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Tarra Jackson

How to Create a Bee-Friendly Pollinator Yard in 4 Steps

By Money Management No Comments

 Use these steps to transform your yard into a haven for butterflies and bees. 

Minko Peev / Shutterstock.com

To successfully create a pollinator lawn, assess the area, choose how much of the site to convert, and select and install the right plants to attract bees and other beneficial insects to your yard. Pollinator lawns are eco-friendly and low-maintenance, a perfect option for homeowners looking to cut back on turf-related expenses. Additionally, we interviewed a specialist who provided helpful…

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5 Strategies to Break Your Overspending Habit Without Feeling Deprived

By Money Management No Comments

 These simple shifts can curb impulse buying while letting you enjoy the things you love. 

Happy female shopper with shopping bags
fast-stock / Shutterstock.com

Between inflation pushing prices higher, frictionless digital payments, and targeted ads following you everywhere online, staying on a budget can feel like swimming upstream. The challenge isn’t just about willpower anymore. Even disciplined spenders find themselves in the red. But here’s what works, as NerdWallet explains: creating systems that make smart financial choices automatic while…

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How to Protect Your Finances If You Are at Risk of Deportation

By Money Management No Comments

 Prepare to keep your family financially secure, no matter what happens. 

Airplane flying above the clouds
iurii / Shutterstock.com

In April and May 2025, legal aid groups and local news outlets reported targeted immigration enforcement actions in parts of Los Angeles and New York. In Los Angeles, the Immigrant Defenders Law Center confirmed ICE operations affecting families in the Boyle Heights neighborhood. In New York, advocates with the New York Immigration Coalition noted an uptick in enforcement activity in Queens and…

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What AI Could Mean for Energy Demand and Your Utility Bill

By Money Management No Comments

 AI demand is adding pressure to rising electricity costs. Here’s how to prepare. 

concrete dam in Maine
rusty426 / Shutterstock.com

As AI-powered services become part of daily life, the massive data centers powering them are creating an unprecedented surge in electricity demand that energy experts warn could drive up utility bills for households across the country. According to a 2024 report from Schneider Electric, a digital automation and energy management company, electricity demand in the United States is projected to…

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3 Reasons Not to Get Low-Deductible Car Insurance

By Uncategorized No Comments
[[{“value”:”Choosing the right car insurance deductible can be a big decision. While a lower deductible means paying less when you file a claim, it usually comes with higher monthly premiums.Alert: highest cash back card we’ve seen now has 0% intro APR into 2026
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes. While it might seem safer, low-deductible car insurance isn’t always the best choice. Here are three reasons to reconsider before you decide to go with a low deductible.1. Higher premiumsLow deductibles lower your out-of-pocket costs after an accident, but they come with higher monthly or yearly premiums. If you’re a safe driver who rarely makes claims, you may pay more overall.Say you go a few years without an accident, but you have a low-deductible monthly premium that’s $30 higher than the alternative. That’s $360 more per year — and over several years, that extra cost can outweigh what you save on deductibles.With our free tool, you might be able to save hundreds of dollars per year just by switching car insurance — and it only takes a few minutes to find out. Check it out to compare rates from the top companies today.2. Small claims can raise your ratesWith a low deductible, you might decide to file a claim for minor damage. That might sound nice, but it can cause your insurance company to increase your rates, making your already-high premium even higher.You’ll end up having to choose between making a small claim that can raise your rate or paying out of pocket.3. Less motivation to drive carefullyA low deductible means you pay less if you have an accident, which means you have less motivation to avoid crashes.Nobody goes out on the road seeking an accident. But higher deductibles do add an extra incentive for cautious driving, because you risk paying more out of pocket when something does go wrong.How to choose the right deductibleA low deductible on your auto insurance might make sense for you if you want utmost peace of mind, or can’t afford surprise expenses after a crash.But for many drivers, striking a balance between premiums and deductibles will help save money in the long run. Consider your budget and driving habits before choosing — and check out our free tool to compare rates and potentially save hundreds of dollars today.Alert: highest cash back card we’ve seen now has 0% intro APR into 2026
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes. We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.The Motley Fool has a disclosure policy.”}]] [[{“value”:”

A silver sedan car on red background.

Choosing the right car insurance deductible can be a big decision. While a lower deductible means paying less when you file a claim, it usually comes with higher monthly premiums.

Alert: highest cash back card we’ve seen now has 0% intro APR into 2026

This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

Click here to read our full review for free and apply in just 2 minutes.

While it might seem safer, low-deductible car insurance isn’t always the best choice. Here are three reasons to reconsider before you decide to go with a low deductible.

1. Higher premiums

Low deductibles lower your out-of-pocket costs after an accident, but they come with higher monthly or yearly premiums. If you’re a safe driver who rarely makes claims, you may pay more overall.

Say you go a few years without an accident, but you have a low-deductible monthly premium that’s $30 higher than the alternative. That’s $360 more per year — and over several years, that extra cost can outweigh what you save on deductibles.

With our free tool, you might be able to save hundreds of dollars per year just by switching car insurance — and it only takes a few minutes to find out. Check it out to compare rates from the top companies today.

2. Small claims can raise your rates

With a low deductible, you might decide to file a claim for minor damage. That might sound nice, but it can cause your insurance company to increase your rates, making your already-high premium even higher.

You’ll end up having to choose between making a small claim that can raise your rate or paying out of pocket.

3. Less motivation to drive carefully

A low deductible means you pay less if you have an accident, which means you have less motivation to avoid crashes.

Nobody goes out on the road seeking an accident. But higher deductibles do add an extra incentive for cautious driving, because you risk paying more out of pocket when something does go wrong.

How to choose the right deductible

A low deductible on your auto insurance might make sense for you if you want utmost peace of mind, or can’t afford surprise expenses after a crash.

But for many drivers, striking a balance between premiums and deductibles will help save money in the long run. Consider your budget and driving habits before choosing — and check out our free tool to compare rates and potentially save hundreds of dollars today.

Alert: highest cash back card we’ve seen now has 0% intro APR into 2026

This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

Click here to read our full review for free and apply in just 2 minutes.

We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.The Motley Fool has a disclosure policy.

“}]] Read More 

Why This Summer’s Travel Deals Could Be the Best You’ll See for Years

By Money Management No Comments

 Learn why prices are dropping and how to score rare savings now. 

Happy traveler outside at an airport with luggage and passport.
Prostock-studio / Shutterstock.com

Summer travel plans just got a lot more affordable. While Americans may be cutting back in other areas, they’re not canceling their trips, and airlines are responding with some of the most attractive pricing in years. According to TheStreet, a surge in vacation demand paired with competitive fares is fueling what Clint Henderson from The Points Guy dubs “the summer of savings.

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