Money Management

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I was just cruising the Costco website, like one does, when I discovered that America’s favorite warehouse store happens to sell mattresses. I knew it sold furniture, and in fact, someone I work with got a great deal on a sofa at Costco, but I hadn’t realized that Costco also sold mattresses.Top credit card to use at Costco (and everywhere else!)
We love versatile credit cards that offer huge rewards everywhere, including Costco! This card is a standout among America’s favorite credit cards because it offers perhaps the easiest $200 cash bonus you could ever earn and an unlimited 2% cash rewards on purchases, even when you shop at Costco. Add on the competitive 0% interest period and it’s no wonder we awarded this card Best No Annual Fee Credit Card.
Click here to read our full review for free and apply before the $200 welcome bonus offer ends!I’ve been a Costco member for a lot of years, and many of my large purchases were made there, so there’s no reason I shouldn’t buy my next mattress from Costco, and at least three really great reasons I should.1. Rewards and cash backBuying a mattress at Costco is kind of a fun exercise in just how many rewards you can stack up. Many deals are offered through Costco Direct, which means that there are frequent rewards for buying multiple items, like, say, a mattress and a bed frame. Right now, if you buy two items through Costco Direct, you can save $100 on the total order, with savings all the way up to $400 if you choose to buy five Costco Direct items.But wait, there’s more.You also will get 2% in annual rewards with an Executive membership, which you absolutely should upgrade to in any year you plan to make a big purchase. On top of those two financial incentives, there’s the cash back that’s available by making your purchase with a credit card. Check out this list of the top credit cards for Costco spending to maximize your cash back.2. Free delivery, setup, and haul awayIf you’ve ever bought a new mattress, you know that pretty much everything up to the point where you fall asleep on your face is kind of a battle. First, there’s finding a truck, then there’s putting the mattress into said truck, tying it down so it doesn’t fly off or get dirty, taking it home, getting the old mattress out of the house, putting the new mattress in the bedroom, and then somehow getting rid of the old mattress.This is why the free delivery, setup, and haul away that Costco offers with many of its mattresses is worth more than a Costco gold bar. You’re spared the ridiculous amount of work involved in moving in a new mattress and tossing out the old one, and you get to sleep on a fresh, new cloud without your back hurting. Win win.3. Costco’s return policyCostco is known for its generous return policy, but did you know that it extends to mattresses? It’s true! The tricky thing about buying a mattress is that no matter how many you try out in the mattress store, you may still not really have a great idea what a night’s sleep will be like on your final choice.This is why it’s great when a retailer will let you return a mattress with no questions asked. If you simply are having a Goldilocks moment and the bed you bought is too hard or too soft, well, it’s totally fine to call Costco and return it or exchange it for a different model that might be a little better for you.For me, the ability to return a mattress is everything. I bought my last mattress through Amazon because I was on a very tight budget and moving into a completely empty house from 500 miles away, so beggars really couldn’t be choosers. It showed up compressed in a bag the same day I did (well, I wasn’t in a bag), and I was very, very lucky that it has worked out so far, because if it hadn’t, I’d still have had to sleep on it and then spend a lot of money to replace it.That was four years ago, and time has definitely taken its toll, so I know it will need to be replaced sooner rather than later.My next mattress will be a Costco QueenIt’s important to plan ahead when you’re considering a big purchase, and a mattress is a pretty big one, both in terms of size and dollars. That’s why I’m choosing Costco, because I know I can count on it for reliability and to make things right if anything were to go wrong.But I’m not going to lie, I’m also choosing Costco because of the ability to use various strategies like this one to save even more money than a face value comparison will show.I mean, if we’re not saving money, what are we even doing here?Top credit card to use at Costco (and everywhere else!)
We love versatile credit cards that offer huge rewards everywhere, including Costco! This card is a standout among America’s favorite credit cards because it offers perhaps the easiest $200 cash bonus you could ever earn and an unlimited 2% cash rewards on purchases, even when you shop at Costco. Add on the competitive 0% interest period and it’s no wonder we awarded this card Best No Annual Fee Credit Card.
Click here to read our full review for free and apply before the $200 welcome bonus offer ends!We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.John Mackey, former CEO of Whole Foods Market, an Amazon subsidiary, is a member of The Motley Fool’s board of directors. Kristi Waterworth has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Amazon and Costco Wholesale. The Motley Fool has a disclosure policy.”}]] [[{“value”:”

I was just cruising the Costco website, like one does, when I discovered that America’s favorite warehouse store happens to sell mattresses. I knew it sold furniture, and in fact, someone I work with got a great deal on a sofa at Costco, but I hadn’t realized that Costco also sold mattresses.

Top credit card to use at Costco (and everywhere else!)

We love versatile credit cards that offer huge rewards everywhere, including Costco! This card is a standout among America’s favorite credit cards because it offers perhaps the easiest $200 cash bonus you could ever earn and an unlimited 2% cash rewards on purchases, even when you shop at Costco.

Add on the competitive 0% interest period and it’s no wonder we awarded this card Best No Annual Fee Credit Card.

Click here to read our full review for free and apply before the $200 welcome bonus offer ends!

I’ve been a Costco member for a lot of years, and many of my large purchases were made there, so there’s no reason I shouldn’t buy my next mattress from Costco, and at least three really great reasons I should.

1. Rewards and cash back

Buying a mattress at Costco is kind of a fun exercise in just how many rewards you can stack up. Many deals are offered through Costco Direct, which means that there are frequent rewards for buying multiple items, like, say, a mattress and a bed frame. Right now, if you buy two items through Costco Direct, you can save $100 on the total order, with savings all the way up to $400 if you choose to buy five Costco Direct items.

But wait, there’s more.

You also will get 2% in annual rewards with an Executive membership, which you absolutely should upgrade to in any year you plan to make a big purchase. On top of those two financial incentives, there’s the cash back that’s available by making your purchase with a credit card. Check out this list of the top credit cards for Costco spending to maximize your cash back.

