Category

Money Management

Sep 07
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8 Apps That Will Help You Manage Your Money Better

By Money Management No Comments

  No matter what your current money situation may be currently, we all have a desire to improve our finances. Our desire to improve financially overtimes fails to turn into action due to time constraints. Life is so busy and we are always on the go. With so many other obligations vying for our time, […]

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Aug 04
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7 Side Hustles That Cost You No Money To Start

By Money Management No Comments

Do you have a desire to find ways to bring in additional income into your household? One great way to accomplish this is by starting a side-hustle. When it comes to finding the right side hustle the task can seem very overwhelming. Where do you start with so many options out there? What we decided […]

The post 7 Side Hustles That Cost You No Money To Start appeared first on His & Her Money.

Jul 09
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How Self Care Can Help Make You More Money

By Money Management, Podcast One Comment

One of the most common complaints of Entrepreneurs, Solopreneurs and DUALpreneurs (full-time employee and entrepreneur) is “not having enough time.” The day is usually filled with tasks and meetings. However, one of the things left off the “To Do” List is Self Care.

In this episode of Financial Fornicating With Madam Money, successful DUALpreneur Juanita Gaynor, of EABJ Consulting & Event Management, shares 3 Ways Self Care can help you make more money as well as

  • How to maintain a healthy work-life balance as an Entrepreneur.
  • How to Build Lifestyle into Your Brand
  • How to Schedule Your Life, Not Just Work
  • How to Delegate Your Life!

About Juanita E. Gaynor

Juanita E. Gaynor is a seasoned professional in the event industry and the President & CEO of EABJ Consulting & Event Management, which is a full service special event and meeting management company that designs innovative event solutions for small to large businesses, associations, community benefit and non-profit organizations.

 

 

Thank you for listening to the “Financial Fornicating with Madam Money” Podcast!

We appreciate you listening to the Financial Fornicating with Madam Money Podcast. Please share your comments or questions about this episode below or at info@madammoney.com. Also, please share this episode using the social media buttons.

You can also listen to the Financial Fornicating with Madam Money Podcast on iTunes and Google Play Music! Please share your honest feedback as Ratings and Reviews are very helpful and greatly appreciated!

May 27
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credit

3 Signs Your Worried About The Wrong S**T Regarding Your Credit

By Credit, Money Management, Podcast No Comments

 

Are you worried or stressed out about what is reporting on your credit report?

Since credit reports are used more and more to identify and qualify consumers for all types of services, having good, or at least fair credit, is very necessary. – @MsMadamMoney

However, if our credit is “colorful” (Ok… bad), it can inhibit access to what we need, like insurance, utilities, employment, mortgage as well as consumer credit.

Whether the trade lines (credit accounts) are reporting incorrect or outdated information; or if there accounts on the credit report that is not yours, you should be aware of what is reporting and take the appropriate action to dispute the erroneous information.

The best way to begin the process of fixing or restoring credit is to obtain free copies of the credit reports at annualcreditreport.com. It is important to understand what each credit reporting company is reporting about you, since the credit reporting companies do not report to each other.

Now, there are several legitimate concerns regarding what and how credit accounts are reporting on the three major credit reports (Equifax, Experian and TransUnion). However, some people concern themselves with the wrong things when it comes to their credit.

In this episode of Financial Fornicating with Madam Money Podcast, I share:

  • Three things to NOT stress out about when you are working to restore your credit
  • The Anatomy of the Credit Score
  • How to refocus to work on areas to help you reach your credit restoration goals

Thank you for listening to the “Financial Fornicating with Madam Money” Podcast!

We appreciate you listening to the Financial Fornicating with Madam Money Podcast. Please share your comments or questions about this episode below or at info@madammoney.com. Also, please share this episode using the social media buttons.

You can also listen to the Financial Fornicating with Madam Money Podcast on iTunes and Google Play Music! Please share your honest feedback as Ratings and Reviews are very helpful and greatly appreciated!

Episode Sponsor

This episode is sponsored by DUALpreneur.net. Are you a full-time employee and an entrepreneur? If so, you are a DUALpreneur and you understand and value the concept of Multiple Streams of Income. DUALpreneur.net provides tools, resources and services to help DUALpreneurs “Do It All, Have It All and Be It All.” For more information, visit DUALpreneur.net.

May 21
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5 Ways to Avoid Financial STDs

By Credit, Debt Management, Loans, Money Management No Comments

Have you or someone you know been infected with Financial STDs? I have…   

In my book Financial Fornication, I talk about Financial STDs (Substantially Tremendous Debt).  This financial dis-ease is not only financially and emotional painful, but families and cosigners can get infected as well because it can be contagious. So, here are 5 ways to avoid Financial STDS.

Use Financial Contraception.

Financial Contraception is better known as a budget or spending plan. Create a budget or spending plan that works with your lifestyle. Using a budget is the best protection against acquiring Financial STDs.

Avoid being financially promiscuous with multiple credit cards.

Pick a credit card that has the lowest rate and provides bonus points if you must or choose to use a credit card for purchases. Using multiple credit cards may result in excessive spending, which result in Financial STDs.

Limit or Avoid Financial One Night Stands.

A financial one night stand is a financial transaction, usually less than $50-$100, that should be paid in cash or paid in full if purchased with credit. If you choose to use credit for these types of transactions, avoid turning those financial one night stands into a long term financial relationship by revolving the balance and not paying it off in full. Just “Hit it & Quit it!”

Become Financial Abstinent.

When your finances feel like they’re getting out of control, sometimes it’s best to just STOP using credit to get a handle on your finances. Being financially abstinent stops the leaks in finances so a budget can be created to build up immunity against Financial STDs.

Get out of Financially Abusive Relationships.

If you are getting your butt kicked with ridiculously high loan rates, low deposit rates, lots of fees and poor customer service, they’re probably really not that into you, which means that it’s time to plan your exit strategy from that financially abusive relationship.  You don’t have to stay. Date financial institutions to find the best one for you.

For more healthy financial tips, check out my book “Financial Fornication.”