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 Retirement savings are hitting record highs — but averages alone won’t tell you if you’re on track. 

Piggy bank with 401k on the side, next to stacks of coins
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Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Today’s workers are contributing more to their 401(k) accounts than ever before, but that doesn’t necessarily mean they’re all on track for a secure retirement. According to data from Vanguard cited by CNBC…

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