2. Free delivery, setup, and haul away

If you’ve ever bought a new mattress, you know that pretty much everything up to the point where you fall asleep on your face is kind of a battle. First, there’s finding a truck, then there’s putting the mattress into said truck, tying it down so it doesn’t fly off or get dirty, taking it home, getting the old mattress out of the house, putting the new mattress in the bedroom, and then somehow getting rid of the old mattress.

This is why the free delivery, setup, and haul away that Costco offers with many of its mattresses is worth more than a Costco gold bar. You’re spared the ridiculous amount of work involved in moving in a new mattress and tossing out the old one, and you get to sleep on a fresh, new cloud without your back hurting. Win win.

3. Costco’s return policy

Costco is known for its generous return policy, but did you know that it extends to mattresses? It’s true! The tricky thing about buying a mattress is that no matter how many you try out in the mattress store, you may still not really have a great idea what a night’s sleep will be like on your final choice.

This is why it’s great when a retailer will let you return a mattress with no questions asked. If you simply are having a Goldilocks moment and the bed you bought is too hard or too soft, well, it’s totally fine to call Costco and return it or exchange it for a different model that might be a little better for you.

For me, the ability to return a mattress is everything. I bought my last mattress through Amazon because I was on a very tight budget and moving into a completely empty house from 500 miles away, so beggars really couldn’t be choosers. It showed up compressed in a bag the same day I did (well, I wasn’t in a bag), and I was very, very lucky that it has worked out so far, because if it hadn’t, I’d still have had to sleep on it and then spend a lot of money to replace it.

That was four years ago, and time has definitely taken its toll, so I know it will need to be replaced sooner rather than later.

My next mattress will be a Costco Queen

It’s important to plan ahead when you’re considering a big purchase, and a mattress is a pretty big one, both in terms of size and dollars. That’s why I’m choosing Costco, because I know I can count on it for reliability and to make things right if anything were to go wrong.

But I’m not going to lie, I’m also choosing Costco because of the ability to use various strategies like this one to save even more money than a face value comparison will show.

I mean, if we’re not saving money, what are we even doing here?

Top credit card to use at Costco (and everywhere else!)

We love versatile credit cards that offer huge rewards everywhere, including Costco! This card is a standout among America’s favorite credit cards because it offers perhaps the easiest $200 cash bonus you could ever earn and an unlimited 2% cash rewards on purchases, even when you shop at Costco.

Add on the competitive 0% interest period and it’s no wonder we awarded this card Best No Annual Fee Credit Card.

Click here to read our full review for free and apply before the $200 welcome bonus offer ends!

We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.John Mackey, former CEO of Whole Foods Market, an Amazon subsidiary, is a member of The Motley Fool’s board of directors. Kristi Waterworth has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Amazon and Costco Wholesale. The Motley Fool has a disclosure policy.

“}]] Read More 

[[{“value”:”Image source: Getty Images
The Federal Reserve has started what is expected to be a multi-year cycle of cuts to its benchmark interest rate, and as a result, CD yields have started to drift lower. However, they are still a solid choice for retirees looking to create income streams from their savings, and for a few reasons.Alert: highest cash back card we’ve seen now has 0% intro APR into 2026
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes. With the Fed set to cut rates several more times in the coming years, locking in today’s high CD yields could be a smart idea. Click here for our updated list of the best CD rates right now.1. Yields are still historically highHere’s a key point to know. The Fed recently cut rates and CD yields started to fall. But not by that much.CD yields remain significantly higher than they were just a few years ago and aren’t too far below where they peaked earlier this year. Before 2022, it was a challenge to find a 1-year CD paying more than 1%. As of this writing, 1-year CDs are readily available with interest rates of 4% or higher.It’s a similar situation for longer-term (5-year) CDs. In late 2021, top rates on 5-year CDs were about 1.3%. Now, you can find a 4% APY on a 5-year CD.To be sure, CD rates will likely continue to gravitate downward with future rate cuts. But the days of the Fed’s zero-interest-rate policy aren’t likely to return anytime soon, so CD yields are likely to remain significantly higher than a few years ago.2. CDs are safe investmentsCDs offered by top banks, even online banks that pay high yields, are covered by FDIC insurance. Depositors are covered in the event of a bank failure for up to $250,000 per person, per institution ($500,000 for a joint account). Some banks even take it a step further and partner with other banks to offer FDIC protection in the millions of dollars.In fact, the only way you can lose money with a CD is if you need to withdraw the money very early in the term. Typically, the early withdrawal penalty for a CD involves giving up a few months’ worth of interest, so if you withdraw your money in fewer months than the penalty amount, it is possible to lose a small amount of money.3. CDs can provide both flexibility and consistencyWhen used properly, CDs can offer consistent income while helping you maintain financial flexibility.Consider a strategy known as CD laddering. The most common form of this involves taking your money, dividing it by five, and putting this amount into a 1-year, 2-year, 3-year, 4-year, and 5-year CD. So, if you had $100,000, you’d put $20,000 into each one. As each CD reaches maturity, you’d roll the money into a new CD with a 5-year term.The idea is that you’ll always have some of your money available within a year. Eventually, all of your money would be in 5-year CDs, with staggered maturity dates, providing a nice combination of steady and predictable income with the ability to use your money for a big purchase, or to reallocate it to other investment opportunities, once a year.The bottom lineDon’t make the mistake of ignoring CDs just because interest rates have fallen a bit. CDs can still be used to create a reliable income stream that is FDIC protected. Even if you prefer to invest primarily in stocks and bonds, CDs can add a nice element of predictability and diversification to your retirement investing strategy.Alert: highest cash back card we’ve seen now has 0% intro APR into 2026
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes. We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.The Motley Fool has a disclosure policy.”}]] [[{“value”:”

The Federal Reserve has started what is expected to be a multi-year cycle of cuts to its benchmark interest rate, and as a result, CD yields have started to drift lower. However, they are still a solid choice for retirees looking to create income streams from their savings, and for a few reasons.

