Category

Money Management

5 Big Costco Holiday Deals Happening Now

By Money Management No Comments
[[{“value”:”Image source: Getty Images
A top strategy for saving money at Costco? Start your holiday shopping now. Costco’s already on the scene with holiday deals that’ll make your bank account breathe a little easier. And we could all use a few financial breaks when the holiday season rolls around.Top credit card to use at Costco (and everywhere else!)
We love versatile credit cards that offer huge rewards everywhere, including Costco! This card is a standout among America’s favorite credit cards because it offers perhaps the easiest $200 cash bonus you could ever earn and an unlimited 2% cash rewards on purchases, even when you shop at Costco. Add on the competitive 0% interest period and it’s no wonder we awarded this card Best No Annual Fee Credit Card.
Click here to read our full review for free and apply before the $200 welcome bonus offer ends!So grab a cart, toss in your favorite oversized winter coat, and let’s dive into the top five deals you won’t want to miss.1. White Gold Heart Pendant NecklaceNothing says, “I put a lot of thought into this,” quite like a heart-shaped diamond necklace. This beauty features a 1.00-carat diamond with VS2 clarity and I color, making it a steal at $899.99, down from $1,299.99. And that’s still almost $1,000 cheaper than what you’ll find at other retailers.It even comes with an 18″ chain, and it’s perfect for those who want to skip the stress of jewelry shopping but still score major points with their loved one. Just make sure to grab it before the price jumps back up, and don’t forget, there’s a limit of five per member, just in case you’re planning to go all out on gifts this year.When doing your shopping, make sure you’re using the right card for your purchases. Check out our list of the best credit cards to use at Costco.2. Samsung 70″ Smart TVGot a wall that needs filling? Costco’s got you covered with this 70″ Samsung 4K UHD Smart TV, complete with all the bells and whistles like PurColor, 4K upscaling, and Object Tracking Sound Lite for that surround-sound feel. It’s a big upgrade for your holiday movie marathons, and at $479.99, it’s $120 cheaper than at online retailer P.C. Richard.Plus, with a three-year warranty, your holiday splurge won’t come back to haunt you. Just imagine the look on everyone’s face when they realize they’re about to watch Elf on the big screen — priceless.3. Nutribullet Ultra Deluxe Single-Serve BlenderIf the post-holiday slump means you’re ready to blend your way to better health, this Nutribullet is for you. With a 1200-watt motor, this blender doesn’t just blend — it pulverizes. And the deal comes with everything you need to get started: a 24-ounce handled travel cup, two 32-ounce cups, three flip-top lids, stainless steel straws, and even a straw cleaning brush.Whether it’s smoothies or holiday leftovers you’re tossing in, this blender can handle it. And at $89.99, you’ll be blending like a pro without breaking the bank — this blender goes for $119.99 on the manufacturer’s website.4. JBL Live 675NC Wireless True Adaptive Noise-Canceling On-Ear HeadphonesWhen it’s time to tune out the chaos (holiday or otherwise), these JBL headphones are your go-to. They feature adaptive noise-canceling, spatial audio, and multi-point connection to switch between devices.Plus, they offer up to 65 hours of battery life, meaning you could practically listen to “All I Want for Christmas Is You” on repeat until New Year’s without needing a charge. At $69.99 (over $100 cheaper than you’ll find at other retailers), they’re a solid buy that won’t hurt your gift budget — or your ears.5. Tokki Reusable Holiday Gift Bags, 20-CountSave some cash and the planet with these adorable Tokki reusable holiday gift bags, perfect for wrapping gifts without the paper waste. These bags are made from recycled water bottles and come with QR greeting cards for personalized messages. At $1.99 per bag, they’re not only cheaper than the average $2.50 per bag on Amazon but durable and ready to use year after year.The best part? You’ll look like the ultimate eco-hero at family gatherings. Think of it as a holiday gift to Mother Earth and yourself for never needing gift wrap again.Costco’s holiday deals this year are hitting the sweet spot for savvy shoppers everywhere. You’ll be set for a festive season filled with great finds and good cheer with discounts on dazzling jewelry, entertainment upgrades, health-focused gadgets, and thoughtful gifting options.These deals are available while supplies last, so be sure to hop on them before they disappear. After all, the holidays are hectic enough — why not let Costco take a little bit of the load off?Top credit card to use at Costco (and everywhere else!)
We love versatile credit cards that offer huge rewards everywhere, including Costco! This card is a standout among America’s favorite credit cards because it offers perhaps the easiest $200 cash bonus you could ever earn and an unlimited 2% cash rewards on purchases, even when you shop at Costco. Add on the competitive 0% interest period and it’s no wonder we awarded this card Best No Annual Fee Credit Card.
Click here to read our full review for free and apply before the $200 welcome bonus offer ends!We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.John Mackey, former CEO of Whole Foods Market, an Amazon subsidiary, is a member of The Motley Fool’s board of directors. The Motley Fool has positions in and recommends Amazon and Costco Wholesale. The Motley Fool has a disclosure policy.”}]] [[{“value”:”

A woman holding shopping bags full of gifts.

