All Posts By

Tarra Jackson

Why Amazon Prime Video Is Starting to Feel Less Like a Perk

By Money Management No Comments

 Is paying for ad-free streaming worth the extra cost? 

Amazon Prime Video's streaming service
Diego Thomazini / Shutterstock.com

Amazon Prime Video has more than doubled its commercial time per hour, jumping from about two to three minutes to as much as six, according to a June 2025 report in Adweek based on feedback from advertising industry insiders. For the 180 million-plus members in the U.S. paying $139 a year, this change means a service that once provided nearly ad-free streaming now feels much more like…

 Read More 

14 States That Offer Property Tax Exemptions for Retirees

By Money Management No Comments

 Many states ease the property tax burden of residents who are 65 or older. 

Happy senior woman looking at a bill
Anatoliy Cherkas / Shutterstock.com

With age comes certain privileges, including lower property tax bills. More than one-quarter of states offer some type of property tax exemption to those who are 65 or older. A property tax exemption is a specific type of property tax break that reduces the assessed value of your home, which in turn typically lowers your property taxes themselves. Here’s a look at some states that offer…

 Read More 

3 Reasons Annual Fees Are the Secret to Free Travel

By Uncategorized No Comments
[[{“value”:”I used to think paying an annual fee for a credit card was a scam. Why would I shell out $95, $350, or even $695 just for the privilege of using a credit card?Alert: highest cash back card we’ve seen now has 0% intro APR into 2026
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes. Then I booked a luxury hotel room in Italy with points, breezed through airport security, and chilled in a lounge before my flight — all thanks to the perks that came with my travel card. And just like that, I stopped hating annual fees.Here are three reasons they’re worth it, and how you can make sure you’re getting your money’s worth.1. The perks usually pay for themselvesLet’s say your card has a $95 or $350 fee. That might sound steep — until you realize what you’re getting in return.Many travel cards come with benefits that are worth the annual fee several times over. Think:Travel credits (like $100-$300 toward flights, hotels, or incidentals)Free checked bags (worth $60 or more per round trip)Airport lounge access (a lifesaver during delays)Hotel upgrades and late checkoutPriority boarding or elite status with hotels and airlinesEven using just one or two of these perks on a single trip could cover the fee. One of my favorite travel cards only charges $95 a year — and the value of the welcome bonus alone more than makes up for the annual fee for the next several years.2. You earn way more pointsCards with annual fees tend to have better earning rates — which means more free travel, faster.For example, a no-fee travel card might earn 1.5x points across the board. A $95 card might earn 3x on dining and 2x on travel. A premium card might go even higher and give you bonuses on flights, hotels, groceries, and more.That adds up fast, especially if you’re using your card for everyday spending. And more points means more trips. Simple as that.3. The welcome bonus alone can make it worth itMany top travel cards offer a welcome bonus of 60,000 points or more after you spend a certain amount in the first few months. That’s often worth $750+ in travel — sometimes even $1,000 or more if you use your points strategically.So if you’re debating whether to pay that $95 or $350 upfront, remember this: You’re getting hundreds in free travel in exchange. It’s a no-brainer if you’re planning a trip in the next year.Start racking up free travelAnnual fees aren’t something to fear; they’re just part of the equation. If the perks, points, and bonuses you’re getting are worth more than what you’re paying, it’s a win.I’ve used travel credits to wipe out airline fees, relaxed in airport lounges that felt like mini hotels, and saved thousands of dollars on flights and hotels. And that was only possible because I paid for the right card.Ready to see which cards offer the most perks for the price? Check out our favorite travel cards here.Alert: highest cash back card we’ve seen now has 0% intro APR into 2026
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes. We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.The Motley Fool has a disclosure policy.”}]] [[{“value”:”

A black credit card against graphic beach background.

I used to think paying an annual fee for a credit card was a scam. Why would I shell out $95, $350, or even $695 just for the privilege of using a credit card?

Alert: highest cash back card we’ve seen now has 0% intro APR into 2026

This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

Click here to read our full review for free and apply in just 2 minutes.