Alert: highest cash back card we’ve seen now has 0% intro APR into 2026

This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

Click here to read our full review for free and apply in just 2 minutes.

With the Fed set to cut rates several more times in the coming years, locking in today’s high CD yields could be a smart idea. Click here for our updated list of the best CD rates right now.

1. Yields are still historically high

Here’s a key point to know. The Fed recently cut rates and CD yields started to fall. But not by that much.

CD yields remain significantly higher than they were just a few years ago and aren’t too far below where they peaked earlier this year. Before 2022, it was a challenge to find a 1-year CD paying more than 1%. As of this writing, 1-year CDs are readily available with interest rates of 4% or higher.

It’s a similar situation for longer-term (5-year) CDs. In late 2021, top rates on 5-year CDs were about 1.3%. Now, you can find a 4% APY on a 5-year CD.

To be sure, CD rates will likely continue to gravitate downward with future rate cuts. But the days of the Fed’s zero-interest-rate policy aren’t likely to return anytime soon, so CD yields are likely to remain significantly higher than a few years ago.

2. CDs are safe investments

CDs offered by top banks, even online banks that pay high yields, are covered by FDIC insurance. Depositors are covered in the event of a bank failure for up to $250,000 per person, per institution ($500,000 for a joint account). Some banks even take it a step further and partner with other banks to offer FDIC protection in the millions of dollars.

In fact, the only way you can lose money with a CD is if you need to withdraw the money very early in the term. Typically, the early withdrawal penalty for a CD involves giving up a few months’ worth of interest, so if you withdraw your money in fewer months than the penalty amount, it is possible to lose a small amount of money.

3. CDs can provide both flexibility and consistency

When used properly, CDs can offer consistent income while helping you maintain financial flexibility.

Consider a strategy known as CD laddering. The most common form of this involves taking your money, dividing it by five, and putting this amount into a 1-year, 2-year, 3-year, 4-year, and 5-year CD. So, if you had $100,000, you’d put $20,000 into each one. As each CD reaches maturity, you’d roll the money into a new CD with a 5-year term.

The idea is that you’ll always have some of your money available within a year. Eventually, all of your money would be in 5-year CDs, with staggered maturity dates, providing a nice combination of steady and predictable income with the ability to use your money for a big purchase, or to reallocate it to other investment opportunities, once a year.

The bottom line

Don’t make the mistake of ignoring CDs just because interest rates have fallen a bit. CDs can still be used to create a reliable income stream that is FDIC protected. Even if you prefer to invest primarily in stocks and bonds, CDs can add a nice element of predictability and diversification to your retirement investing strategy.

Alert: highest cash back card we’ve seen now has 0% intro APR into 2026

This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

Click here to read our full review for free and apply in just 2 minutes.

We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.The Motley Fool has a disclosure policy.

“}]] Read More 

[[{“value”:”Image source: Upsplash/The Motley Fool
Costco offers discounted prices on essentials like groceries, household goods, cleaning supplies, beauty products, personal care items, clothes, and more. You can also unlock discounts when buying gift cards at Costco. Top credit card to use at Costco (and everywhere else!)
We love versatile credit cards that offer huge rewards everywhere, including Costco! This card is a standout among America’s favorite credit cards because it offers perhaps the easiest $200 cash bonus you could ever earn and an unlimited 2% cash rewards on purchases, even when you shop at Costco. Add on the competitive 0% interest period and it’s no wonder we awarded this card Best No Annual Fee Credit Card.
Click here to read our full review for free and apply before the $200 welcome bonus offer ends!The retailer sells cheaper gift cards for many popular retailers. Shopping gift card deals can help you maximize your Costco membership. Some of Costco’s lesser-known gift card deals can offer significant savings. Here are a few gift cards you should always buy at Costco. 1. $100 Instacart gift card: $79.99 If you like grocery delivery, this gift card deal is for you. Costco sells a $100 electronic gift card for Instacart for $79.99. Even if you’re not a regular grocery delivery customer, this gift card can be useful for when you’re not feeling well but need to fill up your fridge. You can take good care of yourself and fuel your body without leaving the house. 2. Two $50 Landry’s restaurant gift cards: $79.99If you like dining out, this gift card is for you. Costco sells a pack of two $50 Landry’s restaurant gift cards for $79.99. With this deal, your next dinner with friends can be more affordable. You can redeem these gift cards at over 400 participating restaurants under the Landry’s brand. Some participating restaurants include Joe’s Crab Shack, Saltgrass Steak House, Landry’s Seafood House, Henry’s Tavern, and Mitchell’s Fish Market. Not all locations accept gift cards, so check with your local restaurants to verify they accept this payment method. 3. Four $25 Sony PlayStation gift cards: $89.99This lesser-known Costco gift card deal is a great buy for gamers. Costco sells a four-pack of $25 Sony PlayStation electronic gift cards for $89.99. You can get $100 to spend on PlayStation downloads for $10 less than the sticker price. This gift card can be redeemed for game downloads in the United States. It’s a great gift idea for your favorite PlayStation fanatic. Did you know you could earn cash back rewards on your Costco hauls? Click here to review our list of top credit cards that offer big rewards at Costco.4. Four $25 Fandango gift cards: $79.99Another little-known gift card deal you can scoop up at Costco is a pack of four $25 electronic Fandango gift cards for $79.99. You’ll get $100 in funds, which can be spent through the Fandango mobile app or Fandango.com. While you can’t redeem these gift cards at the box office, you can use your gift card funds to reserve movie tickets online. This deal will save you $20 on your next movie outing. With how expensive movie tickets are nowadays, this is an excellent offer for movie lovers. Save more by earning credit card rewards Are you looking for more ways to save money at Costco and beyond? You can earn rewards with the right credit card in your wallet. We recommend using a cash back credit card. You can redeem your cash rewards and pay yourself back for your shopping trip, maximizing your savings. Check out our list of the top cash back credit cards, and bear in mind that Costco only accepts Visa cards in store.Top credit card to use at Costco (and everywhere else!)
We love versatile credit cards that offer huge rewards everywhere, including Costco! This card is a standout among America’s favorite credit cards because it offers perhaps the easiest $200 cash bonus you could ever earn and an unlimited 2% cash rewards on purchases, even when you shop at Costco. Add on the competitive 0% interest period and it’s no wonder we awarded this card Best No Annual Fee Credit Card.
Click here to read our full review for free and apply before the $200 welcome bonus offer ends!We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.Natasha Gabrielle has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Costco Wholesale and Visa. The Motley Fool has a disclosure policy.”}]] [[{“value”:”

