Category

Money Management

7 Times the Simpsons Played Market Nostradamus and Nailed It

By Money Management No Comments

 From the entertainment industry to global financial crises, here are uncanny times The Simpsons accurately forecasted major economic events years before they happened. 

360b / Shutterstock.com

Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. The writers behind The Simpsons have demonstrated an almost supernatural ability to predict future events, including some significant economic developments that left financial experts scratching their heads.

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12 Costly Home Maintenance Mistakes That Slowly Wreck Your Home’s Value

By Money Management No Comments

 Even small missteps can lead to big repair bills — and in today’s economy, avoiding extra costs is more important than ever. 

woman with cleaning supplies
Krakenimages.com / Shutterstock.com

Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. With inflation and tariffs driving up the price of materials and labor, home repairs are likely to get more expensive by the day. A minor leak or small oversight could snowball into a five-figure problem.

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Spotting the Subtle Signs: 5 Clues Your Partner is Secretly Gambling?

By Money Management No Comments

 Uncover potential red flags that indicate your partner’s secretive habits could be impacting your wallet. 

boommaval / Shutterstock.com

Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Money and trust go hand in hand — especially in a relationship. But what if one partner is hiding risky financial behavior, like gambling? Gambling issues can swiftly deplete savings, increase debt…

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Unmasking Fakes: 8 Food Fraud Tactics That Might Trick You

By Money Management No Comments

 Many consumers are unaware of the pervasive nature of food scams. Your pantry might be filled with these products. Learn ways to spot these and safeguard yourself. 

Woman shocked by high grocery prices
Krakenimages.com / Shutterstock.com

Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. The food you purchase might not always be as advertised. Scammers replace high-value items with cheaper alternatives, falsely labeling components and marketing subpar goods as premium. This deception leads to…

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The Best CD Rates Today, April 5, 2025: Up to 4.65% APY

By Money Management No Comments
[[{“value”:”Image source: Upsplash/The Motley Fool
Looking for the best CD rates today? You can find rates as high as 4.65%. CDs with terms under a year often have the best rates.Alert: highest cash back card we’ve seen now has 0% intro APR into 2026
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes. The Fed is holding rates steady, but cuts may still come later this year. So, grab those high rates while you can. We’ve rounded up some top CD offers available now.Below are some of today’s best CD rates.BankAPYTermMinimum DepositOMB4.65%7 Months$1,000United Fidelity Bank4.60%10 Months$1,000Brilliant Bank4.55%9 Months$1,000Marcus by Goldman Sachs4.50%14 Months$500LendingClub4.50%10 Months$2,500Data source: Issuing banks. Rates are accurate as of April 4, 2025.Why we chose these CDsExtremely competitive rates. Some CDs have slightly higher rates than those on our list, but most come with a catch.Low minimum deposits. Some CDs require a minimum deposit of $5,000 or more, while the CDs above let you deposit as little as $500.Available nationwide. Some high-yield CDs are offered by regional credit unions that not everyone can easily join. The CDs above come from banks that anyone in the U.S. can join without jumping through hoops.Online convenience. Some banks require you to visit a branch to open a CD. The CDs on our list can each be opened straight from the issuer’s website.While the CDs above offer some of the most competitive rates available today, they’re not the only strong options worth considering. LendingClub offers a solid alternative, with CDs that are easy to open and come from a well-known digital bank. If you value a smooth online experience and flexible terms, it’s worth a look. Explore LendingClub rates here.The Best CD Rates From Our Partners TodayWant to find the best CD for your timeline and goals? Explore top rates by term:Best CD Rates — Our expert picks for the top accounts available todayBest 6-Month CD Rates — Short-term savings with fast accessBest 12-Month CD Rates — Solid returns with just a 1-year commitmentBest 5-Year CD Rates — Maximize earnings over the long haulShould you open a CD?After mid-2024, CD rates began to fall as the Fed cut rates for the first time in four years. Despite this dip, CDs are still worth a look. The Fed is holding rates steady now, but more cuts may come later in 2025.Here’s why you might consider a CD:Safe and steady returnsProtects against future rate dropsFDIC backing up to $250,000 per depositor, per bankWhile CDs are low-risk investments that offer stable returns, investing in the stock market can offer more gains over the long term, but it also comes with more risk.How to open a CDWhen you’re ready, you can open a CD in just a few simple steps:Shop around to find the highest APY for the term you want.Read the fine print and make sure you can meet the minimum deposit, if there is one.Apply for a new account on the bank’s website or mobile app, or over the phone. You’ll likely be approved and ready to invest in minutes.Link an existing bank account to transfer funds to a new CD. Remember that you can only make one deposit per CD.Click here to explore the best CD rates and open a high-yield CD today.Once you’ve opened your CD, keep an eye on its maturity date. When a CD matures, the bank will typically do one of two things unless you say otherwise:Pay out your initial deposit plus your earnings as cashReinvest your funds in a new CD with the same term (but potentially a different APY)Most banks give you a grace period of seven to 10 days after the CD’s maturity date to make a decision.Earn up to 4.10% APY without losing access to your cashIf you want to earn a high APY with more flexibility and less commitment, look into a high-yield savings account.The best high-yield savings accounts allow you to:Deposit and withdraw money whenever you wantQuickly transfer money to other accountsSavings account rates can change at any moment, but right now, high-yield savings accounts have APYs that compete with the top CDs. Depending on your goals, either could be a smart choice now.If you want to earn a competitive APY without committing your cash for a minimum of several months, check out our list of the best high-yield savings accounts.Alert: highest cash back card we’ve seen now has 0% intro APR into 2026
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes. We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.James McClenathen has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Goldman Sachs Group. The Motley Fool has a disclosure policy.”}]] [[{“value”:”

