Category

Money Management

10 Smart Strategies for Retirees to Save on Utility Bills

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 Cutting utility bills isn’t about spending big—it’s about smart, simple actions. Dive into these savvy tips designed for retirees to save energy and cash! Marc Rossmann / Shutterstock.com

Reducing utility bills doesn’t always require costly home upgrades. Following are 10 practical and affordable ways to conserve energy and lower expenses for retirees, as well as everyone else.

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12 Must-Have Items to Keep in Your Car

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 Is your car ready for anything? Make sure it has these emergency essentials. mimagephotography / Shutterstock.com

Being stuck in your car with a flat tire, a dead battery, or in an unexpected snowstorm is bad enough, but not having the right tools can make the situation even worse. Having the right supplies on hand can mean the difference between a quick recovery and a stressful ordeal. Following are 12 essential items to keep in your car for emergencies and peace of mind…

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Medicare Gaps: 7 Health Expenses You Need to Plan For

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 Don’t let these 7 health expenses catch you off guard: Medicare won’t cover them. Andrii Zastrozhnov / Shutterstock.com

Medicare is a lifeline for many seniors, providing essential health insurance backed by the federal government. However, it doesn’t cover everything, leaving some unexpected out-of-pocket expenses for beneficiaries. Understanding these gaps is key to effective financial planning for retirement. Following are seven essential expenses that Medicare typically won’t cover.

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18 Businesses That Hire People With Intellectual Disabilities

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 These places see the benefits of hiring those who think differently. Media_Photos / Shutterstock.com

Finding the right job is hard for anyone and can be even harder for someone who’s neurodivergent. But there’s a growing number of businesses that hire intellectually disabled people because they see the benefits of hiring those who think differently. Neurodivergence describes the variety of ways people process information and think. Neurodiversity includes people with ADHD…

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5 Times Robert Kiyosaki Totally Blew Market Predictions Over the Last 10 Years

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 Kiyosaki’s market crash predictions are both numerous and widely followed. Too bad they’re often wrong. Here are 5 examples. hamdi bendali / Shutterstock.com

Robert Kiyosaki is a financial author with some solid advice when it comes to personal finance basics. His book “Rich Dad Poor Dad,” is a bestselling how-to guide on topics like saving and investing. But when it comes to predicting market crashes, following his advice instead of sticking to long-term strategies would have made you miss out on major gains. As recently as August 2, 2024…

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3 Ways to Save Even More Money at Aldi

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[[{“value”:”Image source: Getty Images
Shopping at Aldi has its drawbacks. The store’s inventory isn’t always consistent, and you need to be willing to take a chance on the lesser-known brands that commonly fill Aldi’s shelves.Alert: highest cash back card we’ve seen now has 0% intro APR into 2026
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes. But there’s a big benefit to buying groceries at Aldi. The store’s low prices mean you can save money on your weekly supermarket bills. And if you do these three things, you might manage to enjoy even more savings than what you’re already used to.1. Swipe the right credit card at checkoutIt’s true that Aldi’s products are priced competitively. But to enjoy even more savings, make sure you’re paying for groceries with a credit card that offers you extra cash back at checkout. Click here for a list of the best credit cards for grocery purchases.The good news is that Aldi accepts Visa, Mastercard, Discover, and American Express. This gives you an opportunity to shop around for a credit card that offers maximum supermarket rewards.2. Check out the bakery section for soon-to-be expired goodsAldi’s bakery section may not be as well-stocked as other stores. But you can generally find a variety of breads and sweet items. And if you spot items that are close to their expiration date, you may find that they’re marked down 50% or more from their original price.Now, you may be wondering “Why would I want to buy almost-expired products?” But remember, things like bread and cake can last a lot longer than their sell-by date if you stick them into the fridge or freezer. If you have the space, you can take advantage of those discounts.3. Avoid the Aisle of ShameThe Aldi Finds aisle is commonly referred to as the Aisle of Shame, because it’s a source of added spending for many Aldi fans.The items you see in that aisle may be priced competitively for what they are — meaning, a throw pillow you’d normally pay $15 for might be available for as little as $8 at Aldi. The problem, though, is that the Aldi Finds aisle is loaded with extras, as opposed to grocery staples. And if those items aren’t things you’ve budgeted for, you risk overspending and racking up a credit card balance you can’t fully pay off.If you want to maximize your Aldi savings, steer clear of the Aldi Finds section of the store unless there’s a specific item you’re looking for. Of course, the tricky thing is that you can’t predict what items you’ll find in the Aldi Finds aisle. So you can’t exactly plan on buying things there.But say you happen to need a new tablecloth. In that case, by all means, see if there’s one available at a discount at Aldi. There’s nothing wrong with buying it at a low price. Otherwise, stay away from that aisle to avoid temptation.If you play your cards right at Aldi, you can enjoy added savings on your shopping. Make a point to research credit cards for grocery rewards, look out for discounts, and be careful with the Aldi Finds aisle — or just stay out of it altogether.Alert: highest cash back card we’ve seen now has 0% intro APR into 2026
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes. We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.Discover Financial Services is an advertising partner of Motley Fool Money. American Express is an advertising partner of Motley Fool Money. Maurie Backman has positions in American Express. The Motley Fool has positions in and recommends Mastercard and Visa. The Motley Fool recommends Discover Financial Services and recommends the following options: long January 2025 $370 calls on Mastercard and short January 2025 $380 calls on Mastercard. The Motley Fool has a disclosure policy.”}]] [[{“value”:”