Costco offers discounted prices on essentials like groceries, household goods, cleaning supplies, beauty products, personal care items, clothes, and more. You can also unlock discounts when buying gift cards at Costco.

Top credit card to use at Costco (and everywhere else!)

We love versatile credit cards that offer huge rewards everywhere, including Costco! This card is a standout among America’s favorite credit cards because it offers perhaps the easiest $200 cash bonus you could ever earn and an unlimited 2% cash rewards on purchases, even when you shop at Costco.

Add on the competitive 0% interest period and it’s no wonder we awarded this card Best No Annual Fee Credit Card.

Click here to read our full review for free and apply before the $200 welcome bonus offer ends!

The retailer sells cheaper gift cards for many popular retailers. Shopping gift card deals can help you maximize your Costco membership. Some of Costco’s lesser-known gift card deals can offer significant savings. Here are a few gift cards you should always buy at Costco.

1. $100 Instacart gift card: $79.99

If you like grocery delivery, this gift card deal is for you. Costco sells a $100 electronic gift card for Instacart for $79.99.

Even if you’re not a regular grocery delivery customer, this gift card can be useful for when you’re not feeling well but need to fill up your fridge. You can take good care of yourself and fuel your body without leaving the house.

2. Two $50 Landry’s restaurant gift cards: $79.99

If you like dining out, this gift card is for you. Costco sells a pack of two $50 Landry’s restaurant gift cards for $79.99. With this deal, your next dinner with friends can be more affordable. You can redeem these gift cards at over 400 participating restaurants under the Landry’s brand.

Some participating restaurants include Joe’s Crab Shack, Saltgrass Steak House, Landry’s Seafood House, Henry’s Tavern, and Mitchell’s Fish Market. Not all locations accept gift cards, so check with your local restaurants to verify they accept this payment method.

3. Four $25 Sony PlayStation gift cards: $89.99

This lesser-known Costco gift card deal is a great buy for gamers. Costco sells a four-pack of $25 Sony PlayStation electronic gift cards for $89.99. You can get $100 to spend on PlayStation downloads for $10 less than the sticker price. This gift card can be redeemed for game downloads in the United States. It’s a great gift idea for your favorite PlayStation fanatic.

Did you know you could earn cash back rewards on your Costco hauls? Click here to review our list of top credit cards that offer big rewards at Costco.

4. Four $25 Fandango gift cards: $79.99

Another little-known gift card deal you can scoop up at Costco is a pack of four $25 electronic Fandango gift cards for $79.99. You’ll get $100 in funds, which can be spent through the Fandango mobile app or Fandango.com.

While you can’t redeem these gift cards at the box office, you can use your gift card funds to reserve movie tickets online. This deal will save you $20 on your next movie outing. With how expensive movie tickets are nowadays, this is an excellent offer for movie lovers.

Save more by earning credit card rewards

Are you looking for more ways to save money at Costco and beyond? You can earn rewards with the right credit card in your wallet. We recommend using a cash back credit card.

You can redeem your cash rewards and pay yourself back for your shopping trip, maximizing your savings. Check out our list of the top cash back credit cards, and bear in mind that Costco only accepts Visa cards in store.

Top credit card to use at Costco (and everywhere else!)

We love versatile credit cards that offer huge rewards everywhere, including Costco! This card is a standout among America’s favorite credit cards because it offers perhaps the easiest $200 cash bonus you could ever earn and an unlimited 2% cash rewards on purchases, even when you shop at Costco.

Add on the competitive 0% interest period and it’s no wonder we awarded this card Best No Annual Fee Credit Card.

Click here to read our full review for free and apply before the $200 welcome bonus offer ends!

We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.Natasha Gabrielle has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Costco Wholesale and Visa. The Motley Fool has a disclosure policy.

