Need to raise some cash? Here are dozens of ideas to consider.
In today’s world, where financial constraints often loom large, finding ways to fundraise effectively on a tight budget can seem daunting. Yet, with a dash of creativity and a strong sense of community involvement, it’s possible to achieve great results without breaking the bank. Welcome to our guide on the “Best Easy Fundraising Ideas for Tight Budgets,” where we’ll delve into innovative…
Here are proven ways to earn money while living overseas.
Often, people move abroad at the request of their employer, and, just as often, the opportunity to be placed overseas for work is given to younger folks, those in the middle of their careers. But for many, that is not the situation. You might be in retirement and looking at moving to far-flung shores … maybe you’re single. If you’d like to supplement your funds—whatever your situation—there…
If you’re still using a savings account from a big-name brick-and-mortar bank (or worse, a checking account) earning as low as 0.01%, you could be earning just a fraction of $1 a year on every $1,000 you’ve got parked there. Ouch!
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes.
Now is the time to move all those cash reserves — emergency funds, retirement savings withdrawals, proceeds from downsizing — into a high-yield savings account (HYSA). You can begin earning over 4.00% APY, starting immediately.
That’s 400x more interest, with the same FDIC protection and easy access to your cash.
High-yield savings accounts are just like regular savings accounts, except they pay significantly more interest.
How? Well, most traditional banks have massive overhead because of all the physical branches they operate. Meanwhile, many of the best HYSAs are online-only, which allows them to pass savings on to customers in the form of higher rates.
High-yield savings accounts still offer all the features and services you’d expect, like:
They also let you set up automatic deposits and withdrawals. This makes it easier for retirees to manage their monthly cashflow.
Looking for a bank with no fees and unlimited withdrawals? Compare all the top HYSAs and open a new account today to earn up to 4.40% on your savings.
Based on a 4.10% APY in April 2025, here’s what you could earn in one year depending on your savings balance:
| Savings | Interest Earned |
|---|---|
| $10,000 | $410 |
| $25,000 | $1,025 |
| $50,000 | $2,050 |
| $100,000 | $4,100 |
Your money can be earning thousands more, just by switching accounts. And there’s no risk to your principal and no lock-in term required.
There’s never a bad time to earn more on your savings. But with the economy on shaky ground, 2025 might be one of the best times to take action. Here’s why:
Switching to a top-rated high yield saving account is a low-risk move. But it has real upside.
It’s important to preserve capital in retirement. But that doesn’t mean your cash can’t earn the most interest possible while it’s on hand.
With a high-yield savings account, your reserves grow on autopilot — and it’s all still available for use, whenever you need it.
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes.
We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.Joel O’Leary has no position in any of the stocks mentioned. The Motley Fool recommends Barclays Plc. The Motley Fool has a disclosure policy.
“}]] Read More
A few years ago, I sold my motorbike on Craigslist for $11,600. The buyer showed up with an envelope so fat it looked like it could tip over a vending machine. We counted the bills, shook hands, and I drove straight to the bank to deposit the cash.
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes.
The bank teller took one look at the cash and asked, “Where did you get all this?”
At first, I wanted to joke, “None of your business!” But I quickly realized it was her business. Legally, she was required to ask. Once a cash deposit hits five digits, things get real formal, real fast.
So what actually happens when you walk into a bank with over $10,000 in cash? Here’s what you need to know before you make the deposit.
When you deposit $10,000 or more in cash, your bank is legally required to file a Currency Transaction Report (CTR) with the U.S. Department of the Treasury.
This law began in 1970 as part of the Bank Secrecy Act (BSA). The goal is to prevent money laundering, tax evasion, and other illegal activities.
Basically, you’re not being singled out. It’s routine, and it’s the law.
It’s not just banks. Credit unions, brokerages, and casinos all follow the same rule.
While there is no official government script banks have to follow, here’s a general example of what they might ask you:
Again, there’s no need to freak out. Just answer whatever they ask you honestly.
Here’s the usual process:
Basically, after your deposit is made and the CTR is filed, life goes on. I never heard another word about my motorbike money.
What you don’t want to do is try to avoid the $10,000 threshold by splitting up the deposit. That’s called structuring, and it’s actually a federal crime.
For example if you’re being sneaky by depositing $9,900 today and $500 tomorrow — the bank is trained to spot that stuff, and it could trigger an investigation.
Once your deposit clears, don’t let that money sit idle. You could be earning interest — compounded daily — while you decide your next move.
A high-yield savings account (HYSA) is one of the best spots to stash your cash short term.
Personally, I keep about $25,000 in an HYSA (my emergency fund and short-term savings), and I earned a whopping $798 in interest last year.
The best HYSAs pay over 4.00% APY right now, and there are no penalties if you need to move your money anytime.
Still trying to find the best fit for you? Compare the best high-yield savings accounts here and start earning more today.
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes.
We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.Joel O’Leary has no position in any of the stocks mentioned. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.
“}]] Read More
Consumers admit to crossing ethical lines in an attempt to save when shopping online.
As the price of goods and services has risen across the board, frustrated consumers have searched frantically for new ways to save when shopping online. Unfortunately, some of them may have crossed ethical lines in an attempt to avoid paying full price. Nearly half of U.S. and U.K. consumers — 49% — admit to abusing retailers’ policies within the past 12 months, often doing so as a way to avoid…
Want to be recession-proof? Here’s how to get there.
It’s an unhappy fact of life: Sooner or later, the economy’s going to take another dive. In the last U.S. recession, millions of Americans lost their homes, jobs or businesses. With that in mind, we’re here with steps you can take to protect yourself from a recession and mitigate the damage it can cause you.
© 2026 Madam Money®. All Rights Reserved. | Designed by SRJWebsites.com
