Money Management

 Prepare yourself to make smart money decisions as you head out on your own for the first time. Prostock-studio / Shutterstock.com

Editor’s Note: This story originally appeared on Living on the Cheap. Heading off to college? Congratulations. You’ll be surprised that much of the learning you’ll do over the next four years has less to do with the classroom than with life. If you’re like many young adults, college is the first time you’ll keep your own schedule, plan your own meals, manage your health and pay your own way.

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 Follow these steps to ensure you’re setting yourself up for a healthy and productive remote career. Damir Khabirov / Shutterstock.com

Editor’s Note: This story originally appeared on FlexJobs.com. As you prepare for your first remote job, you likely feel a mix of emotions. Whether you’ve been looking to work remotely for years or you’re fresh out of college, the change can be a lot like the giant hill on your first roller coaster — delightfully terrifying. To tame your nerves, you’ve created a list of must-haves and added to it…

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 Discover how resourceful homebuyers cobble together a down payment. Kaspars Grinvalds / Shutterstock.com

As mortgage rates rise, buying a home has become more challenging. Simply finding the money for a down payment can seem like an overwhelming task. Recently, Zillow surveyed more than 6,500 homebuyers and asked them how they are coming up with a down payment in this era of rising mortgage rates. Here are the top ways they identified.

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 What do they know that you don’t? Here are some well-kept secrets of the well-to-do. aastock / Shutterstock.com

Advertising Disclosure: When you buy something by clicking links on our site, we may earn a small commission, but it never affects the products or services we recommend. Rich people know about money. They know how to make their money grow. They know how to make their money work as hard as they do. Rich people never have to wonder where the heck all their money’s going. They just seem to know this…

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 Uncover the shifts Americans say are needed for a revamped Social Security system. Does your wish list match? Krakenimages.com / Shutterstock.com

Americans are unhappy with the nation’s Social Security system. A mere 6% of adults feel no changes are necessary to Social Security, according to Nationwide Retirement Institute’s latest annual Social Security survey of 1,800 adults. By contrast, nearly 4 in 5 Americans want to see changes to one of the nation’s most cherished retirement programs. Here are the changes survey respondents say are…

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 There’s even one U.S. state that levies both an estate tax and an inheritance tax on its residents. PeopleImages.com – Yuri A / Shutterstock.com

A majority of states do not tax the property or other wealth you leave behind when you die. However, in some states, your estate or your heirs might owe estate or inheritance taxes if the value of your estate or their inheritance from you exceeds a certain amount. Currently, a dozen states as well as Washington, D.C., have an estate tax, Nolo reports. Six states have an inheritance tax…

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