Money Management

 When Americans describe their financial circumstances, it’s clear they are not well-prepared for their golden years. Monkey Business Images / Shutterstock.com

Life has been tough on the middle class in recent years. Homes have become ridiculously expensive, and inflation has made simply putting food on the table more challenging. So, it should come as little surprise that middle-class Americans are not well-prepared for retirement. Recently, the Transamerica Center for Retirement Studies surveyed more than 5,700 middle-class adults and — among other…

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 Not everyone has a white picket fence. Monkey Business Images / Shutterstock.com

Are you part of the middle class, and how do you compare with your peers? The Transamerica Center for Retirement Studies recently surveyed more than 5,700 middle-class adults. Transamerica defines the middle class as people with an annual household income between $50,000 and $199,999. This is a pretty broad range that accounts for 55% of American adults. Most of the middle class…

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 The old rule may not apply anymore. Here’s how to better plan for spending after you retire. Nutlegal Photographer / Shutterstock.com

For decades, the 4% retirement withdrawal rule has served as a guiding principle for retirees. While this rule of thumb has provided simplicity and reassurance, today’s retirees face new economic realities that benefit from a more nuanced and personalized approach.

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 Find out how you can score great savings on two different plans. viewimage / Shutterstock.com

Here’s a streaming TV deal just in time for football season and colder weather! Paramount+ streaming service has an amazing deal happening right now, but hurry because it ends Sept. 23, 2024. New or former subscribers can get Paramount+ for $2.50 per month for an entire year instead of the regular $4.99 per month. That’s a savings of 50% off — and we’re here for it! Or, you can upgrade to…

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 Keep your closet well-stocked with cozy fall favorites for minimal cost. Dasha Petrenko / Shutterstock.com

Whether you’re excited about shopping for cute and cozy fall outfits or dreading it, here are some tips for maximizing your budget and getting the most fabulous fashion bang for your frugal buck. I’m all about getting new clothes once the seasons change. Maybe I like shopping a lot — but that doesn’t mean that I also don’t want a deal. Why spend more for clothes when you don’t have to?

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 Stream your way to a screamin’-good time to get in the Halloween spirit. Nomad_Soul / Shutterstock.com

Halloween is almost here — whatcha gonna watch while you gobble up all that candy? What’s that? You were hoping that we’d tell you the best Halloween movies to watch right now? Well, you’re right to assume that. Our unranked suggestions include spooky-season standbys like “Halloween,” “The Lady in White,” “The Rocky Horror Picture Show,” and “Trick ‘r Treat” plus newer and less familiar films…

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