirees remain anxious about inflation, healthcare, and savings gaps. 

Worried senior woman
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According to an AARP survey, six in ten adults age 30-plus rated their financial situation as good or excellent at the start of 2025, up from 57 percent a year earlier. But this rising tide isn’t lifting all boats equally, with women and those saving for retirement still carrying heavy financial worries. The latest AARP Financial Security Trends Survey, conducted in January 2025…

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10 Questions to Ask Before Taking a Job in Retirement

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 Working after retiring isn’t always about the money. Before you commit, it’s worth thinking through what really fits your goals, lifestyle, and future. 

Senior man working among flowers
Drazen Zigic / Shutterstock.com

More Americans are working after retirement, whether for financial stability, social connection, or personal fulfillment. About 19% of adults 65 and older are still employed, according to a 2024 Pew Research Center analysis. But before you take on a new role, it’s important to think through how it fits into your retirement plans. These ten questions can help you make a decision that supports…

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