Don’t remember tariffs from your history class? Here’s a quick — and important — refresher.
Are tariffs a powerful economic incentive to restore American manufacturing? Or a fast way to destroy globalism and/or the world’s economies? Are they a threat that will be quickly repealed? Or a long-lasting policy shift? Only time will answer these questions. And since we cannot tell the future, let’s take a look at the history of U.S. tariffs and explore their economic impact.
Now that technology is integrated into workplace hiring, learn how to make it work in your favor.
Technology powers nearly everything businesses do these days, and that includes hiring and recruitment. Applicant tracking systems can help companies streamline job searches, automatically filtering out resumes from candidates who aren’t a good fit. But as with any technology, these solutions aren’t perfect. Some jobseekers are concerned their resumes are getting unfairly filtered out before a…
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Today, CDs are offering rates up to 4.65%. Short-term CDs have the best yields right now. These CDs usually mature in about a year or less.
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The Fed is keeping rates steady, but cuts might happen later this year. It makes sense to lock in these high rates while they’re still available.
Below are some of the top CD options available today.
| Bank | APY | Term | Minimum Deposit |
|---|---|---|---|
| OMB | 4.65% | 7 Months | $1,000 |
| United Fidelity Bank | 4.60% | 10 Months | $1,000 |
| Brilliant Bank | 4.55% | 9 Months | $1,000 |
| Marcus by Goldman Sachs | 4.50% | 14 Months | $500 |
| LendingClub | 4.50% | 10 Months | $2,500 |
While the CDs above offer some of the most competitive rates available today, they’re not the only strong options worth considering. LendingClub offers a solid alternative, with CDs that are easy to open and come from a well-known digital bank. If you value a smooth online experience and flexible terms, it’s worth a look. Explore LendingClub rates here.
Want to find the best CD for your timeline and goals? Explore top rates by term:
CD rates are still historically high, though they’ve dropped since mid-2024. The Federal Reserve has been hesitant to change interest rates so far in 2025, but experts agree that rate cuts are likely in the second half of the year.
Now could be a great time to lock in a CD if:
The best CDs are FDIC insured, so deposits of up to $250,000 per person, per bank are safe. There’s virtually zero risk in CD investing, though you could potentially earn higher returns elsewhere, like the stock market.
Opening a CD is fast and easy. Follow these simple steps:
Click here to explore the best CD rates and open a high-yield CD today.
After you open your CD, track its maturity date. Once your CD matures, the bank generally does one of two things, unless you direct them otherwise:
Banks typically offer a grace period of seven to 10 days after maturity for you to decide your next steps.
For a high APY with added flexibility, consider a high-yield savings account. These accounts let you:
While savings rates can change, high-yield savings accounts now offer APYs close to top CDs. They provide great returns without the long-term commitment. Enjoy the ease and freedom while watching your savings grow.
If you want to earn a competitive APY without committing your cash for a minimum of several months, check out our list of the best high-yield savings accounts.
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
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We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.James McClenathen has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Goldman Sachs Group. The Motley Fool has a disclosure policy.
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High-yield savings accounts now offer rates up to 5.00%, which makes them an excellent option for growing your money.
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes.
But keep in mind, savings account APYs can differ widely between banks. It’s important to compare accounts so you don’t miss out on what could be hundreds more in interest earnings per year.
We’ve searched around to bring you the best options. Check out our top picks for high-yield savings rates today.
| Bank Account | APY | Minimum Account Balance |
|---|---|---|
| Varo Savings | up to 5.00% | Max APY on up to $5,000, 2.50% APY after |
| Axos ONE® | up to 4.66% | $1,500 |
| Pibank Savings | 4.60% | $0 |
| TIMBR High Yield Savings | 4.55% | $1,000 |
| Peak Bank Envision High Yield Savings | up to 4.54% | $100 to open, 2.02% APY on balances of $10,000,000 and above |
If you’re looking for an account that combines a strong APY with online access and flexibility, CIT Platinum Savings stands out. It’s a smart option for savers who want high returns. Read our full CIT Platinum Savings review to learn more.
High-yield savings accounts combine flexibility with competitive interest. If you value easy access to your funds and no long-term commitment, an HYSA may be the perfect fit.
Explore more options:
Got extra cash sitting in an account earning next to nothing? It’s a great time to boost your earnings. Right now, high-yield savings accounts are offering competitive rates.
Opening a high-yield savings account could make sense if:
High-yield savings accounts let you earn a competitive return while keeping your money accessible. That makes them ideal for emergency funds, upcoming expenses, or savings goals you want to reach in the next year or two.
Opening a high-yield savings account is simple and quick. You can often do it in minutes.
Here’s how to begin:
High-yield accounts offer a simple way to grow your cash with little effort. There’s really no reason not to take advantage of the benefits they provide. Click here to compare the best high-yield savings accounts and open one today.
Some high-yield accounts offer the best rates with no strings attached — no recurring deposit requirements, no minimum balance to earn interest, and no monthly fees. If you’re looking for a hassle-free option, learn more about the American Express® High Yield Savings (Member FDIC), which offers a competitive APY with no minimum deposit.
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes.
We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.American Express is an advertising partner of Motley Fool Money. Ally is an advertising partner of Motley Fool Money. SLM is an advertising partner of Motley Fool Money. HSBC Holdings is an advertising partner of Motley Fool Money. Wells Fargo is an advertising partner of Motley Fool Money. Discover Financial Services is an advertising partner of Motley Fool Money. Synchrony Financial is an advertising partner of Motley Fool Money. JPMorgan Chase is an advertising partner of Motley Fool Money. Bank of America is an advertising partner of Motley Fool Money. Charles Schwab is an advertising partner of Motley Fool Money. Citigroup is an advertising partner of Motley Fool Money. The Motley Fool has positions in and recommends Axos Financial, Bank of America, Goldman Sachs Group, JPMorgan Chase, PNC Financial Services, and U.S. Bancorp. The Motley Fool recommends Barclays Plc, Charles Schwab, Discover Financial Services, and HSBC Holdings and recommends the following options: short June 2025 $85 calls on Charles Schwab. The Motley Fool has a disclosure policy.
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