Then I booked a luxury hotel room in Italy with points, breezed through airport security, and chilled in a lounge before my flight — all thanks to the perks that came with my travel card. And just like that, I stopped hating annual fees.

Here are three reasons they’re worth it, and how you can make sure you’re getting your money’s worth.

1. The perks usually pay for themselves

Let’s say your card has a $95 or $350 fee. That might sound steep — until you realize what you’re getting in return.

Many travel cards come with benefits that are worth the annual fee several times over. Think:

  • Travel credits (like $100-$300 toward flights, hotels, or incidentals)
  • Free checked bags (worth $60 or more per round trip)
  • Airport lounge access (a lifesaver during delays)
  • Hotel upgrades and late checkout
  • Priority boarding or elite status with hotels and airlines

Even using just one or two of these perks on a single trip could cover the fee. One of my favorite travel cards only charges $95 a year — and the value of the welcome bonus alone more than makes up for the annual fee for the next several years.

2. You earn way more points

Cards with annual fees tend to have better earning rates — which means more free travel, faster.

For example, a no-fee travel card might earn 1.5x points across the board. A $95 card might earn 3x on dining and 2x on travel. A premium card might go even higher and give you bonuses on flights, hotels, groceries, and more.

That adds up fast, especially if you’re using your card for everyday spending. And more points means more trips. Simple as that.

3. The welcome bonus alone can make it worth it

Many top travel cards offer a welcome bonus of 60,000 points or more after you spend a certain amount in the first few months. That’s often worth $750+ in travel — sometimes even $1,000 or more if you use your points strategically.

So if you’re debating whether to pay that $95 or $350 upfront, remember this: You’re getting hundreds in free travel in exchange. It’s a no-brainer if you’re planning a trip in the next year.

Start racking up free travel

Annual fees aren’t something to fear; they’re just part of the equation. If the perks, points, and bonuses you’re getting are worth more than what you’re paying, it’s a win.

I’ve used travel credits to wipe out airline fees, relaxed in airport lounges that felt like mini hotels, and saved thousands of dollars on flights and hotels. And that was only possible because I paid for the right card.

Ready to see which cards offer the most perks for the price? Check out our favorite travel cards here.

Alert: highest cash back card we’ve seen now has 0% intro APR into 2026

This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

Click here to read our full review for free and apply in just 2 minutes.

We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.The Motley Fool has a disclosure policy.

“}]] Read More 

Same Aisle, Higher Price: 12 Grocery Items That Just Don’t Add Up

By Money Management No Comments

 Your cart isn’t the problem — it’s the sneaky staples bloating your total. 

Unhappy woman looking at her grocery bill
Prostock-studio / Shutterstock.com

If your grocery receipt feels longer than your list, you’re not imagining it. Food prices have jumped more than 25% since 2020, according to the U.S. Bureau of Labor Statistics, and everyday items are now eating up more of your budget. Some of the worst culprits don’t look flashy or luxurious — they’re the familiar products you grab without thinking. These 12 items could be padding your…

 Read More 

Think $1 Million Means You’re Set? Here’s the Reality for Most Retirees

By Money Management No Comments

 Haven’t hit the seven-figure mark? Here’s how to work toward it on your terms. 

Woman thinking about retirement
Perfect Wave / Shutterstock.com

With fewer than 3% of American households having amassed at least $1 million in retirement savings, according to the Federal Reserve’s Survey of Consumer Finances, reaching a seven‑figure balance remains elusive. Meanwhile, the median retirement savings for people aged 65–74 is just over $200,000, with those 75 and older reporting around $130,000, according to Federal Reserve figures.

 Read More 

Why Americans Spend $10 Billion Less on Dad Than Mom Each Year

By Money Management No Comments

 For many dads, feeling appreciated matters more than gifts — and it’s changing how families celebrate. 

Family grilling on the deck of their home
Monkey Business Images / Shutterstock.com

Each June, Americans spend far less honoring dads than they do moms. According to the National Retail Federation, spending on Father’s Day may reach $24 billion this year, a big number, but still $10 billion under what families spent on Mother’s Day. This gap reveals not just buying habits but also changing family dynamics and thoughtful approaches to showing appreciation.

 Read More