“}]] Read More 

[[{“value”:”Image source: Getty Images
Deciding whether to close an old credit card can feel like a tough call. After all, credit cards impact your credit score, your spending habits, and sometimes even your sense of financial security.Alert: highest cash back card we’ve seen now has 0% intro APR into 2026
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes. But if you’re not actively using a particular card, you may wonder if it’s worth keeping around, especially if you think there are better credit cards for you. Here, we’ll look at the pros and cons to help you decide whether to keep that card open or finally say goodbye.Consider how your credit score will be affectedClosing a card can have a bigger impact on your credit score than you might expect. Factors like credit utilization, payment history, and credit history length influence your credit score. If you close an old card, you could be removing an established line of credit, which can impact the “length of credit history” part of your score.Credit utilization — basically, the percentage of available credit you’re using — also plays a key role. Closing a card lowers your total available credit, so your utilization ratio might increase.For instance, if you have a credit limit of $10,000 across two cards and are using $1,000, your utilization rate is a low 10%. But if you close one of those cards and your total credit limit drops to $5,000, you’ll be using 20% of your available credit, which could lower your score. This might be a small difference, but if you’re planning on a big purchase like a home or car soon, every point counts.Think about the card’s annual fee and your benefitsOne reason many people consider closing an old card is to avoid paying an annual fee, especially if they’re no longer using the card’s perks or rewards. If your card comes with an annual fee but you’re not taking advantage of its benefits, it might be a good idea to close that card account.But before making any decisions, ask yourself if you’ll lose out on any valuable perks by closing it. Some cards offer excellent benefits that can actually offset the annual fee or even provide more value than you’re paying. For example, if your card includes travel credits, bonus points, or complimentary services, you might still get good value from it — even if it’s gathering dust most of the year.Need a new card with top-tier benefits? Click here to review our picks for the best travel rewards cards.Evaluate how it impacts your spending habitsKeeping an old credit card open or closing it can also influence your spending habits. For some, having an extra card lying around can lead to occasional “just because” purchases. If that sounds familiar, closing the card might actually be a smart way to minimize impulsive spending.But if you’ve managed your finances well with multiple cards, keeping the card open could help maintain your financial health by continuing to diversify your credit lines.For people who primarily use their debit cards or cash, keeping an extra credit card might seem pointless. But if you’re disciplined, keeping the card open could add to your credit mix without adding to your spending.Are you planning to make big financial moves?If you’re about to make a large financial move — like buying a house, refinancing a loan, or financing a new car — your credit score will be scrutinized. And because your score can take a hit when you close a card, you might want to hold off until after any big moves are completed.Lenders like to see a solid, steady credit history, so any sudden changes to your credit profile can raise questions. By keeping the card open for now, you’ll ensure your credit score stays as high as possible during the application process. Once your big financial moves are complete, you can re-evaluate.Explore the option of downgrading or using the card occasionallyIf you’re on the fence about closing your card, one option is to downgrade to a card in the same product line without a fee, if the option is available. This allows you to keep your credit history intact without having to pay an annual fee. Additionally, periodically making small purchases on the card, like a streaming subscription or a small monthly bill, can prevent it from going inactive, helping you maintain a long, positive credit history.Keeping the card active with small, manageable transactions also demonstrates to the credit bureaus that you’re using the credit responsibly. Just be sure to pay it off each month to avoid interest charges.The decision to close an old credit card isn’t black and white. For some, closing a card is the right choice to eliminate fees and avoid temptation. For others, keeping an older card open can significantly benefit their credit profile.Ultimately, consider your current financial goals, any potential upcoming big money moves, and your personal spending habits. A bit of planning can help you decide what best supports your financial well-being.Alert: highest cash back card we’ve seen now has 0% intro APR into 2026
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes. We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.The Motley Fool has a disclosure policy.”}]] [[{“value”:”

Deciding whether to close an old credit card can feel like a tough call. After all, credit cards impact your credit score, your spending habits, and sometimes even your sense of financial security.

Alert: highest cash back card we’ve seen now has 0% intro APR into 2026

This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

Click here to read our full review for free and apply in just 2 minutes.

But if you’re not actively using a particular card, you may wonder if it’s worth keeping around, especially if you think there are better credit cards for you. Here, we’ll look at the pros and cons to help you decide whether to keep that card open or finally say goodbye.

Consider how your credit score will be affected

Closing a card can have a bigger impact on your credit score than you might expect. Factors like credit utilization, payment history, and credit history length influence your credit score. If you close an old card, you could be removing an established line of credit, which can impact the “length of credit history” part of your score.

Credit utilization — basically, the percentage of available credit you’re using — also plays a key role. Closing a card lowers your total available credit, so your utilization ratio might increase.

For instance, if you have a credit limit of $10,000 across two cards and are using $1,000, your utilization rate is a low 10%. But if you close one of those cards and your total credit limit drops to $5,000, you’ll be using 20% of your available credit, which could lower your score. This might be a small difference, but if you’re planning on a big purchase like a home or car soon, every point counts.

Think about the card’s annual fee and your benefits

One reason many people consider closing an old card is to avoid paying an annual fee, especially if they’re no longer using the card’s perks or rewards. If your card comes with an annual fee but you’re not taking advantage of its benefits, it might be a good idea to close that card account.

But before making any decisions, ask yourself if you’ll lose out on any valuable perks by closing it. Some cards offer excellent benefits that can actually offset the annual fee or even provide more value than you’re paying. For example, if your card includes travel credits, bonus points, or complimentary services, you might still get good value from it — even if it’s gathering dust most of the year.

Need a new card with top-tier benefits? Click here to review our picks for the best travel rewards cards.

Evaluate how it impacts your spending habits

Keeping an old credit card open or closing it can also influence your spending habits. For some, having an extra card lying around can lead to occasional “just because” purchases. If that sounds familiar, closing the card might actually be a smart way to minimize impulsive spending.

But if you’ve managed your finances well with multiple cards, keeping the card open could help maintain your financial health by continuing to diversify your credit lines.

For people who primarily use their debit cards or cash, keeping an extra credit card might seem pointless. But if you’re disciplined, keeping the card open could add to your credit mix without adding to your spending.

Are you planning to make big financial moves?

If you’re about to make a large financial move — like buying a house, refinancing a loan, or financing a new car — your credit score will be scrutinized. And because your score can take a hit when you close a card, you might want to hold off until after any big moves are completed.

Lenders like to see a solid, steady credit history, so any sudden changes to your credit profile can raise questions. By keeping the card open for now, you’ll ensure your credit score stays as high as possible during the application process. Once your big financial moves are complete, you can re-evaluate.

Explore the option of downgrading or using the card occasionally

If you’re on the fence about closing your card, one option is to downgrade to a card in the same product line without a fee, if the option is available. This allows you to keep your credit history intact without having to pay an annual fee. Additionally, periodically making small purchases on the card, like a streaming subscription or a small monthly bill, can prevent it from going inactive, helping you maintain a long, positive credit history.