Image source: Getty Images

A top strategy for saving money at Costco? Start your holiday shopping now. Costco’s already on the scene with holiday deals that’ll make your bank account breathe a little easier. And we could all use a few financial breaks when the holiday season rolls around.

Top credit card to use at Costco (and everywhere else!)

We love versatile credit cards that offer huge rewards everywhere, including Costco! This card is a standout among America’s favorite credit cards because it offers perhaps the easiest $200 cash bonus you could ever earn and an unlimited 2% cash rewards on purchases, even when you shop at Costco.

Add on the competitive 0% interest period and it’s no wonder we awarded this card Best No Annual Fee Credit Card.

Click here to read our full review for free and apply before the $200 welcome bonus offer ends!

So grab a cart, toss in your favorite oversized winter coat, and let’s dive into the top five deals you won’t want to miss.

1. White Gold Heart Pendant Necklace

Nothing says, “I put a lot of thought into this,” quite like a heart-shaped diamond necklace. This beauty features a 1.00-carat diamond with VS2 clarity and I color, making it a steal at $899.99, down from $1,299.99. And that’s still almost $1,000 cheaper than what you’ll find at other retailers.

It even comes with an 18″ chain, and it’s perfect for those who want to skip the stress of jewelry shopping but still score major points with their loved one. Just make sure to grab it before the price jumps back up, and don’t forget, there’s a limit of five per member, just in case you’re planning to go all out on gifts this year.

When doing your shopping, make sure you’re using the right card for your purchases. Check out our list of the best credit cards to use at Costco.

2. Samsung 70″ Smart TV

Got a wall that needs filling? Costco’s got you covered with this 70″ Samsung 4K UHD Smart TV, complete with all the bells and whistles like PurColor, 4K upscaling, and Object Tracking Sound Lite for that surround-sound feel. It’s a big upgrade for your holiday movie marathons, and at $479.99, it’s $120 cheaper than at online retailer P.C. Richard.

Plus, with a three-year warranty, your holiday splurge won’t come back to haunt you. Just imagine the look on everyone’s face when they realize they’re about to watch Elf on the big screen — priceless.

3. Nutribullet Ultra Deluxe Single-Serve Blender

If the post-holiday slump means you’re ready to blend your way to better health, this Nutribullet is for you. With a 1200-watt motor, this blender doesn’t just blend — it pulverizes. And the deal comes with everything you need to get started: a 24-ounce handled travel cup, two 32-ounce cups, three flip-top lids, stainless steel straws, and even a straw cleaning brush.

Whether it’s smoothies or holiday leftovers you’re tossing in, this blender can handle it. And at $89.99, you’ll be blending like a pro without breaking the bank — this blender goes for $119.99 on the manufacturer’s website.

4. JBL Live 675NC Wireless True Adaptive Noise-Canceling On-Ear Headphones

When it’s time to tune out the chaos (holiday or otherwise), these JBL headphones are your go-to. They feature adaptive noise-canceling, spatial audio, and multi-point connection to switch between devices.

Plus, they offer up to 65 hours of battery life, meaning you could practically listen to “All I Want for Christmas Is You” on repeat until New Year’s without needing a charge. At $69.99 (over $100 cheaper than you’ll find at other retailers), they’re a solid buy that won’t hurt your gift budget — or your ears.

5. Tokki Reusable Holiday Gift Bags, 20-Count

Save some cash and the planet with these adorable Tokki reusable holiday gift bags, perfect for wrapping gifts without the paper waste. These bags are made from recycled water bottles and come with QR greeting cards for personalized messages. At $1.99 per bag, they’re not only cheaper than the average $2.50 per bag on Amazon but durable and ready to use year after year.

The best part? You’ll look like the ultimate eco-hero at family gatherings. Think of it as a holiday gift to Mother Earth and yourself for never needing gift wrap again.

Costco’s holiday deals this year are hitting the sweet spot for savvy shoppers everywhere. You’ll be set for a festive season filled with great finds and good cheer with discounts on dazzling jewelry, entertainment upgrades, health-focused gadgets, and thoughtful gifting options.

These deals are available while supplies last, so be sure to hop on them before they disappear. After all, the holidays are hectic enough — why not let Costco take a little bit of the load off?

Top credit card to use at Costco (and everywhere else!)

We love versatile credit cards that offer huge rewards everywhere, including Costco! This card is a standout among America’s favorite credit cards because it offers perhaps the easiest $200 cash bonus you could ever earn and an unlimited 2% cash rewards on purchases, even when you shop at Costco.

Add on the competitive 0% interest period and it’s no wonder we awarded this card Best No Annual Fee Credit Card.

Click here to read our full review for free and apply before the $200 welcome bonus offer ends!

