Learn how to turn everyday waste into useful compost, without pests or rank odors.
Composting is an easy and eco-friendly way to reduce yard and kitchen waste while creating nutrient-rich soil for your lawn, garden, and flowerbeds. But knowing what you can put in a compost bin is essential for maintaining the right balance of materials. Brown materials — such as dried leaves, shredded newspaper, and cardboard — provide carbon. Green materials — like fruit and vegetable scraps…
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A high-yield savings account is a smart place to grow your money while keeping it easily accessible. With interest rates still near or above 4.00%, now is an excellent time to take advantage of competitive savings rates. But not all accounts are created equal. Some offer significantly higher annual percentage yields (APYs) than others — we’re talking more than 10 times the national average.
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes.
We’ve researched and compared savings accounts from top financial institutions to bring you the best options with the highest rates available today.
Below, you’ll find a selection of accounts with the best APYs we’ve found.
| Bank Account | APY | Minimum Account Balance |
|---|---|---|
| $25, $5,000 to open account | ||
| LendingClub LevelUp Savings | 4.40% with $250+ in monthly deposits | $250 cumulative monthly deposits for max APY |
| Bask Interest Savings | 4.35% | $0 |
| EverBank Performance℠ Savings | 4.30% | $0 |
| Ivy Bank High-Yield Savings Account | up to 4.25% | $2,500 |
The accounts above stood out to us for several key reasons:
If you’re looking for an account that combines a strong APY with online access and flexibility, CIT Platinum Savings stands out. It’s a smart option for savers who want high returns. Read our full CIT Platinum Savings review to learn more.
High-yield savings accounts combine flexibility with competitive interest. If you value easy access to your funds and no long-term commitment, an HYSA may be the perfect fit.
Explore more options:
If you’re holding extra cash in a traditional savings account earning a fraction of a percent, now’s a great time to make a switch. With interest rates still elevated, high-yield savings accounts give you an easy, low-risk way to earn more — without giving up access to your money.
Opening a high-yield savings account could make sense if:
High-yield savings accounts let you earn a competitive return while keeping your money accessible. That makes them ideal for emergency funds, upcoming expenses, or savings goals you want to reach in the next year or two.
Getting started with a high-yield savings account is easy and usually takes just a few minutes:
Click here to compare the best high-yield savings accounts and open one today.
Some high-yield accounts offer the best rates with no strings attached — no recurring deposit requirements, no minimum balance to earn interest, and no monthly fees. If you’re looking for a hassle-free option, learn more aobut the American Express® High Yield Savings account (Member FDIC), which offers a competitive APY with no minimum deposit.
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes.
We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.American Express is an advertising partner of Motley Fool Money. Ally is an advertising partner of Motley Fool Money. SLM is an advertising partner of Motley Fool Money. HSBC Holdings is an advertising partner of Motley Fool Money. Wells Fargo is an advertising partner of Motley Fool Money. Discover Financial Services is an advertising partner of Motley Fool Money. Synchrony Financial is an advertising partner of Motley Fool Money. JPMorgan Chase is an advertising partner of Motley Fool Money. Bank of America is an advertising partner of Motley Fool Money. Charles Schwab is an advertising partner of Motley Fool Money. Citigroup is an advertising partner of Motley Fool Money. The Motley Fool has positions in and recommends Axos Financial, Bank of America, Goldman Sachs Group, JPMorgan Chase, PNC Financial Services, and U.S. Bancorp. The Motley Fool recommends Barclays Plc, Charles Schwab, Discover Financial Services, and HSBC Holdings and recommends the following options: short March 2025 $80 calls on Charles Schwab. The Motley Fool has a disclosure policy.
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These certifications may be your ticket to a high-paying career.
Earning a career certification can be a great way to boost your income, qualify for new opportunities, or break into a different field without committing to a full degree program. From finance to IT to marketing, the right certification can make you a more competitive job candidate and help you negotiate with employers for a higher salary. In the following, we provide an overview of career…
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Looking to boost your savings? Today’s top CD rates sit between 4.50% and 4.65%. Short-term CDs, especially those under a year, offer the best rates right now.
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes.
Since the Federal Reserve won’t meet again until May, rates should hold steady for a bit. That makes now a good time to lock in a high-yield CD.
Ready to invest? Check out some of the best CD rates available today.
| Bank | APY | Term | Minimum Deposit |
|---|---|---|---|
| OMB | 4.65% | 7 Months | $1,000 |
| DR Bank | 4.65% | 6 Months | $500 |
| United Fidelity Bank | 4.60% | 10 Months | $1,000 |
| Brilliant Bank | 4.55% | 9 Months | $1,000 |
| Marcus by Goldman Sachs | 4.50% | 14 Months | $500 |
| LendingClub | 4.50% | 10 Months | $2,500 |
While the CDs above offer some of the most competitive rates available today, they’re not the only strong options worth considering. LendingClub offers a solid alternative, with CDs that are easy to open and come from a well-known digital bank. If you value a smooth online experience and flexible terms, it’s worth a look. Explore LendingClub rates here.
Want to find the best CD for your timeline and goals? Explore top rates by term:
CD rates have dipped since mid-2024, but they’re still worth a look. The Federal Reserve is holding rates steady for now, though experts see possible cuts later in 2025.
Now could be a great time to lock in a CD if:
CDs are backed by FDIC insurance. Deposits up to $250,000 per person, per bank, are covered in the event of bank failure. While CDs are low-risk, the stock market might offer more gains.
When you’re ready, you can open a CD in just a few simple steps:
Click here to explore the best CD rates and open a high-yield CD today.
Once you’ve opened your CD, keep an eye on its maturity date. When a CD matures, the bank will typically do one of two things unless you say otherwise:
Most banks give you a grace period of seven to 10 days after the CD’s maturity date to make a decision.
If you want to earn a high APY with more flexibility and less commitment, then look into a high-yield savings account.
The best high-yield savings accounts allow you to:
Savings account rates are variable and can change at any time. However, high-yield savings accounts currently have APYs that rival the best CDs, making either one a great choice now, depending on your savings goals.
If you want to earn a competitive APY without committing your cash for a minimum of several months, check out our list of the best high-yield savings accounts.
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes.
We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.James McClenathen has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Goldman Sachs Group. The Motley Fool has a disclosure policy.
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These foods and drinks are the latest favorites of devoted Aldi fans.
With more than 90% of its products being from store brands that are exclusive to Aldi, the retailer has earned a reputation for its unique products and great prices on its rotation of “Aldi Finds.” But regular shoppers love Aldi for more than just its well-priced seasonal items. For six years now, Aldi has asked its customers about their favorite products as part of its annual Fan Favorites…
Learn how shifting tax enforcement trends could increase your financial risk — even if you always play by the rules.
Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. The IRS faces unprecedented challenges due to staffing cuts and policy changes, weakening its enforcement capabilities. Experts warn these changes could encourage more taxpayers to underreport income or avoid filing…
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