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Money Management

Why Your Future Net Worth Is Likely Much Higher Than You Think

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 The standard definition of net worth leaves out some common hidden assets. 

Happy senior getting income tax breaks
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When you think about your financial future, you probably picture a number: the sum of your savings, investments, and home equity, minus your debts. That’s your net worth. But here’s the problem: that number only tells part of the story. Net worth is a widely used financial metric, but it’s also a limited one. It undercounts the assets and guarantees that provide true long-term financial…

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Senate Plan Adds $200 to the Child Tax Credit: Who Benefits?

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 A proposed tax credit increase could help some families more than others. 

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Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. A major spending package outlining how the government proposes to use taxpayer money was recently approved by the Senate. The bill includes an expanded child tax credit, which could mean hundreds more dollars in your…

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Closures, Deals, and Delays: Your Independence Day Financial Planning Guide

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 With a little planning, you can use this holiday to your advantage. 

Fourth of July family
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The Fourth of July holiday can disrupt your financial routine — from bank closures to mail delays — but with some advance planning, it’s possible to minimize disruptions and stay on track. MarketWatch breaks down how Independence Day impacts banks, government services, and delivery providers — here’s what to know to keep your finances on track. MarketWatch reports…

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These Jobs Can Pay $100 an Hour (or More) Without a Degree

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 With the right skills and motivation, you won’t need a college degree to earn a great income. 

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Earning a college degree takes two things that many of us don’t have a ton of: time and money. Whether you’re just starting out in the workforce or you’re looking to change course in your current career, you may be looking for a high-paying gig that doesn’t require time in a classroom first. These jobs do exist. In fact, many high-demand jobs and entrepreneurial paths reward skill…

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3 Gently Used Cars You Can Still Buy for Under $20,000

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 While car prices have soared since the pandemic, a few reliable bargains remain if you know where to look. 

Happy woman driver looking out a car window
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These days, finding a gently used car for under $20,000 is no easy task. As recently as 2019, nearly half of 3-year-old used cars cost $20,000 or less, according to iSeeCars. Today, that number has shrunk to just over 10%. Since 2019, the price of 3-year-old cars has jumped 49.9%, from $23,159 in 2019 to $32,635 today. And over the past three months, car prices have been rising…

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15 of the Best Independence Day Sales to Shop Right Now

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 Don’t delay: These Fourth of July deals will soon fizzle out like fireworks. 

Walmart storefront with American flag
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Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Stop waiting for fall to save on summer items. The Fourth of July is a great time of year to save big on stainless steel grills, swimsuits, sunscreen and more. In fact, many retailers are having star-spangled sales this…

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