We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.John Mackey, former CEO of Whole Foods Market, an Amazon subsidiary, is a member of The Motley Fool’s board of directors. The Motley Fool has positions in and recommends Amazon and Costco Wholesale. The Motley Fool has a disclosure policy.

“}]] Read More 

4 Tricks for Scoring Extra Cash Back on Your Holiday Purchases

By Money Management No Comments
[[{“value”:”Image source: Upsplash/The Motley Fool
The holiday shopping season is now in full swing, which means that in the coming weeks, you may find yourself hitting the stores and racking up massive bills in the course of celebrating to the fullest. For this reason, it’s a good idea to try to earn as much cash back on your holiday purchases as possible. The more you accumulate, the more it can offset your costs.Alert: highest cash back card we’ve seen now has 0% intro APR into 2026
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes. Here’s how to boost your holiday cash back without breaking a sweat.1. Use the right cash back credit cardMany credit cards will give you 1% back per dollar you spend. But what you want to do for the holiday season is find a credit card that gives you 2%, 3%, or more on your purchases. And the good news is that there are plenty of credit cards in that category you can apply for that don’t charge an annual fee. Check out this list of the best cash back credit cards to get started.But also, don’t wait. It can take a little time to get approved for and receive a new credit card. And with big shopping days like Black Friday and Cyber Monday right around the corner, the sooner you apply, the better.2. Use a cash back appIt’s not just the credit card you use that can put extra money in your pocket. If you sign up for a cash back app, you can earn rewards on your holiday gifts, decorations, and more.Spend a little time exploring different cash back apps so you can compare their reward programs and rules. For example, some apps make you activate specific orders to maximize your savings, while others give you bonus cash back automatically. Click here for a list of the best cash back apps so you can find one that fits your shopping style.3. Look for promotions that reward you with store cashDuring the holiday season, it’s common for retailers to run promotions in an attempt to drum up business. So you may find that your favorite local business (or even a national chain) has a limited-time deal where a certain in-store purchase gives you a specific amount of store cash to use at a later time.If you’re going to chase these offers, though, pay attention to when that bonus store cash needs to be used. Often, there’s only a certain timeframe when it’s valid. You’ll want to mark your calendar so your bonus cash doesn’t expire before you get a chance to redeem it.4. Buy the right warehouse club membershipShopping for the holidays at a warehouse club store could result in a world of savings. But if you’re going to be making a lot of purchases, it could pay to upgrade your membership.Both Costco and Sam’s Club sell an upgraded membership that offers 2% cash back on purchases. At Costco, the Executive membership with that benefit costs $130 a year, vs. $65 for a Gold Star membership. At Sam’s Club, you can earn cash back on a Plus membership, which costs $110 a year vs. $50 for a regular club membership.You should also know that combining an upgraded membership with the right credit card could help you reap even more rewards. For example, check out this list of the best credit cards for spending at Costco. Using one of these cards with an Executive membership could pay off big time.And if you’re worried your higher-cost membership won’t end up being worth the extra money, this fact might help. Both Costco and Sam’s Club will let you downgrade your membership at any time for a full refund of the upgrade cost. So there’s really no risk involved.The more cash back you rack up this holiday season, the less of a blow that extra spending will deal to your finances. And even if you’ve saved well for the holidays and can easily afford all of your purchases, it’s nice to get rewarded with a pile of cash just for you.So make sure to employ these tips in the coming weeks as you tackle your shopping lists. That way, you’ll have an extra something special to look forward to afterward.Alert: highest cash back card we’ve seen now has 0% intro APR into 2026
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes. We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.JPMorgan Chase is an advertising partner of Motley Fool Money. Maurie Backman has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Costco Wholesale and JPMorgan Chase. The Motley Fool has a disclosure policy.”}]] [[{“value”:”

A box wrapped in pink with a gold bow

Image source: Upsplash/The Motley Fool

The holiday shopping season is now in full swing, which means that in the coming weeks, you may find yourself hitting the stores and racking up massive bills in the course of celebrating to the fullest. For this reason, it’s a good idea to try to earn as much cash back on your holiday purchases as possible. The more you accumulate, the more it can offset your costs.

Alert: highest cash back card we’ve seen now has 0% intro APR into 2026

This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

Click here to read our full review for free and apply in just 2 minutes.

Here’s how to boost your holiday cash back without breaking a sweat.

1. Use the right cash back credit card

Many credit cards will give you 1% back per dollar you spend. But what you want to do for the holiday season is find a credit card that gives you 2%, 3%, or more on your purchases. And the good news is that there are plenty of credit cards in that category you can apply for that don’t charge an annual fee. Check out this list of the best cash back credit cards to get started.

But also, don’t wait. It can take a little time to get approved for and receive a new credit card. And with big shopping days like Black Friday and Cyber Monday right around the corner, the sooner you apply, the better.

