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Money Management

Smarter Than Your Broker? What AI Gets Right About Retirement

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 Here’s how AI can complement, not replace, expert advice. 

Senior retired man in a chair on the beach
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Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. The retirement planning landscape shifted dramatically when artificial intelligence burst into mainstream consciousness in 2023. MarketWatch reports that millions of Americans are discovering that AI assistants can play…

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Homebuilders Cut Prices to Lure Hesitant Buyers

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 How to score upgrades, discounts, and better rates on new construction homes. 

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Homebuyers may finally catch a break in today’s challenging market. The National Association of Home Builders (NAHB) reports that more than one-third of builders nationwide reduced prices in June, marking the steepest discount wave since monthly tracking began in 2022. This shift signals a rare opportunity for buyers who’ve been priced out of the market. Home buyers have been slow to…

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GOP Health Care Cuts Could Cost Your Family $22,800: How to Shield Your Finances Now

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 The numbers are staggering, but certain defensive moves now can help protect your finances down the road. 

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Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Families across America might soon face a stark choice: their health or their financial future. The Republican “One Big Beautiful Bill Act” proposes slashing $1.1 trillion from health care programs…

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Planning a Carnival Cruise? New Loyalty Structure Brings Big Changes

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 A major shift in Carnival’s loyalty program alarms some longtime cruisers — here’s what it could mean for your benefits. 

Carnival Cruise Loyalty
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Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. A recent Carnival Cruise Line announcement introduced a new loyalty program called Carnival Rewards. Carnival’s flashy loyalty makeover looks exciting, but critics say there are hidden price tags once you run the…

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Fed Split on Rate Cut Timing: What It Means for Your Money

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 Imminent or not? Here’s how to plan for both scenarios. 

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Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Fed Governor Christopher Waller just threw a wrench into everyone’s financial planning. Fed Chair Jerome Powell spent Wednesday preaching patience on rate cuts. On Friday, Waller suggested the Fed could slash rates very…

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Most Americans Save Wrong and It’s Costing Them

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 You may be saving, but are you doing it right? 

Saving money
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Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Employed Americans say they save 23% of their take-home pay, on average, according to a NerdWallet survey of more than 2,000 U.S. adults. But many aren’t saving with a clear plan. The findings suggest that while many…

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