Keeping the card active with small, manageable transactions also demonstrates to the credit bureaus that you’re using the credit responsibly. Just be sure to pay it off each month to avoid interest charges.

The decision to close an old credit card isn’t black and white. For some, closing a card is the right choice to eliminate fees and avoid temptation. For others, keeping an older card open can significantly benefit their credit profile.

Ultimately, consider your current financial goals, any potential upcoming big money moves, and your personal spending habits. A bit of planning can help you decide what best supports your financial well-being.

Alert: highest cash back card we’ve seen now has 0% intro APR into 2026

This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

Click here to read our full review for free and apply in just 2 minutes.

We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.The Motley Fool has a disclosure policy.

“}]] Read More 

[[{“value”:”Image source: Getty Images
It’s an argument that’s as old as the hills: Assuming you can only pick one, should you shop at Costco or Sam’s Club?Top credit card to use at Costco (and everywhere else!)
We love versatile credit cards that offer huge rewards everywhere, including Costco! This card is a standout among America’s favorite credit cards because it offers perhaps the easiest $200 cash bonus you could ever earn and an unlimited 2% cash rewards on purchases, even when you shop at Costco. Add on the competitive 0% interest period and it’s no wonder we awarded this card Best No Annual Fee Credit Card.
Click here to read our full review for free and apply before the $200 welcome bonus offer ends!On the one hand, Costco offers more services than Sam’s Club, including car and home insurance. On the other hand, Sam’s Club’s basic membership is cheaper than Costco ($50 vs. $65) and it offers curbside pickup and a more robust mobile app. While Costco’s Executive membership is also pricier ($130 vs. $110 for a Sam’s Club Plus membership), its 2% cash back benefit is capped at $1,250 per year, while Sam’s Club limits rewards to $500 annually.Although the warehouse clubs are neck and neck for most products and services, Costco typically comes out ahead at the pump. This is because the quality of Costco’s gas is better for your engine. If this is news to you, let’s take a look at why Costco’s gas might be better than Sam’s Club.Costco’s gas is a tier above Sam’s ClubKirkland Signature gas (the gasoline available at Costco) is a part of what’s called TOP TIER™ fuel. Although many gas stations also sell TOP TIER™ fuel, notably Sam’s Club does not.What’s all the fuss over TOP TIER™ fuel? For one, several tests have demonstrated its ability to help your engine run cleaner. In fact, its effectiveness has been proven so thoroughly that the AAA has even urged drivers to seek out TOP TIER™ gas stations, even when fuel is more expensive there.According to AAA’s research, non-TOP-TIER™ gasoline creates 19 times more engine deposits than TOP TIER™ brands after only 4,000 miles of driving. These deposits can harm your engine’s performance, including reducing your fuel economy and increasing emissions. This is especially the case on newer vehicles, which are more vulnerable to the damaging effects of deposits.In short, buying non-TOP-TIER™ gasoline frequently, even when the prices are cheaper, could become more expensive over long periods of time, as your reduced fuel economy could require you to stop and fill up more frequently.Notably, the AAA doesn’t specify which make or model vehicle was used for this test, which could affect the final result. But when price remains the same — when gas at Costco is on par with Sam’s Club — the addition of TOP TIER™ gasoline at Costco represents a free benefit that could help your engine over the long run.Price might also influence your decision to buy gas at CostcoTo be honest, I’ve never seen a significant price difference between Costco and Sam’s Club gas. For example, in my area, regular gas at Costco costs $2.65 and premium is $3.39. Meanwhile, Sam’s Club has the exact same prices.For those who have a Costco credit card, however, rewards and cash back earned could reduce your fuel costs significantly. Since Costco only accepts Visa cards, however, you’ll need to be strategic about which card you bring to the warehouse and its gas stations. Click here to learn how you can earn 3% cash back on Costco purchases and get a welcome bonus of up to $300 while you’re at it.If you’re concerned about your engine’s health, it might be worth looking into TOP TIER™ gasoline. Certainly gas prices are a huge factor in deciding where to fuel up, but the long-term benefits of good quality gas could save you money on hidden costs and a potentially longer life on your vehicle.Top credit card to use at Costco (and everywhere else!)
We love versatile credit cards that offer huge rewards everywhere, including Costco! This card is a standout among America’s favorite credit cards because it offers perhaps the easiest $200 cash bonus you could ever earn and an unlimited 2% cash rewards on purchases, even when you shop at Costco. Add on the competitive 0% interest period and it’s no wonder we awarded this card Best No Annual Fee Credit Card.
Click here to read our full review for free and apply before the $200 welcome bonus offer ends!We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.The Motley Fool has positions in and recommends Costco Wholesale and Visa. The Motley Fool has a disclosure policy.”}]] [[{“value”:”

It’s an argument that’s as old as the hills: Assuming you can only pick one, should you shop at Costco or Sam’s Club?

Top credit card to use at Costco (and everywhere else!)

We love versatile credit cards that offer huge rewards everywhere, including Costco! This card is a standout among America’s favorite credit cards because it offers perhaps the easiest $200 cash bonus you could ever earn and an unlimited 2% cash rewards on purchases, even when you shop at Costco.

Add on the competitive 0% interest period and it’s no wonder we awarded this card Best No Annual Fee Credit Card.

Click here to read our full review for free and apply before the $200 welcome bonus offer ends!

On the one hand, Costco offers more services than Sam’s Club, including car and home insurance. On the other hand, Sam’s Club’s basic membership is cheaper than Costco ($50 vs. $65) and it offers curbside pickup and a more robust mobile app. While Costco’s Executive membership is also pricier ($130 vs. $110 for a Sam’s Club Plus membership), its 2% cash back benefit is capped at $1,250 per year, while Sam’s Club limits rewards to $500 annually.

