Money Management

 Research reveals which green spaces offer the most relief from sweltering temperatures, with some locations cooling the air significantly. 

On a hot summer day — like much of the U.S. is experiencing now — the places most likely to be a little cooler are green spaces. Botanical gardens cool the air most efficiently, according to a 2024 study led by researchers at the University of Surrey in England. It found that the temperature difference between a botanical garden and other parts of the surrounding city was 5 degrees Celsius…

 Read More 

 Rising debt paints a complex picture of the American financial mindset. 

Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Americans are carrying more debt than ever before, with total consumer credit hitting $17.73 trillion in April 2025, according to the latest Consumer Credit Trends Report from Equifax. That’s a 1.5% jump from the same…

 Read More 

 Sweeping Medicaid changes could hurt you financially and limit your access to essential health care. 

Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Even if you have employer coverage, these Medicaid changes could affect your wallet through higher premiums and increased emergency room costs. Senate Republicans have cleared a major hurdle in their push to reshape…

 Read More 

 Buried in the Senate’s tax overhaul is a provision that could drive up monthly electricity costs. Here’s how to prepare. 

The Senate’s latest tax bill could hit your wallet through higher electricity bills. Buried on page 558 of the proposed legislation is a new excise tax on wind and solar projects that energy experts warn could increase consumer electricity prices by 8% to 10%. If your electricity comes from renewable sources, even in part, you could see real dollars disappear from your monthly budget.

 Read More 

 Exactly how much of their retirement savings do Americans invest in stocks? The data might surprise you. 

Millions of us agonize over our investment mix. Do we have too much money in stocks — or not enough? The right mix depends on many factors, including our day-to-day expenses and desired retirement lifestyle. Age also plays a large role, as many investors try to reduce their exposure to riskier investments like stocks as they move closer to retirement. Recently, Vanguard looked at various age…

 Read More 

 A few small moves today could spare you major stress down the road. 

About 56 million American workers can’t save for retirement through their jobs, CBS News reports, citing Pew Charitable Trusts data. That’s nearly half of private-sector employees who miss out on automatic paycheck deductions and employer matches that make 401(k)s such effective savings tools. The gap is most severe for workers earning $37,000 or less. The Economic Innovation Group found that…

 Read More