Money Management

 The recent spike in mortgage rates is cooling the housing market, with fewer applications as buyers face tougher affordability challenges in an already expensive market. 

Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Mortgage rates are climbing again, and the housing market is feeling the pressure. With the average 30-year fixed rate now at a two-month high, homebuyers are facing another affordability squeeze. This latest jump comes…

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 Artificial intelligence isn’t on the horizon, it’s already rewriting the rules of personal finance. If your money strategy still looks like last year’s, now’s the time to catch up. 

Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Artificial intelligence is reshaping how we work, spend, and save — faster than most realize. Major changes are already underway, from job security to investment automation. Acting now could be the difference…

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 Buy reusable versions of these household items, and you won’t have to spend another dime on them for years. 

Sometimes, shopping trips can feel like deja vu. Are we really out of dish soap already? Where did all the paper towels disappear to, anyway? Here’s a shopping secret: More and more products now come in reusable versions. Buy once, and you’re set for months or years. Not only is it better for your budget to buy reusable items, but you’ll feel less guilt when you’re not filling up landfills…

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 Other countries ban them, but U.S. regulators still give them the green light. These additives are hiding in plain sight, and you’re picking up the tab. 

Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. While many countries have taken a precautionary approach to food additives, banning or restricting substances with potential health risks, the United States has been slower to act. This restriction has raised…

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 Learn how to protect more of your retirement income if new Social Security taxes take effect. 

Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Some lawmakers have proposed eliminating federal taxes on Social Security. Although no legislation has been enacted, many retirees wonder how this might affect their financial future. This potential tax break could help…

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 Do any of your common spending habits make the list? Maybe it’s time to scale back, like these MTN readers have. 

Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Retirement can completely restructure one’s finances and habitual spending. Retirees can expect to spend 55% to 80% of what they spent pre-retirement, according to Fidelity. Income is limited once the working…

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