Although the warehouse clubs are neck and neck for most products and services, Costco typically comes out ahead at the pump. This is because the quality of Costco’s gas is better for your engine. If this is news to you, let’s take a look at why Costco’s gas might be better than Sam’s Club.

Costco’s gas is a tier above Sam’s Club

Kirkland Signature gas (the gasoline available at Costco) is a part of what’s called TOP TIER™ fuel. Although many gas stations also sell TOP TIER™ fuel, notably Sam’s Club does not.

What’s all the fuss over TOP TIER™ fuel? For one, several tests have demonstrated its ability to help your engine run cleaner. In fact, its effectiveness has been proven so thoroughly that the AAA has even urged drivers to seek out TOP TIER™ gas stations, even when fuel is more expensive there.

According to AAA’s research, non-TOP-TIER™ gasoline creates 19 times more engine deposits than TOP TIER™ brands after only 4,000 miles of driving. These deposits can harm your engine’s performance, including reducing your fuel economy and increasing emissions. This is especially the case on newer vehicles, which are more vulnerable to the damaging effects of deposits.

In short, buying non-TOP-TIER™ gasoline frequently, even when the prices are cheaper, could become more expensive over long periods of time, as your reduced fuel economy could require you to stop and fill up more frequently.

Notably, the AAA doesn’t specify which make or model vehicle was used for this test, which could affect the final result. But when price remains the same — when gas at Costco is on par with Sam’s Club — the addition of TOP TIER™ gasoline at Costco represents a free benefit that could help your engine over the long run.

Price might also influence your decision to buy gas at Costco

To be honest, I’ve never seen a significant price difference between Costco and Sam’s Club gas. For example, in my area, regular gas at Costco costs $2.65 and premium is $3.39. Meanwhile, Sam’s Club has the exact same prices.

For those who have a Costco credit card, however, rewards and cash back earned could reduce your fuel costs significantly. Since Costco only accepts Visa cards, however, you’ll need to be strategic about which card you bring to the warehouse and its gas stations. Click here to learn how you can earn 3% cash back on Costco purchases and get a welcome bonus of up to $300 while you’re at it.

If you’re concerned about your engine’s health, it might be worth looking into TOP TIER™ gasoline. Certainly gas prices are a huge factor in deciding where to fuel up, but the long-term benefits of good quality gas could save you money on hidden costs and a potentially longer life on your vehicle.

Top credit card to use at Costco (and everywhere else!)

We love versatile credit cards that offer huge rewards everywhere, including Costco! This card is a standout among America’s favorite credit cards because it offers perhaps the easiest $200 cash bonus you could ever earn and an unlimited 2% cash rewards on purchases, even when you shop at Costco.

Add on the competitive 0% interest period and it’s no wonder we awarded this card Best No Annual Fee Credit Card.

Click here to read our full review for free and apply before the $200 welcome bonus offer ends!

We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.The Motley Fool has positions in and recommends Costco Wholesale and Visa. The Motley Fool has a disclosure policy.

“}]] Read More 

[[{“value”:”Image source: Upsplash/The Motley Fool
With the holiday season fast approaching, and decorations already flying off the shelves at other retailers, it’s time to start thinking about Christmas. I know, I know, we’ve not even had our turkey dinners yet, but that doesn’t really matter much these days. If you wait too much longer, the shelves where Christmas decorations were on display will be picked as clean as your Thanksgiving turkey on Nov. 28.Top credit card to use at Costco (and everywhere else!)
We love versatile credit cards that offer huge rewards everywhere, including Costco! This card is a standout among America’s favorite credit cards because it offers perhaps the easiest $200 cash bonus you could ever earn and an unlimited 2% cash rewards on purchases, even when you shop at Costco. Add on the competitive 0% interest period and it’s no wonder we awarded this card Best No Annual Fee Credit Card.
Click here to read our full review for free and apply before the $200 welcome bonus offer ends!So, without any further ado, here are five perks of choosing Costco for your Christmas decorations this holiday season.1. Exclusive bundle dealsCostco is the king of savings, and it often does this by creating exclusive bundles with various manufacturers. For example, for Christmas 2024, it has created a LEGO bundle that consists of the LEGO Poinsettia and the LEGO Christmas Tree sets — these two sets aren’t even bundled on the LEGO site. By choosing Costco, you’re paying $79.99 for two sets that cost a total of nearly $95 individually.If you want to save even more this Christmas season at Costco, check out our top strategy for saving money with the warehouse giant. There’s more than one way to keep prices low as a Costco shopper!2. Licensed Christmas decorSome people are looking for very basic, very sparkly Christmas decor (I’m some people), and others are looking for something with a bigger story to tell. If you have kids, or you simply love branded items, Costco has several options for licensed Christmas decorations from brands like Disney and Squishmallows, as well as familiar cartoon characters like The Grinch and the Peanuts gang.3. Price adjustment policyOne of the biggest disappointments for any bargain shopper is when you buy something seasonal you know is already a great deal and it gets discounted as the season wears on. Costco has a solution to that that not a lot of people seem to be aware of. If a product’s price is dropped within 30 days of the date of purchase, Costco will refund you the difference.There are always rules that apply, but for Christmas decor, the ones to watch are:Costco will not price match items bought in the warehouse with Costco.com or vice versa.Promotional item limits will apply if the item had a quantity limit at time of purchase.Price matching only applies to regular retail customers, not resellers.4. Liberal return policySometimes, the Christmas items you see in the warehouse or online seem like the perfect addition to your holiday line-up, but when you get them home, they’re meh at best next to your existing decor. That’s OK, because Costco has your back.If your Christmas decor is wrong for any reason, and it’s still in a resellable condition, Costco will process a return, no questions asked. You can request a refund for items purchased online through Costco.com or take items back to the warehouse from which you purchased them if you change your mind.5. Costco Direct deliveryBigger items can be hard to get home from the warehouse, and Costco knows that. That’s why for giant Christmas items like yard displays and Christmas trees, there’s Costco Direct. Not only will Costco’s own logistics team handle your delivery, ensuring that it’s not mishandled, right now there’s a great promotion for items coming through Costco Direct.If you buy two items using Costco Direct, you’ll save $100 on your order; three saves $200; four saves $300, and five or more will save you $400. Best of all, these savings can be combined with other offers.You can save even more if you apply for one of these credit cards that offer cash back at Costco and use it to make your Costco Direct purchase. Two birds, one stone.Costco offers lots of ways to make the holiday merry and brightCostco always has the products you need to make your Christmas displays pop. But beyond that, it is the place to save money this holiday season on everything from Christmas trees to outdoor inflatables. Whatever you may be dreaming of, including sugar plums, you can find it at Costco this year.Top credit card to use at Costco (and everywhere else!)
We love versatile credit cards that offer huge rewards everywhere, including Costco! This card is a standout among America’s favorite credit cards because it offers perhaps the easiest $200 cash bonus you could ever earn and an unlimited 2% cash rewards on purchases, even when you shop at Costco. Add on the competitive 0% interest period and it’s no wonder we awarded this card Best No Annual Fee Credit Card.
Click here to read our full review for free and apply before the $200 welcome bonus offer ends!We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.Kristi Waterworth has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Costco Wholesale. The Motley Fool has a disclosure policy.”}]] [[{“value”:”