Image source: Getty Images

Shopping at Aldi has its drawbacks. The store’s inventory isn’t always consistent, and you need to be willing to take a chance on the lesser-known brands that commonly fill Aldi’s shelves.

Alert: highest cash back card we’ve seen now has 0% intro APR into 2026

This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

Click here to read our full review for free and apply in just 2 minutes.

But there’s a big benefit to buying groceries at Aldi. The store’s low prices mean you can save money on your weekly supermarket bills. And if you do these three things, you might manage to enjoy even more savings than what you’re already used to.

1. Swipe the right credit card at checkout

It’s true that Aldi’s products are priced competitively. But to enjoy even more savings, make sure you’re paying for groceries with a credit card that offers you extra cash back at checkout. Click here for a list of the best credit cards for grocery purchases.

The good news is that Aldi accepts Visa, Mastercard, Discover, and American Express. This gives you an opportunity to shop around for a credit card that offers maximum supermarket rewards.

2. Check out the bakery section for soon-to-be expired goods

Aldi’s bakery section may not be as well-stocked as other stores. But you can generally find a variety of breads and sweet items. And if you spot items that are close to their expiration date, you may find that they’re marked down 50% or more from their original price.

Now, you may be wondering “Why would I want to buy almost-expired products?” But remember, things like bread and cake can last a lot longer than their sell-by date if you stick them into the fridge or freezer. If you have the space, you can take advantage of those discounts.

3. Avoid the Aisle of Shame

The Aldi Finds aisle is commonly referred to as the Aisle of Shame, because it’s a source of added spending for many Aldi fans.

The items you see in that aisle may be priced competitively for what they are — meaning, a throw pillow you’d normally pay $15 for might be available for as little as $8 at Aldi. The problem, though, is that the Aldi Finds aisle is loaded with extras, as opposed to grocery staples. And if those items aren’t things you’ve budgeted for, you risk overspending and racking up a credit card balance you can’t fully pay off.

If you want to maximize your Aldi savings, steer clear of the Aldi Finds section of the store unless there’s a specific item you’re looking for. Of course, the tricky thing is that you can’t predict what items you’ll find in the Aldi Finds aisle. So you can’t exactly plan on buying things there.

But say you happen to need a new tablecloth. In that case, by all means, see if there’s one available at a discount at Aldi. There’s nothing wrong with buying it at a low price. Otherwise, stay away from that aisle to avoid temptation.

If you play your cards right at Aldi, you can enjoy added savings on your shopping. Make a point to research credit cards for grocery rewards, look out for discounts, and be careful with the Aldi Finds aisle — or just stay out of it altogether.

Alert: highest cash back card we’ve seen now has 0% intro APR into 2026

This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

Click here to read our full review for free and apply in just 2 minutes.

We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.Discover Financial Services is an advertising partner of Motley Fool Money. American Express is an advertising partner of Motley Fool Money. Maurie Backman has positions in American Express. The Motley Fool has positions in and recommends Mastercard and Visa. The Motley Fool recommends Discover Financial Services and recommends the following options: long January 2025 $370 calls on Mastercard and short January 2025 $380 calls on Mastercard. The Motley Fool has a disclosure policy.

“}]] Read More