A hand holding a rolled up wad of bills

Image source: Upsplash/The Motley Fool

Looking for the best CD rates today? You can find rates as high as 4.65%. CDs with terms under a year often have the best rates.

Alert: highest cash back card we’ve seen now has 0% intro APR into 2026

This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

Click here to read our full review for free and apply in just 2 minutes.

The Fed is holding rates steady, but cuts may still come later this year. So, grab those high rates while you can. We’ve rounded up some top CD offers available now.

Below are some of today’s best CD rates.

Bank APY Term Minimum Deposit
OMB 4.65% 7 Months $1,000
United Fidelity Bank 4.60% 10 Months $1,000
Brilliant Bank 4.55% 9 Months $1,000
Marcus by Goldman Sachs 4.50% 14 Months $500
LendingClub 4.50% 10 Months $2,500
Data source: Issuing banks. Rates are accurate as of April 4, 2025.

Why we chose these CDs

  • Extremely competitive rates. Some CDs have slightly higher rates than those on our list, but most come with a catch.
  • Low minimum deposits. Some CDs require a minimum deposit of $5,000 or more, while the CDs above let you deposit as little as $500.
  • Available nationwide. Some high-yield CDs are offered by regional credit unions that not everyone can easily join. The CDs above come from banks that anyone in the U.S. can join without jumping through hoops.
  • Online convenience. Some banks require you to visit a branch to open a CD. The CDs on our list can each be opened straight from the issuer’s website.

While the CDs above offer some of the most competitive rates available today, they’re not the only strong options worth considering. LendingClub offers a solid alternative, with CDs that are easy to open and come from a well-known digital bank. If you value a smooth online experience and flexible terms, it’s worth a look. Explore LendingClub rates here.

The Best CD Rates From Our Partners Today

Want to find the best CD for your timeline and goals? Explore top rates by term:

Should you open a CD?

After mid-2024, CD rates began to fall as the Fed cut rates for the first time in four years. Despite this dip, CDs are still worth a look. The Fed is holding rates steady now, but more cuts may come later in 2025.

Here’s why you might consider a CD:

  • Safe and steady returns
  • Protects against future rate drops
  • FDIC backing up to $250,000 per depositor, per bank

While CDs are low-risk investments that offer stable returns, investing in the stock market can offer more gains over the long term, but it also comes with more risk.

How to open a CD

When you’re ready, you can open a CD in just a few simple steps:

  1. Shop around to find the highest APY for the term you want.
  2. Read the fine print and make sure you can meet the minimum deposit, if there is one.
  3. Apply for a new account on the bank’s website or mobile app, or over the phone. You’ll likely be approved and ready to invest in minutes.
  4. Link an existing bank account to transfer funds to a new CD. Remember that you can only make one deposit per CD.

Click here to explore the best CD rates and open a high-yield CD today.

Once you’ve opened your CD, keep an eye on its maturity date. When a CD matures, the bank will typically do one of two things unless you say otherwise:

  1. Pay out your initial deposit plus your earnings as cash
  2. Reinvest your funds in a new CD with the same term (but potentially a different APY)

Most banks give you a grace period of seven to 10 days after the CD’s maturity date to make a decision.

Earn up to 4.10% APY without losing access to your cash

If you want to earn a high APY with more flexibility and less commitment, look into a high-yield savings account.

The best high-yield savings accounts allow you to:

  • Deposit and withdraw money whenever you want
  • Quickly transfer money to other accounts

Savings account rates can change at any moment, but right now, high-yield savings accounts have APYs that compete with the top CDs. Depending on your goals, either could be a smart choice now.