2. Use a cash back app

It’s not just the credit card you use that can put extra money in your pocket. If you sign up for a cash back app, you can earn rewards on your holiday gifts, decorations, and more.

Spend a little time exploring different cash back apps so you can compare their reward programs and rules. For example, some apps make you activate specific orders to maximize your savings, while others give you bonus cash back automatically. Click here for a list of the best cash back apps so you can find one that fits your shopping style.

3. Look for promotions that reward you with store cash

During the holiday season, it’s common for retailers to run promotions in an attempt to drum up business. So you may find that your favorite local business (or even a national chain) has a limited-time deal where a certain in-store purchase gives you a specific amount of store cash to use at a later time.

If you’re going to chase these offers, though, pay attention to when that bonus store cash needs to be used. Often, there’s only a certain timeframe when it’s valid. You’ll want to mark your calendar so your bonus cash doesn’t expire before you get a chance to redeem it.

4. Buy the right warehouse club membership

Shopping for the holidays at a warehouse club store could result in a world of savings. But if you’re going to be making a lot of purchases, it could pay to upgrade your membership.

Both Costco and Sam’s Club sell an upgraded membership that offers 2% cash back on purchases. At Costco, the Executive membership with that benefit costs $130 a year, vs. $65 for a Gold Star membership. At Sam’s Club, you can earn cash back on a Plus membership, which costs $110 a year vs. $50 for a regular club membership.

You should also know that combining an upgraded membership with the right credit card could help you reap even more rewards. For example, check out this list of the best credit cards for spending at Costco. Using one of these cards with an Executive membership could pay off big time.

And if you’re worried your higher-cost membership won’t end up being worth the extra money, this fact might help. Both Costco and Sam’s Club will let you downgrade your membership at any time for a full refund of the upgrade cost. So there’s really no risk involved.

The more cash back you rack up this holiday season, the less of a blow that extra spending will deal to your finances. And even if you’ve saved well for the holidays and can easily afford all of your purchases, it’s nice to get rewarded with a pile of cash just for you.

So make sure to employ these tips in the coming weeks as you tackle your shopping lists. That way, you’ll have an extra something special to look forward to afterward.

Alert: highest cash back card we’ve seen now has 0% intro APR into 2026

This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

Click here to read our full review for free and apply in just 2 minutes.

We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.JPMorgan Chase is an advertising partner of Motley Fool Money. Maurie Backman has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Costco Wholesale and JPMorgan Chase. The Motley Fool has a disclosure policy.

“}]] Read More 

Kohl’s Black Friday Deals Start Sunday. Here Are 4 Deals You Don’t Want to Miss

By Money Management No Comments
[[{“value”:”Image source: Getty Images
The days around Thanksgiving are a popular time to buy holiday gifts. Many retailers promote Black Friday deals to help you keep more money in your checking account.Alert: highest cash back card we’ve seen now has 0% intro APR into 2026
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes. Kohl’s has already released its Black Friday flier, which is full of major discounts. Most Black Friday deals are available from Nov. 24 through Nov. 29, but some deals are only available on Nov. 28 and Nov. 29. Review the Kohl’s flier before you shop to stay informed.Here are some fantastic Kohl’s Black Friday deals that are worth it.1. Save $39: Step2 Studio Art Desk Pretend Play Set for $90.99Want a winning gift for the young artist in your life? During Kohl’s Black Friday sales event, you can buy the Step2 Studio Art Desk Pretend Play Set for $90.99. This art studio features an adjustable workspace, plenty of storage spaces, and wipable surfaces. This play set retails for $129.99, so you’ll save $39 with this deal. It’s intended for kids ages 2 and up.2. Save $100: Beats Solo 4 Headphones for $99.99If you have a music lover on your list, you don’t want to ignore this deal. A quality pair of headphones makes for a great present. Beginning on Nov. 24, you can save $100 on a pair of Beats Solo 4 Headphones at Kohl’s. You’ll pay only $99.99. This is the lowest price I’ve seen. Other retailers, like Best Buy, are currently selling these headphones for $129.99.These on-ear Bluetooth headphones support up to 24 hours of battery life and can be used wirelessly or with the included audio cable. They usually cost $199.99, but thanks to this Kohl’s Black Friday deal, you can get them for 50% off.Want to maximize your savings this holiday season? The right credit card can help. Click here to explore our list of top cash back credit cards with big rewards.3. Save $20.50: Just My Style All-in-One Jewelry Carry Case for $20.49The Just My Style All-in-One Jewelry Carry Case is a fun jewelry-making kit made with kids in mind. The kit contains over 1,000 pieces, including beads, cords, and a friendship wheel, so your favorite kiddo can create as many friendship bracelets as they want.During Kohl’s Back Friday sale, you’ll pay $20.49 instead of $40.99. Other retailers, like Boscov’s, are selling this same kit for around $40. This jewelry-making kit is best for kids ages 6 and older. It would make a fantastic holiday gift for your crafty child or tween.4. Save $50: The Arcade 1 Up Pac-Man Countercade Home Arcade Machine for $99.99The gamer in your life will appreciate this one. The Arcade 1 Up Pac-Man Countercade Home Arcade Machine is a countertop gaming system. With this unique present, going to the arcade to get in some game time is unnecessary.Kohl’s has this compact arcade machine on sale for $99.99. This is a solid deal because the retail price is $149.99 at Kohl’s and other retailers like Amazon. Pac-Man and Ms. Pac-Man styles are available.Use coupons to score a bigger discountEvery dollar you save makes a difference. Kohl’s shoppers can save more by using coupons at checkout. Kohl’s almost always has coupons, which you can find at Kohls.com or the Kohl’s mobile app. Alternatively, you can use one of the best coupon apps to find discount codes.While not every deal highlighted above qualifies for additional discounts with coupons, many do. Before checking out, ensure you’re saving as much as possible.One final tip: Remember to pay for your Kohl’s haul with a credit card that earns rewards. Check out our top credit cards list to learn about the perks and rewards they offer.Alert: highest cash back card we’ve seen now has 0% intro APR into 2026
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes. We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.John Mackey, former CEO of Whole Foods Market, an Amazon subsidiary, is a member of The Motley Fool’s board of directors. Natasha Gabrielle has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Amazon and Best Buy. The Motley Fool has a disclosure policy.”}]] [[{“value”:”

