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Money Management

Smart Tips for Traveling With Family and Friends on a Budget

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 Traveling with others doesn’t have to drain your wallet or your fun. 

Mom holding son on a plane.
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Traveling with a family can be expensive, but the memories are priceless. Whether you are envisioning a relaxing trip to the beach, a thrilling amusement park visit, or exploring one of our great national parks, there are ways to make a vacation fit your budget. With careful planning and great resources, you can enjoy family travel on the cheap. Let’s talk about traveling on a budget with family.

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Find the Perfect, Low-Key Expat Life in Valencia, Spain

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 Barcelona was too big. Seville was too hot. But Valencia was just right. 

Valencia, Spain
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“I didn’t want an expat dump …” Eugene chuckled. “Blunt, but you know what I mean, right? I didn’t want to be a ‘bad Brit.’” Eugene Costello, a mid-50s Londoner, was telling me how he arrived at the decision to move to Valencia. Yes, I assured him, I knew what he meant. So much of Spain is already well-populated by British expats, and there’s a self-acknowledged tendency for them to…

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New Bill Would Postpone Taxes for Millions of Retirement Savers

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 Proposed legislation could help tens of millions of Americans keep their money working longer. But don’t get too excited just yet. 

Politician promising tax cut
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New legislation recently introduced in both the Senate and the House could help millions of Americans save more money on their mutual fund investments. The Generate Retirement Ownership Through Long-Term Holding (GROWTH) Act would allow those who invest in mutual funds to defer capital gains taxes on any growth in the funds. Currently, when mutual funds distribute capital gains to investors…

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Why the Fed’s Survey of Consumer Finances Matters to You

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 The government is asking thousands of families how they earn, save, and borrow. Use those questions to assess your own financial health. 

Federal Reserve
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Every three years, the Federal Reserve conducts one of the most detailed surveys of household finances in the United States. The 2025 Survey of Consumer Finances, or SCF, began in March and continues through the end of the year. Conducted by the National Opinion Research Center (NORC) at the University of Chicago on behalf of the Federal Reserve Board, the survey collects financial data from…

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How to Take a Sophisticated Approach to Reduce Financial Stress

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 Consumers are under pressure, but cutting back with intent can be highly effective. Here’s what to do. 

Super businesswoman
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Americans aren’t just slashing budgets, they’re reallocating money with purpose. Understanding recent spending, debt, and savings data can help you craft a smarter response to financial strain. Follow these five tactics to put that insight into action. Even amid recession concerns, U.S. consumers are front-loading purchases in anticipation of rising costs. According to the Bureau of…

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How to Verify Made in USA Labels and Stop Overpaying for Fake American Products

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 These red flags and verification strategies can protect you from overspending. 

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According to CBS News, Mary Schubart thought she was buying top-quality bedding for her college-bound twins. The Pottery Barn Teen mattress pads were advertised as “crafted in the USA,” and she paid premium prices, assuming the products would be safer and more comfortable. But when the packages arrived, the tags said “made in China.” CBS News reports that her discovery prompted a federal…

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