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Money Management

Retirement Stress Is Real, but This Free Program Helps You Take Control

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 Get a little help from an FDIC Money Smart Workshop. 

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Older adults across the U.S. can navigate financial decisions with support from resources provided by the Federal Deposit Insurance Corporation (FDIC). The FDIC’s Money Smart program offers practical tools to help seniors plan for retirement, avoid scams, and prepare for financial changes, according to FDIC Consumer News. The impact of Money Smart stands out at Fidelity Bank in Louisiana…

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CEOs Aren’t Predicting Recession: How Their Optimism Affects Your Money

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 Find out how to make this new optimism work for your financial goals. 

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For many, economic headlines paint a confusing picture: concerns one day, cautious hope the next. While recent federal data showed the U.S. economy shrank at a 0.3% annual pace, consumer spending and hiring remain surprisingly steady, keeping the job market competitive for workers and jobseekers. Amid these crosscurrents, a new wave of optimism has taken hold in corporate America.

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Confident, Cautious or Confused? What to Make of Mixed Market Signals

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 Stocks say go, gold says no. Where does that leave you? 

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When the stock market surges to new highs, it usually signals investor confidence in the economy. Gold, on the other hand, typically rallies when fear and uncertainty dominate. So what does it mean when both assets are climbing at the same time? That’s the rare scenario playing out now. Gold futures are up nearly 27% year to date, while the S&P 500 is trading just below its all-time high…

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Why Scottie Scheffler Deleted Venmo and What It Means for Your Money

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 His story made headlines, but the real takeaway is how to keep your Venmo account safe from strangers. 

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Ever found a strange payment request on Venmo? According to CBS News, golf superstar Scottie Scheffler — a 16-time PGA Tour winner — recently deleted his Venmo account after being bombarded with payment requests from strangers tied to his tournament results. While most users won’t face this level of attention, Scheffler’s experience underscores the risks of using payment apps without adjusting…

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The Penny’s Farewell: 6 Ways to Make Cents of the Copper Shift

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 Pocket change is out — but smart collectors and savers can find ways to come out ahead. Here’s how. 

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The penny may finally be losing its place in American pockets, and for good reason. According to the U.S. Mint, producing a single one-cent coin now costs 3.7 cents, making the humble penny a money-losing venture. As inflation drives up metal and manufacturing costs, the Treasury could save $56 million annually by phasing out production, the Associated Press reports. But while the coin’s value…

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15 Ways Your Spending Habits Could Be Holding You Back

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 You may not even realize you’re doing it — but your wallet does. 

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Many small financial habits may seem harmless at first, but over time, they can quietly drain your budget. While big splurges often steal the spotlight, it’s the little daily choices that tend to have the biggest impact on your finances. Spotting these spending traps is key to building long-term savings. So, let’s take a look at habits that might seem insignificant but can silently derail your…

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