Wrapped gift boxes decorated with a blue bow, wooden snowflakes, and a pine branch.

Image source: Getty Images

The days around Thanksgiving are a popular time to buy holiday gifts. Many retailers promote Black Friday deals to help you keep more money in your checking account.

Alert: highest cash back card we’ve seen now has 0% intro APR into 2026

This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

Click here to read our full review for free and apply in just 2 minutes.

Kohl’s has already released its Black Friday flier, which is full of major discounts. Most Black Friday deals are available from Nov. 24 through Nov. 29, but some deals are only available on Nov. 28 and Nov. 29. Review the Kohl’s flier before you shop to stay informed.

Here are some fantastic Kohl’s Black Friday deals that are worth it.

1. Save $39: Step2 Studio Art Desk Pretend Play Set for $90.99

Want a winning gift for the young artist in your life? During Kohl’s Black Friday sales event, you can buy the Step2 Studio Art Desk Pretend Play Set for $90.99. This art studio features an adjustable workspace, plenty of storage spaces, and wipable surfaces. This play set retails for $129.99, so you’ll save $39 with this deal. It’s intended for kids ages 2 and up.

2. Save $100: Beats Solo 4 Headphones for $99.99

If you have a music lover on your list, you don’t want to ignore this deal. A quality pair of headphones makes for a great present. Beginning on Nov. 24, you can save $100 on a pair of Beats Solo 4 Headphones at Kohl’s. You’ll pay only $99.99. This is the lowest price I’ve seen. Other retailers, like Best Buy, are currently selling these headphones for $129.99.

These on-ear Bluetooth headphones support up to 24 hours of battery life and can be used wirelessly or with the included audio cable. They usually cost $199.99, but thanks to this Kohl’s Black Friday deal, you can get them for 50% off.

Want to maximize your savings this holiday season? The right credit card can help. Click here to explore our list of top cash back credit cards with big rewards.

3. Save $20.50: Just My Style All-in-One Jewelry Carry Case for $20.49

The Just My Style All-in-One Jewelry Carry Case is a fun jewelry-making kit made with kids in mind. The kit contains over 1,000 pieces, including beads, cords, and a friendship wheel, so your favorite kiddo can create as many friendship bracelets as they want.

During Kohl’s Back Friday sale, you’ll pay $20.49 instead of $40.99. Other retailers, like Boscov’s, are selling this same kit for around $40. This jewelry-making kit is best for kids ages 6 and older. It would make a fantastic holiday gift for your crafty child or tween.

4. Save $50: The Arcade 1 Up Pac-Man Countercade Home Arcade Machine for $99.99

The gamer in your life will appreciate this one. The Arcade 1 Up Pac-Man Countercade Home Arcade Machine is a countertop gaming system. With this unique present, going to the arcade to get in some game time is unnecessary.

Kohl’s has this compact arcade machine on sale for $99.99. This is a solid deal because the retail price is $149.99 at Kohl’s and other retailers like Amazon. Pac-Man and Ms. Pac-Man styles are available.

Use coupons to score a bigger discount

Every dollar you save makes a difference. Kohl’s shoppers can save more by using coupons at checkout. Kohl’s almost always has coupons, which you can find at Kohls.com or the Kohl’s mobile app. Alternatively, you can use one of the best coupon apps to find discount codes.

While not every deal highlighted above qualifies for additional discounts with coupons, many do. Before checking out, ensure you’re saving as much as possible.