If you want to earn a competitive APY without committing your cash for a minimum of several months, check out our list of the best high-yield savings accounts.

Alert: highest cash back card we’ve seen now has 0% intro APR into 2026

This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

Click here to read our full review for free and apply in just 2 minutes.

We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.James McClenathen has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Goldman Sachs Group. The Motley Fool has a disclosure policy.

“}]] Read More 

The Best Savings Account Rates Today, April 5, 2025: Up to 5.00%

By Money Management No Comments
[[{“value”:”Image source: The Motley Fool/Unsplash
You can grow your savings and keep them handy with a high-yield savings account. With rates currently around 4.00%, now is a great time to earn more.Alert: highest cash back card we’ve seen now has 0% intro APR into 2026
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes. Not all savings accounts are the same. Some give far better returns, so it pays to shop around.We’ve checked top banks to find the best for you. Here are some of today’s top high-yield savings account rates.Bank AccountAPYMinimum Account BalanceVaro Savingsup to 5.00%Max APY on up to $5,000, 2.50% APY afterAxos ONE®up to 4.66%$1,500Pibank Savings4.60%$0TIMBR High Yield Savings4.55%$1,000Peak Bank Envision High Yield Savingsup to 4.54%$100 to open, 2.02% APY on balances of $10,000,000 and aboveBrioDirect High-Yield Savings4.50%$25, $5,000 to open accountData source: Issuing banks. Rates are accurate as of April 4, 2025.Why we chose these savings accountsThe accounts above stood out to us for several key reasons:High APYs. These are among the most competitive interest rates available, helping your money grow faster.Low barriers to entry. Most accounts have low or no minimum deposit requirements to open or earn interest.Available nationwide. These banks let you open an account from anywhere in the U.S. without needing to join a local credit union.Online convenience. Every account listed can be opened and managed entirely online from your phone or computer.If you’re looking for an account that combines a strong APY with online access and flexibility, CIT Platinum Savings stands out. It’s a smart option for savers who want high returns. Read our full CIT Platinum Savings review to learn more.Want to grow your money without locking it up?High-yield savings accounts combine flexibility with competitive interest. If you value easy access to your funds and no long-term commitment, an HYSA may be the perfect fit.Explore more options:Best High-Yield Savings Accounts — See our top picks todayBanks With Savings Buckets — Track your savings goals separatelyShould you open a high-yield savings account now?Got extra cash in a low-earning savings account? It’s time for a change. High-yield savings accounts offer great rates, helping your money grow without tying it up. Consider one if:You want more interest without locking away your moneyYou value safety, thanks to FDIC insuranceYou need easy online access with low or no feesYou prefer flexibility over fixed termsThese accounts give better returns and keep your cash handy. They’re ideal for emergencies, home or car repairs, or future vacations.How to open a high-yield savings accountGetting started with a high-yield savings account is easy and usually takes just a few minutes:Compare your options. Look for the best APY, but also consider fees, ease of access, and minimum balance rules.Apply online. Most accounts can be opened from your phone or computer — no paperwork required.Fund your account. Link an existing checking or savings account and transfer the amount you want to deposit.Set up recurring deposits (optional). Some accounts offer higher APYs when you make regular monthly contributions.Track your balance and earnings. Interest usually compounds daily and is paid monthly, helping your savings grow faster over time.Click here to compare the best high-yield savings accounts and open one today.Don’t want to deal with monthly deposit requirements?Some high-yield accounts offer the best rates with no strings attached — no recurring deposit requirements, no minimum balance to earn interest, and no monthly fees. If you’re looking for a hassle-free option, learn more about the American Express® High Yield Savings (Member FDIC), which offers a competitive APY with no minimum deposit.Alert: highest cash back card we’ve seen now has 0% intro APR into 2026
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes. We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.Charles Schwab is an advertising partner of Motley Fool Money. Discover Financial Services is an advertising partner of Motley Fool Money. SLM is an advertising partner of Motley Fool Money. American Express is an advertising partner of Motley Fool Money. Ally is an advertising partner of Motley Fool Money. HSBC Holdings is an advertising partner of Motley Fool Money. JPMorgan Chase is an advertising partner of Motley Fool Money. Bank of America is an advertising partner of Motley Fool Money. Wells Fargo is an advertising partner of Motley Fool Money. Citigroup is an advertising partner of Motley Fool Money. Synchrony Financial is an advertising partner of Motley Fool Money. The Motley Fool has positions in and recommends Axos Financial, Bank of America, Goldman Sachs Group, JPMorgan Chase, PNC Financial Services, and U.S. Bancorp. The Motley Fool recommends Barclays Plc, Charles Schwab, Discover Financial Services, and HSBC Holdings and recommends the following options: short March 2025 $80 calls on Charles Schwab. The Motley Fool has a disclosure policy.”}]] [[{“value”:”

A red piggy bank against a yellow background

Image source: The Motley Fool/Unsplash

You can grow your savings and keep them handy with a high-yield savings account. With rates currently around 4.00%, now is a great time to earn more.

