Category

Money Management

The 5 Essential Financial Accounts Every American Should Have Today

By Money Management No Comments

 Setting yourself up for long-term success starts with opening the right accounts now. 

Couple with American flag
Andy Dean Photography / Shutterstock.com

You know that nagging feeling when you’re not sure if your money’s in the right place? Maybe you’ve got a checking account from college that charges fees, or you’re wondering if that savings account earning 0.01% interest is really doing you any favors. Let’s fix that today. Having the right mix of financial accounts isn’t about being fancy or complicated. It’s about giving your money jobs to do…

 Read More 

The 10 Best States for an Affordable Road Trip

By Money Management No Comments

 Hit the road and find a rich travel experience that won’t break the bank. 

Senior couple excited driving down the coast of Florida in retirement or on vacation
Sabrina Bracher / Shutterstock.com

Summer is peak road trip season in the United States, offering travelers a chance to explore new landscapes, visit national parks, and enjoy local culture — all at their own pace. But with inflation still lingering and consumer sentiment low, many Americans are looking for ways to stretch their vacation budgets without sacrificing experience. To help travelers get the most out of their vacation…

 Read More 

Why Your 401(K) Just Lost Money and What You Should Do About It

By Money Management No Comments

 Market dips can rattle your 401(k), but smart moves now can protect your long-term goals — here’s what’s happening and how to stay on track. 

Man with empty money jar
Lolostock – Apex Studios / Shutterstock.com

Your 401(k) balance probably looks smaller than it did three months ago. If you’ve checked your retirement account recently and felt that familiar stomach drop, you’re not alone. The average 401(k) balance dropped 3% in the first quarter of 2025, falling to $127,100, according to data released by Fidelity Investments and reported by CNBC. Before you panic-google “how to move 401(k) to cash,”…

 Read More 

How to Cut Your Summer Energy Bills As Cooling Costs May Hit 12-Year High

By Money Management No Comments

 Record heat and rising rates push households to find smarter, faster ways to lower electricity expenses this summer. 

Woman upset about her electric bill
aslysun / Shutterstock.com

Summer energy bills are about to punch American families right in the wallet. Home electricity costs are projected to reach $784 for the summer period — a 12-year high — based on data from the National Energy Assistance Directors Association. That’s unwelcome news for households still recovering from elevated heating costs last winter, as highlighted in a CBS News report.

 Read More 

10 Forgotten Closet Items That Could Be Worth Serious Money Today

By Money Management No Comments

 That old shirt, gadget, or handbag gathering dust could be worth hundreds — or even thousands — if you know what to look for before you declutter. 

Person shopping for clothes in secondhand store
AnnaStills / Shutterstock.com

Take a moment to think about that jacket you haven’t worn since college. Or those sneakers buried in a shoebox. What if they’re worth enough to cover next month’s rent? The secondhand market has exploded, becoming a $197 billion global industry, according to Statista, and collectors are hunting for items you probably forgot you owned. From vintage band tees to outdated electronics, that “junk”…

 Read More 

Social Security Increases for Nearly 3 Million Retirees

By Money Management No Comments

 Millions of retirees are seeing bigger Social Security checks and back pay. Find out who qualifies, how much is at stake, and when remaining payments are expected. 

senior man with cash
Roman Samborskyi / Shutterstock.com

The Social Security Administration has completed benefit adjustments for roughly 91% of the nearly 3 million retirees affected by January’s Social Security Fairness Act, delivering both increased monthly checks and retroactive lump-sum payments that could total thousands of dollars, reports CNBC. If you’re among those still waiting, your windfall should arrive within months.

 Read More