One final tip: Remember to pay for your Kohl’s haul with a credit card that earns rewards. Check out our top credit cards list to learn about the perks and rewards they offer.

Alert: highest cash back card we’ve seen now has 0% intro APR into 2026

This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

Click here to read our full review for free and apply in just 2 minutes.

We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.John Mackey, former CEO of Whole Foods Market, an Amazon subsidiary, is a member of The Motley Fool’s board of directors. Natasha Gabrielle has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Amazon and Best Buy. The Motley Fool has a disclosure policy.

“}]] Read More 

Intimidated by Investing? Consider This Type of Brokerage Account

By Money Management No Comments
[[{“value”:”Image source: Getty Images
I finally did it — at the age of 40, I finally have my first-ever retirement account. I opened it a few months ago, and along with also becoming a homeowner (again) earlier this year, I’ve been feeling more and more like a “real” adult.Alert: highest cash back card we’ve seen now has 0% intro APR into 2026
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes. Rather than diving into picking stocks and researching companies, I opted to open a traditional individual retirement account (IRA) with a robo-advisor. Should you do the same? Let’s find out.Investing is pretty new to my radarI don’t come from a particularly financially savvy family, and investing isn’t something I really heard about growing up. When I finished graduate school and started my first paying job, I was offered the chance to sign up for the 401(k) plan — a rare offering among nonprofit museumsAn employer-sponsored retirement plan is great,but not everyone has access. Click here for our expert-picked best IRA accounts.Long story short, I didn’t sign up because I wasn’t really sure what the point was. Plus, I was at the beginning of 11 years of making large payments on my student loans, and I didn’t have the money to spare from my not-generous paychecks. And this trend continued, as ironically, I went on to take even lower-paying (if more emotionally satisfying) jobs.I had other goals to accomplish before I could dive into investingIt wasn’t until I came to Motley Fool Money in 2022 that I was in a position to learn more about investing and why it was a good idea. I also undertook an overhaul of my finances that year, with an initial primary focus on paying off high-interest debt and saving to become a homeowner for the second time in my life (and knowing it was a much better idea this time around).With those goals accomplished in 2022 and 2024, respectively, it was finally time to start investing for retirement. In a perfect world, I would have started much sooner — but even at age 40, it’s truly better late than never.Why a robo-advisor?As you may have guessed, I’m not entirely comfortable in the investing space quite yet (although I’ve come a long way!). That’s why I decided to use a robo-advisor for my retirement account rather than picking my own investments.When I opened my account, I filled in a short questionnaire about my goals and risk tolerance, transferred $1,000 to start things up (conveniently, I opened my IRA with a bank I already had accounts with), and hit “go,” in a metaphorical sense. I have since set up automatic weekly transfers from my checking account, and I absolutely love that I don’t have to do anything more to manage my IRA.Investing can be easier than you may realize — I was surprised too! Click here for our best robo-advisors for beginners and make investing automatic.The money moves over, and the robo-advisor invests it automatically in a mix of ETFs and bonds (and 2% of my money remains in cash, earning the same high APY as my high-yield savings account). I can check on my progress anytime I want, but I try not to do that too often — a market downturn can be scary, and as a long-term investor, I don’t want to be tempted to sell at a loss and pull out what’s left of my money.Is a robo-advisor right for you?I might be the perfect candidate for a robo-advisor, as a middle-aged beginner investor who has many other skills but hasn’t yet built up investing muscles. If this describes you, I recommend looking into a brokerage account that offers a robo-advisor service.If you’re disinterested in picking individual stocks and want a hands-off investing experience, a robo-advisor is a good choice. And you can even open a taxable brokerage account with a robo-advisor if you’re investing with goals other than retirement (or want more flexibility). You’ll answer questions about your goals and risk tolerance to be matched with the right set of investments.Finally, using a robo-advisor is a good way to save money on investing as compared to using a human financial advisor. You might pay a management fee of 1% to a financial advisor helping you choose investments and set goals for your money — but some of our favorite robo-advisors charge just 0.25% for management fees.I’m very happy with my robo-advisor-managed IRA thus far. While I wish I’d started this years ago, I can feel good about finally getting to benefit from the S&P 500’s average annual returns of over 10% — if I keep putting money into my IRA for the next couple of decades.Alert: highest cash back card we’ve seen now has 0% intro APR into 2026
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes. We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.The Motley Fool has a disclosure policy.”}]] [[{“value”:”

A person petting a dog while sitting outside at a patio table with an open laptop and a cup of coffee.

Image source: Getty Images

I finally did it — at the age of 40, I finally have my first-ever retirement account. I opened it a few months ago, and along with also becoming a homeowner (again) earlier this year, I’ve been feeling more and more like a “real” adult.

Alert: highest cash back card we’ve seen now has 0% intro APR into 2026

This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

Click here to read our full review for free and apply in just 2 minutes.

