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Money Management

Fed Official Signals Just One Rate Cut in 2025: How to Adjust Your Financial Strategy Now

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 With modest interest adjustments expected, here’s how to stay ahead. 

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The U.S. central bank might pump the brakes on interest rate cuts in 2025, and your wallet might feel it. Raphael Bostic, president of the Federal Reserve Bank of Atlanta, recently suggested we’ll likely see just one rate cut this year, a stark shift from the multiple cuts many had hoped for. TheStreet reported, Bostic emphasized that, with inflation still running above the Fed’s 2%

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Cybersecurity Fears Keep Older Americans From Using Smartphones for Banking

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 They trust tech — and still stay away. A surprising paradox is keeping many older adults offline. 

AI Assisted / Money Talks News

Smartphones offer convenience, but for many older adults, they also trigger deep concern. A March 2025 study by Patrik Pucer, Boštjan Žvanut, and Simon Vrhovec in the International Journal of Information Security found that fear of cyberattacks significantly reduces smartphone adoption among people aged 65 and up, even when they recognize the benefits of mobile tools. Many older adults worry…

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Breaking up With the Dollar: When the Global Economy Wants to Move On

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 If the world dumps the dollar, what does that mean for you? 

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The currency of global trade is starting to shift. Countries across Asia, including China, India, Malaysia, and Indonesia, are increasingly settling transactions in local denominations instead of the U.S. dollar, according to CNBC. At the same time, Brazil, Russia, India, China, and South Africa — collectively known as BRICS — are developing cross-border payment systems designed to operate…

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Who Wins When the Market Falls? Oil, War Stocks, and Maybe You

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 Geopolitical turmoil shakes markets. For everyday investors, patience pays. Here’s why. 

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Markets plunged early Friday, June 13, 2025, after Israel launched a wave of airstrikes on Iran, sending oil prices soaring and sparking a broad sell-off in equities. The Dow dropped more than 600 points at the open. Meanwhile, crude oil futures surged more than 8%, gold climbed, and defense stocks jumped, according to CNBC. Conflict is obviously a tragedy for those directly involved.

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9 Signs You Might Have a Shopping Addiction — and What to Do About It

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 When shopping starts to interfere with certain aspects of your life, it may be a red flag. 

Man looking at his phone after going shopping
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It’s normal to indulge in some retail therapy now and then. But when shopping starts to interfere with your finances, relationships or daily life, it may be a red flag for something more serious: shopping addiction. Also known as compulsive buying disorder, this behavioral addiction can be emotionally and financially draining. Here are the key signs to watch for — and what you can do about…

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8 Things to Know Before Moving to Spain

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 Get the inside scoop on what to expect from life in Spain, including where to find bargain rentals. 

Menorca Coast in the Balearic Islands, Spain
Juanjo Tugores / Shutterstock.com

Considering a move to Spain? Here’s my list of things you need to know before taking the plunge. With an area of 505,990 square kms (over 195,000 square miles) almost 5,000 kms (3,100 miles) of coastline, the country spans a variety of climates, topographies, languages, cultural traditions, and cuisines. From a So-Cal vibe on the Costa del Sol to the history-laden towns of the central…

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