Alert: highest cash back card we’ve seen now has 0% intro APR into 2026

This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

Click here to read our full review for free and apply in just 2 minutes.

Not all savings accounts are the same. Some give far better returns, so it pays to shop around.

We’ve checked top banks to find the best for you. Here are some of today’s top high-yield savings account rates.

Bank Account APY Minimum Account Balance
Varo Savings up to 5.00% Max APY on up to $5,000, 2.50% APY after
Axos ONE® up to 4.66% $1,500
Pibank Savings 4.60% $0
TIMBR High Yield Savings 4.55% $1,000
Peak Bank Envision High Yield Savings up to 4.54% $100 to open, 2.02% APY on balances of $10,000,000 and above
BrioDirect High-Yield Savings 4.50% $25, $5,000 to open account
Data source: Issuing banks. Rates are accurate as of April 4, 2025.

Why we chose these savings accounts

The accounts above stood out to us for several key reasons:

  • High APYs. These are among the most competitive interest rates available, helping your money grow faster.
  • Low barriers to entry. Most accounts have low or no minimum deposit requirements to open or earn interest.
  • Available nationwide. These banks let you open an account from anywhere in the U.S. without needing to join a local credit union.
  • Online convenience. Every account listed can be opened and managed entirely online from your phone or computer.

If you’re looking for an account that combines a strong APY with online access and flexibility, CIT Platinum Savings stands out. It’s a smart option for savers who want high returns. Read our full CIT Platinum Savings review to learn more.

Want to grow your money without locking it up?

High-yield savings accounts combine flexibility with competitive interest. If you value easy access to your funds and no long-term commitment, an HYSA may be the perfect fit.

Explore more options:

Should you open a high-yield savings account now?

Got extra cash in a low-earning savings account? It’s time for a change. High-yield savings accounts offer great rates, helping your money grow without tying it up. Consider one if:

  • You want more interest without locking away your money
  • You value safety, thanks to FDIC insurance
  • You need easy online access with low or no fees
  • You prefer flexibility over fixed terms

These accounts give better returns and keep your cash handy. They’re ideal for emergencies, home or car repairs, or future vacations.

How to open a high-yield savings account

Getting started with a high-yield savings account is easy and usually takes just a few minutes:

  1. Compare your options. Look for the best APY, but also consider fees, ease of access, and minimum balance rules.
  2. Apply online. Most accounts can be opened from your phone or computer — no paperwork required.
  3. Fund your account. Link an existing checking or savings account and transfer the amount you want to deposit.
  4. Set up recurring deposits (optional). Some accounts offer higher APYs when you make regular monthly contributions.
  5. Track your balance and earnings. Interest usually compounds daily and is paid monthly, helping your savings grow faster over time.

Click here to compare the best high-yield savings accounts and open one today.

Don’t want to deal with monthly deposit requirements?

Some high-yield accounts offer the best rates with no strings attached — no recurring deposit requirements, no minimum balance to earn interest, and no monthly fees. If you’re looking for a hassle-free option, learn more about the American Express® High Yield Savings (Member FDIC), which offers a competitive APY with no minimum deposit.

Alert: highest cash back card we’ve seen now has 0% intro APR into 2026

This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

Click here to read our full review for free and apply in just 2 minutes.

We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.Charles Schwab is an advertising partner of Motley Fool Money. Discover Financial Services is an advertising partner of Motley Fool Money. SLM is an advertising partner of Motley Fool Money. American Express is an advertising partner of Motley Fool Money. Ally is an advertising partner of Motley Fool Money. HSBC Holdings is an advertising partner of Motley Fool Money. JPMorgan Chase is an advertising partner of Motley Fool Money. Bank of America is an advertising partner of Motley Fool Money. Wells Fargo is an advertising partner of Motley Fool Money. Citigroup is an advertising partner of Motley Fool Money. Synchrony Financial is an advertising partner of Motley Fool Money. The Motley Fool has positions in and recommends Axos Financial, Bank of America, Goldman Sachs Group, JPMorgan Chase, PNC Financial Services, and U.S. Bancorp. The Motley Fool recommends Barclays Plc, Charles Schwab, Discover Financial Services, and HSBC Holdings and recommends the following options: short March 2025 $80 calls on Charles Schwab. The Motley Fool has a disclosure policy.

“}]] Read More