Rather than diving into picking stocks and researching companies, I opted to open a traditional individual retirement account (IRA) with a robo-advisor. Should you do the same? Let’s find out.

Investing is pretty new to my radar

I don’t come from a particularly financially savvy family, and investing isn’t something I really heard about growing up. When I finished graduate school and started my first paying job, I was offered the chance to sign up for the 401(k) plan — a rare offering among nonprofit museums

An employer-sponsored retirement plan is great,but not everyone has access. Click here for our expert-picked best IRA accounts.

Long story short, I didn’t sign up because I wasn’t really sure what the point was. Plus, I was at the beginning of 11 years of making large payments on my student loans, and I didn’t have the money to spare from my not-generous paychecks. And this trend continued, as ironically, I went on to take even lower-paying (if more emotionally satisfying) jobs.

I had other goals to accomplish before I could dive into investing

It wasn’t until I came to Motley Fool Money in 2022 that I was in a position to learn more about investing and why it was a good idea. I also undertook an overhaul of my finances that year, with an initial primary focus on paying off high-interest debt and saving to become a homeowner for the second time in my life (and knowing it was a much better idea this time around).

With those goals accomplished in 2022 and 2024, respectively, it was finally time to start investing for retirement. In a perfect world, I would have started much sooner — but even at age 40, it’s truly better late than never.

Why a robo-advisor?

As you may have guessed, I’m not entirely comfortable in the investing space quite yet (although I’ve come a long way!). That’s why I decided to use a robo-advisor for my retirement account rather than picking my own investments.

When I opened my account, I filled in a short questionnaire about my goals and risk tolerance, transferred $1,000 to start things up (conveniently, I opened my IRA with a bank I already had accounts with), and hit “go,” in a metaphorical sense. I have since set up automatic weekly transfers from my checking account, and I absolutely love that I don’t have to do anything more to manage my IRA.

Investing can be easier than you may realize — I was surprised too! Click here for our best robo-advisors for beginners and make investing automatic.

The money moves over, and the robo-advisor invests it automatically in a mix of ETFs and bonds (and 2% of my money remains in cash, earning the same high APY as my high-yield savings account). I can check on my progress anytime I want, but I try not to do that too often — a market downturn can be scary, and as a long-term investor, I don’t want to be tempted to sell at a loss and pull out what’s left of my money.

Is a robo-advisor right for you?

I might be the perfect candidate for a robo-advisor, as a middle-aged beginner investor who has many other skills but hasn’t yet built up investing muscles. If this describes you, I recommend looking into a brokerage account that offers a robo-advisor service.

If you’re disinterested in picking individual stocks and want a hands-off investing experience, a robo-advisor is a good choice. And you can even open a taxable brokerage account with a robo-advisor if you’re investing with goals other than retirement (or want more flexibility). You’ll answer questions about your goals and risk tolerance to be matched with the right set of investments.

Finally, using a robo-advisor is a good way to save money on investing as compared to using a human financial advisor. You might pay a management fee of 1% to a financial advisor helping you choose investments and set goals for your money — but some of our favorite robo-advisors charge just 0.25% for management fees.

I’m very happy with my robo-advisor-managed IRA thus far. While I wish I’d started this years ago, I can feel good about finally getting to benefit from the S&P 500’s average annual returns of over 10% — if I keep putting money into my IRA for the next couple of decades.

Alert: highest cash back card we’ve seen now has 0% intro APR into 2026

This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

Click here to read our full review for free and apply in just 2 minutes.

We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.The Motley Fool has a disclosure policy.

