Category

Money Management

Same Aisle, Higher Price: 12 Grocery Items That Just Don’t Add Up

By Money Management No Comments

 Your cart isn’t the problem — it’s the sneaky staples bloating your total. 

Unhappy woman looking at her grocery bill
Prostock-studio / Shutterstock.com

If your grocery receipt feels longer than your list, you’re not imagining it. Food prices have jumped more than 25% since 2020, according to the U.S. Bureau of Labor Statistics, and everyday items are now eating up more of your budget. Some of the worst culprits don’t look flashy or luxurious — they’re the familiar products you grab without thinking. These 12 items could be padding your…

 Read More 

Think $1 Million Means You’re Set? Here’s the Reality for Most Retirees

By Money Management No Comments

 Haven’t hit the seven-figure mark? Here’s how to work toward it on your terms. 

Woman thinking about retirement
Perfect Wave / Shutterstock.com

With fewer than 3% of American households having amassed at least $1 million in retirement savings, according to the Federal Reserve’s Survey of Consumer Finances, reaching a seven‑figure balance remains elusive. Meanwhile, the median retirement savings for people aged 65–74 is just over $200,000, with those 75 and older reporting around $130,000, according to Federal Reserve figures.

 Read More 

Why Americans Spend $10 Billion Less on Dad Than Mom Each Year

By Money Management No Comments

 For many dads, feeling appreciated matters more than gifts — and it’s changing how families celebrate. 

Family grilling on the deck of their home
Monkey Business Images / Shutterstock.com

Each June, Americans spend far less honoring dads than they do moms. According to the National Retail Federation, spending on Father’s Day may reach $24 billion this year, a big number, but still $10 billion under what families spent on Mother’s Day. This gap reveals not just buying habits but also changing family dynamics and thoughtful approaches to showing appreciation.

 Read More 

7 Smart Money Moves to Make Now If You’re Worried About Losing Your Job

By Money Management No Comments

 These financial moves can turn unemployment fears into confidence. 

Laid-off worker
Hryshchyshen Serhii / Shutterstock.com

Worker confidence just hit a record low, and it’s not hard to see why. Even though the stock market has bounced back from its early-year tumble, employees across the country are feeling increasingly anxious about their job security. That unease isn’t unfounded: companies like Procter & Gamble and Microsoft have both announced layoffs affecting thousands of workers…

 Read More 

Payment App Pitfalls: What Every Retiree Should Know Before Tapping ‘Send’

By Money Management No Comments

 One wrong move on a mobile wallet could cost you — here’s how to stay protected. 

older couple looking at phones and smiling
Inside Creative House / Shutterstock.com

Remember when your parents upgraded from their flip phone? Watching them explore a touchscreen taught you something about how different generations approach technology. Now imagine that same learning curve applied to digital banking, where one confusing screen or accidental click could result in a costly financial mistake. And that’s not just speculation. A new study published on arXiv by…

 Read More 

Social Security Facts Every Future Retiree Needs to Know

By Money Management No Comments

 Relying too much on Social Security can leave you exposed. Here’s how to strengthen your plan and avoid costly gaps in retirement. 

Older couple at home working on retirement plans, Social Security, filling out forms.
PeopleImages.com – Yuri A / Shutterstock.com

Millions of Americans rely on Social Security as a financial lifeline. According to the Social Security Administration (SSA), these benefits make up about 31% of all income for people over 65. This level of dependence underscores just how vital Social Security is to retirement, and it highlights the importance of making smart financial decisions now to protect your long-term security.

 Read More