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Money Management

12 Proven Ways to Cut Your Cooling Costs — Even During a Summer Like This One

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 Beat the heat this summer without burning a hole in your pocket. 

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Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Using an air conditioner to stay cool can take a big bite out of household budgets. Fortunately, there are other ways to help cool your home that also will cut your costs. Additionally, there are steps you can take to…

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Starbucks Just Changed Add-on Pricing: Here’s What It’ll Cost You Now

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 Some customers will save. Others might rethink their morning ritual. Here’s why. 

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Your daily Starbucks run might start looking a little different at the register. The coffee giant is rolling out a new system for drink add-ins like syrups, sauces, matcha, and more, according to CBS News. The goal is to streamline charges and make pricing more consistent across stores. If you’re among the many who personalize your coffee, here’s how the changes could affect your order total.

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$2 Water, $1,100 Gone: How Street Vendors Are Scamming Drivers

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 This scam started in Atlanta, but it could hit your city next. Learn how it works — and how to protect yourself. 

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A growing scam in Atlanta is targeting generous drivers through mobile payment apps. What is intended to be a small purchase can quickly escalate into hundreds stolen in seconds, according to Moneywise. Typically involving teens selling bottled water at intersections, these encounters are drawing increased scrutiny from Fox 5 Atlanta as more victims come forward. The setup seems innocent.

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Buy Now, Pay Later? FICO’s Watching

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 Those split payments for shoes or furniture might soon shape your credit future — for better or worse. 

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That $200 chair split into four easy payments may soon carry more weight than you expected. FICO, the company behind the most commonly used credit scores, is rolling out two new models that include buy-now-pay-later (BNPL) loans, according to Axios. More than 90 million Americans are projected to use BNPL services in 2024, Axios reports. According to the Consumer Financial Protection…

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Rate Cuts? Not So Fast. Powell Says Tariffs May Keep Prices Rising

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 Learn what Powell’s remarks mean for your credit cards, next mortgage, and savings strategy. 

The U.S. Capitol building in Washington, D.C.
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Anyone hoping to refinance their mortgage or land a cheaper car loan this summer may be disappointed. During recent testimony before Congress, Federal Reserve Chair Jerome Powell downplayed the likelihood of rate cuts, citing tariff-driven inflation concerns, according to Reuters. While some Fed officials had floated a July cut, Powell told lawmakers there’s no urgency to ease borrowing costs.

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Only 3% of Investors Can Answer These Basic Questions About Bonds. Can You?

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 Most investors think they understand how interest rates affect bond prices — but few actually do. 

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Do you understand how falling interest rates impact bond prices? Very likely, the answer is “no” — even if you think you do understand the effect. Recently, international financial advisory firm Natixis polled more than 7,000 investors in 21 countries and asked them about the relationship between interest rates and bond prices as part of the firm’s 2025 Global Survey of Individual Investors.

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