“}]] Read More 

4 Surprising Perks of a Great Credit Score You May Not Know About

By Money Management No Comments
[[{“value”:”Image source: The Motley Fool/Upsplash
If your credit score is between 670 and 739, it’s considered to be a good score. FICO® Scores between 740 and 800 are very good and anything above 800 is classified as excellent. Alert: highest cash back card we’ve seen now has 0% intro APR into 2026
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes. Most people know good credit can help with things like getting an affordable mortgage or paying a fair price for auto loans. There are also some surprising perks that you may not be aware of, though.In fact, here are four unexpected benefits of working hard to earn a great score. 1. Cheaper utility deposits As the FTC explains, when you apply for utilities, you’re actually applying for credit. That’s because utility companies provide you with a service, like water, gas, or electricity, and then bill you for it at the end of the month. Because these companies are effectively giving you a loan by providing you with a service you haven’t yet paid for, they are allowed to — and will — check your credit. If your credit score is low, the utility provider is going to have concerns about whether you’re likely to pay your bills. As a result, it’s going to ask for a higher deposit.If you don’t want to tie up a ton of money in a deposit just to get your gas turned on, it’s worth trying to earn and keep a good score. 2. Cheaper auto insuranceAuto insurers have stats that show drivers with poor credit are at greater risk of making an auto insurance claim. As a result, insurance companies impose a higher premium for borrowers with a troubled credit history. The difference in your auto insurance costs can be pretty substantial. In fact, according to research by the Zebra, drivers with poor credit pay around 114% more than drivers with exceptional credit scores. That’s a lot of extra money to spend. 3. More negotiating power If you have good credit, you have many more choices about which lender to borrow money. If companies want your business because they think you are going to be reliable, you will have more negotiating leverage.If you can walk away from a deal rather than getting stuck going with a subprime lender or a car loan provider that advertises for bad credit borrowers, you’ll end up a lot better off. 4. Better cellphone plan options Finally, when you open an account for cellphone service, you’re also effectively asking for credit — and that’s true even if you don’t finance your phone. Like utility providers, the phone company is providing you with a service you pay for at the end of the month, so the company wants to be sure you can pay. If your credit isn’t good, you may not be able to finance a phone or get a post-paid cellphone service plan from every provider. This could leave you paying out-of-pocket for an expensive phone and stuck with a prepaid cellphone which may not offer the same comprehensive data and voice plan as most post-paid companies provide. For all of these reasons, it’s worth doing what you can to earn a good credit score or even a great one. If you don’t have good credit now, check out our picks for the best secured credit cards today. Almost anyone can get a secured card. Once you’re approved, be sure to pay your bills on time. That will help you to earn a credit history that’s better than most.Alert: highest cash back card we’ve seen now has 0% intro APR into 2026
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes. We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.The Motley Fool has a disclosure policy.”}]] [[{“value”:”

A pile of currency bills

Image source: The Motley Fool/Upsplash

If your credit score is between 670 and 739, it’s considered to be a good score. FICO® Scores between 740 and 800 are very good and anything above 800 is classified as excellent.

Alert: highest cash back card we’ve seen now has 0% intro APR into 2026

This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

Click here to read our full review for free and apply in just 2 minutes.

Most people know good credit can help with things like getting an affordable mortgage or paying a fair price for auto loans. There are also some surprising perks that you may not be aware of, though.

In fact, here are four unexpected benefits of working hard to earn a great score.

1. Cheaper utility deposits

As the FTC explains, when you apply for utilities, you’re actually applying for credit. That’s because utility companies provide you with a service, like water, gas, or electricity, and then bill you for it at the end of the month.

Because these companies are effectively giving you a loan by providing you with a service you haven’t yet paid for, they are allowed to — and will — check your credit. If your credit score is low, the utility provider is going to have concerns about whether you’re likely to pay your bills. As a result, it’s going to ask for a higher deposit.

If you don’t want to tie up a ton of money in a deposit just to get your gas turned on, it’s worth trying to earn and keep a good score.

2. Cheaper auto insurance

Auto insurers have stats that show drivers with poor credit are at greater risk of making an auto insurance claim. As a result, insurance companies impose a higher premium for borrowers with a troubled credit history.

The difference in your auto insurance costs can be pretty substantial. In fact, according to research by the Zebra, drivers with poor credit pay around 114% more than drivers with exceptional credit scores. That’s a lot of extra money to spend.

3. More negotiating power

If you have good credit, you have many more choices about which lender to borrow money. If companies want your business because they think you are going to be reliable, you will have more negotiating leverage.

If you can walk away from a deal rather than getting stuck going with a subprime lender or a car loan provider that advertises for bad credit borrowers, you’ll end up a lot better off.

4. Better cellphone plan options

Finally, when you open an account for cellphone service, you’re also effectively asking for credit — and that’s true even if you don’t finance your phone. Like utility providers, the phone company is providing you with a service you pay for at the end of the month, so the company wants to be sure you can pay.

If your credit isn’t good, you may not be able to finance a phone or get a post-paid cellphone service plan from every provider. This could leave you paying out-of-pocket for an expensive phone and stuck with a prepaid cellphone which may not offer the same comprehensive data and voice plan as most post-paid companies provide.

For all of these reasons, it’s worth doing what you can to earn a good credit score or even a great one. If you don’t have good credit now, check out our picks for the best secured credit cards today. Almost anyone can get a secured card. Once you’re approved, be sure to pay your bills on time. That will help you to earn a credit history that’s better than most.

Alert: highest cash back card we’ve seen now has 0% intro APR into 2026

This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

Click here to read our full review for free and apply in just 2 minutes.

We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.The Motley Fool has a disclosure policy.

“}]] Read More 

The Unexpected Medical Expense That’s Shocking Expectant Mothers

By Money Management No Comments

 Imagine being asked to pay nearly $1,000 upfront for a service that won’t be completed for months. 

Pregnant woman
New Africa / Shutterstock.com

Kathleen Clark, just 12 weeks into her pregnancy, was taken aback when her OB-GYN’s office asked for $960 upfront to cover her projected bill, according to CNN. Normally, these payments aren’t due until after delivery. Although Clark was assured any discrepancies would be adjusted later, the unexpected expense added stress to an already challenging time. Most people with employer-sponsored…

 Read More