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Money Management

6 Essential Tips for Strategizing Roth Conversions and Building Wealth

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 Your approach should be far more of an art rather than a hard-and-fast science. 

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When it comes to retirement planning, Roth conversions can be a powerful strategy to optimize your financial future. But it is important to keep in mind that a multi-year conversion strategy requires forecasting, telling the future. As such, it is crucial to keep these projections in perspective and avoid over-committing to a single approach. By leveraging Roth conversion projections…

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Drinking Soda Might Be Even Worse for You Than We Thought

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 A significant percentage of cases of two deadly diseases are now attributed to sweetened beverages. 

Someone pouring a bottle of soda into a glass.
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The unfortunate truth about food is that just because it tastes good doesn’t mean it is good. Sugary drinks like soda are just another part of that reality, and we all know it. However, the stakes now appear to be higher than previously believed. Recent research out of Tufts University concluded that worldwide, the consumption of sugar-sweetened beverages is linked to 2.2 million new cases of…

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Neglecting Your Credit Score? Watch Out for These 7 Costly Mistakes

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 Ignoring your credit score could be a costly mistake—find out what you’re risking and how to fix it. 

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Your credit score affects more than just your ability to get a loan—it can impact your insurance rates, housing options, and even job opportunities. Yet, many people overlook this critical financial factor, leading to costly consequences. By understanding the common mistakes tied to neglecting your credit score, you can avoid unnecessary expenses and take control of your financial future.

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7 Items You Cannot or Should Not Buy With Cash

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 Learn which purchases are better paid for with cards or secure digital methods to protect your money. 

Wallet stuffed with excess cash
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Cash might seem like a safe and straightforward way to pay everyday expenses, but it’s not always the smartest choice. For certain purchases, paying with cash can lead to lost opportunities, lack of protection, or even financial setbacks. By choosing alternative payment methods, you can unlock valuable benefits like fraud protection, rewards, and extended warranties while avoiding unnecessary…

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15 States That Have the Highest Property Tax Rates

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 These states rely most on a steady stream of income from property taxes. 

Home in DeKalb, Illinois
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Property taxes have become an increasing burden as property values continue to outpace inflation. Rising home prices have pushed local government assessments — and in turn, property tax bills — markedly higher in many areas. Higher property taxes can be daunting for homeowners, but they are a boon for state governments that rely heavily on property tax revenue. Property taxes are a cornerstone…

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Smart Borrowing: 8 Home Equity Loan Ideas

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 Ready to unlock your home’s hidden potential? These creative uses for a home equity loan might surprise you! 

Home equity loan
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A home equity loan can be a powerful financial tool, offering a low-interest way to access funds for important projects or investments. But how do you use it wisely? From home improvements to financial strategies, here are eight smart ways to make the most of your home equity loan while protecting your financial future.

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