Millions of borrowers are now at risk of wage garnishment, tax refund loss, and credit damage. Here’s what you can do to protect yourself — and where to find real help.

Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. After nearly five years of pandemic-related pauses, the Department of Education has officially restarted collections on defaulted federal student loans. This milestone comes as new data reveals student loan delinquency…





