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Those split payments for shoes or furniture might soon shape your credit future — for better or worse.

That $200 chair split into four easy payments may soon carry more weight than you expected. FICO, the company behind the most commonly used credit scores, is rolling out two new models that include buy-now-pay-later (BNPL) loans, according to Axios. More than 90 million Americans are projected to use BNPL services in 2024, Axios reports. According to the Consumer Financial Protection…
