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Money Management

How Retirement Got so Scary: 6 Things That Keep Americans up at Night

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 A new study shows most adults fear going broke in their post-career years more than dying. Here’s what’s fueling it — and how to fight back. 

Panicked worried senior unable to look at something scary
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Retirement should be a time to relax — not a looming fear that you lose sleep over. But a powerful new study from Allianz Life reveals nearly two-thirds of Americans are more afraid of outliving their savings than of death itself. Gen Xers are especially anxious, with 70% saying an empty bank account scares them more than the end of life. These numbers reflect a growing crisis — and the urgent…

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5 Crucial Ways to Prepare for Long-Term Care Costs

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 With more than half of Americans turning 65 eventually needing long-term care at a cost exceeding $100,000, proper planning is essential. Discover strategies to to handle these potential expenses. 

Senior woman with a nurse
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For Americans turning 65 in the near-term, more than half may develop a disability requiring long-term care. According to CNBC, the average future cost for someone in this age group is likely to be $122,400. One of the most dangerous misconceptions about long-term care is that regular health insurance or Medicare will cover the costs. They generally don’t. Planning ahead for these potential…

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Indoor Tanning Tax Repeal: House Bill Seeks to End Decade-Old Service Fee

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 A decade-old tax on indoor tanning services could be eliminated as part of a House bill that’s now headed to the Senate for consideration. 

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A new House bill working its way through Congress includes a provision to repeal the 10% excise tax on indoor tanning services, a fee in place since 2010. Implemented initially as part of the Affordable Care Act, the tax may soon be eliminated if the legislation passes the Senate, having already cleared the House. The 10% excise tax on indoor tanning services was introduced in 2010 as part…

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How to Check If Amazon Owes You a Surprise Refund From Past Purchases

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 Could you be one of the customers in for a refund from Amazon? Here’s what to know. 

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Amazon has quietly begun issuing surprise refunds to customers for unresolved returns dating back as far as 2018. If you’ve returned items to Amazon in the past few years and believe you didn’t receive proper refunds, you might be among those receiving unexpected money back. Following an internal review, Amazon identified what they call “a very small subset of returns that were unresolved.”…

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12 Hidden-Gem Cities Where Retiring on $500K Feels Like a Fortune

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 Discover underrated destinations offering budget-friendly living, strong amenities, and a rewarding retirement without sacrificing comfort or peace of mind. 

Retired couple laughing and smiling on the beach
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Think you need a million-dollar nest egg to enjoy retirement? Think again. With the right location, even $500K can unlock a lifestyle that feels rich in comfort, community, and convenience. These 12 hidden-gem U.S. cities offer surprisingly low costs of living, quality healthcare, and plenty of perks — proving you don’t have to break the bank to retire well.

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5 Economic Signals Experts Are Watching Closely

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 GDP is cooling, inflation is stubborn, and markets are nervous. These five red flags suggest a recession may be closer than you think. 

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The U.S. economy is sending mixed signals. While consumer spending remains resilient and unemployment is near historic lows (Bureau of Labor Statistics, May 2025), recent data from the Commerce Department shows a slight GDP contraction of 0.3% in Q1 2025, raising fresh questions about the road ahead. Here are five economic pressure points worth watching — and what you can do now to keep your…

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