Category

Money Management

Federal Student Loan Collections Resume As Delinquency Rates Reach Historic Highs

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 Millions of borrowers are now at risk of wage garnishment, tax refund loss, and credit damage. Here’s what you can do to protect yourself — and where to find real help. 

Graduation cap on a stack of money with a diploma
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Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. After nearly five years of pandemic-related pauses, the Department of Education has officially restarted collections on defaulted federal student loans. This milestone comes as new data reveals student loan delinquency…

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Income Thresholds for College Aid: When You Earn Too Much for Financial Help

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 Many families assume they won’t qualify for aid — but eligibility depends on more than just income. Here’s what really matters when applying for college financial help. 

Man graduating college with a bachelor's or master's degree
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Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. College financial aid can seem like a mysterious black box. Many families wonder at what income level they’ll stop qualifying for need-based scholarships and grants. While there’s no universal cutoff point…

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After Market Volatility: What History Tells Us About Future Returns

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 History shows that market volatility often creates buying opportunities, with stocks typically delivering strong returns after periods of extreme turbulence. 

Bull market for stocks
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Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. When the stock market resembles a roller-coaster ride, many investors get queasy and head for the exits. But history suggests that this might be precisely the wrong move. Market volatility — those sharp…

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The Digital Social Security Card Is Coming: What to Expect

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 The Social Security Administration is introducing digital access to Social Security numbers this summer, offering a convenient alternative to paper cards while raising important security and accessibility considerations. 

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Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. The Social Security Administration (SSA) is long overdue for modernizing one of America’s most fundamental forms of identification: The social security card. Starting this summer, Americans can access their Social…

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Federal Student Loan Collections: Nightmare or Fresh Start?

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 With federal collection activities restarting, defaulted student loan borrowers now face wage garnishment and other serious consequences — but several options exist to resolve the situation. 

Student loan debt
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Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. After years of pandemic-related pauses, the Department of Education announced that normal collection activities resumed this spring, ending one of the final pandemic-era relief measures for federal student loan borrowers.

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Where Americans Can Find Relief From Inflation Now

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 After years of high inflation, Americans can look forward to price drops in several key categories. Take advantage of these buys. 

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Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. After years of battling rising costs, American consumers are finally seeing price drops in several key spending categories. While inflation hasn’t completely retreated to policymakers’ target levels…

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