With the holiday season fast approaching, and decorations already flying off the shelves at other retailers, it’s time to start thinking about Christmas. I know, I know, we’ve not even had our turkey dinners yet, but that doesn’t really matter much these days. If you wait too much longer, the shelves where Christmas decorations were on display will be picked as clean as your Thanksgiving turkey on Nov. 28.

Top credit card to use at Costco (and everywhere else!)

We love versatile credit cards that offer huge rewards everywhere, including Costco! This card is a standout among America’s favorite credit cards because it offers perhaps the easiest $200 cash bonus you could ever earn and an unlimited 2% cash rewards on purchases, even when you shop at Costco.

Add on the competitive 0% interest period and it’s no wonder we awarded this card Best No Annual Fee Credit Card.

Click here to read our full review for free and apply before the $200 welcome bonus offer ends!

So, without any further ado, here are five perks of choosing Costco for your Christmas decorations this holiday season.

1. Exclusive bundle deals

Costco is the king of savings, and it often does this by creating exclusive bundles with various manufacturers. For example, for Christmas 2024, it has created a LEGO bundle that consists of the LEGO Poinsettia and the LEGO Christmas Tree sets — these two sets aren’t even bundled on the LEGO site. By choosing Costco, you’re paying $79.99 for two sets that cost a total of nearly $95 individually.

If you want to save even more this Christmas season at Costco, check out our top strategy for saving money with the warehouse giant. There’s more than one way to keep prices low as a Costco shopper!

2. Licensed Christmas decor

Some people are looking for very basic, very sparkly Christmas decor (I’m some people), and others are looking for something with a bigger story to tell. If you have kids, or you simply love branded items, Costco has several options for licensed Christmas decorations from brands like Disney and Squishmallows, as well as familiar cartoon characters like The Grinch and the Peanuts gang.

3. Price adjustment policy

One of the biggest disappointments for any bargain shopper is when you buy something seasonal you know is already a great deal and it gets discounted as the season wears on. Costco has a solution to that that not a lot of people seem to be aware of. If a product’s price is dropped within 30 days of the date of purchase, Costco will refund you the difference.

There are always rules that apply, but for Christmas decor, the ones to watch are:

Costco will not price match items bought in the warehouse with Costco.com or vice versa.Promotional item limits will apply if the item had a quantity limit at time of purchase.Price matching only applies to regular retail customers, not resellers.

4. Liberal return policy

Sometimes, the Christmas items you see in the warehouse or online seem like the perfect addition to your holiday line-up, but when you get them home, they’re meh at best next to your existing decor. That’s OK, because Costco has your back.

If your Christmas decor is wrong for any reason, and it’s still in a resellable condition, Costco will process a return, no questions asked. You can request a refund for items purchased online through Costco.com or take items back to the warehouse from which you purchased them if you change your mind.

5. Costco Direct delivery

Bigger items can be hard to get home from the warehouse, and Costco knows that. That’s why for giant Christmas items like yard displays and Christmas trees, there’s Costco Direct. Not only will Costco’s own logistics team handle your delivery, ensuring that it’s not mishandled, right now there’s a great promotion for items coming through Costco Direct.

If you buy two items using Costco Direct, you’ll save $100 on your order; three saves $200; four saves $300, and five or more will save you $400. Best of all, these savings can be combined with other offers.

You can save even more if you apply for one of these credit cards that offer cash back at Costco and use it to make your Costco Direct purchase. Two birds, one stone.

Costco offers lots of ways to make the holiday merry and bright

Costco always has the products you need to make your Christmas displays pop. But beyond that, it is the place to save money this holiday season on everything from Christmas trees to outdoor inflatables. Whatever you may be dreaming of, including sugar plums, you can find it at Costco this year.

Top credit card to use at Costco (and everywhere else!)

We love versatile credit cards that offer huge rewards everywhere, including Costco! This card is a standout among America’s favorite credit cards because it offers perhaps the easiest $200 cash bonus you could ever earn and an unlimited 2% cash rewards on purchases, even when you shop at Costco.

Add on the competitive 0% interest period and it’s no wonder we awarded this card Best No Annual Fee Credit Card.

Click here to read our full review for free and apply before the $200 welcome bonus offer ends!

We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.Kristi Waterworth has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Costco Wholesale. The Motley Fool has a disclosure policy.

“}]] Read More