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Tarra Jackson

9 Hot Collectibles That Could Make You Money Fast

By Money Management No Comments

 See if you’re sitting on a hidden payday and turn clutter into quick cash. 

Willrow Hood / Shutterstock.com

Across the globe, the secondhand collectibles market surged in 2024 to an estimated $142.5 billion, with projections to nearly $249 billion by 2034, growing at an average 6.4% annual rate, based on data from Future Market Insights. This sizable rebound is rooted in booming interest across antiques, vintage toys, comic books, and trading cards — all fueled by the rise of e-commerce platforms…

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Here’s What Happens When You Qualify for a High-Limit Credit Card

By Uncategorized No Comments
[[{“value”:”Want to boost your credit score and get your hands on some VIP travel perks? You’re in luck.Alert: highest cash back card we’ve seen now has 0% intro APR into 2026
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes. Qualifying for a high-limit credit card can help you do both — without spending a dollar more than you already are.Here’s what you can expect from getting a high-limit card, and how to make the most of it.Your credit score gets a quiet little boostThe first cool thing about high-limit credit cards is they can lower your credit utilization ratio. This super important factor makes up 30% of your credit score.Credit utilization is basically how much of your total available credit limit you’re using. If you get a new card with a higher limit, but your spending habits stay the same, you’re instantly using a much smaller percentage of your available credit.That’s a signal to lenders that you’re managing credit well with a lower utilization.Here’s a quick example:Current card: Let’s say you have a credit limit of $5,000, and your typical monthly balance is $2000. That’s a utilization ratio of 40% (yikes!).New high-limit card: If you get approved for a card with a $15,000 limit, and keep your same spending level at around $2,000 on average, your utilization drops to around 13% (nice!).That shift alone could nudge your score upward within a few months, assuming you keep up on payments.Some cards offer limits up to $50,000, or even higher. This can bring your utilization ratio into single digits. Explore all the best high-limit credit cards here, and pick the one that best suits your lifestyle.You gain access to premium perks and better protectionsMany travel rewards cards offer high credit limits. And these tend to come with better benefits, especially for travel. These might include:Annual travel credits (can be $50 to over $400)Access to airport lounges and hotel statusHigher cash back or point multipliers on spendingTravel insurance and purchase protection24/7 concierge or customer servicePersonally, I use this high-limit travel rewards card. Not only is it my go-to travel card for earning points, but I just requested a limit increase and got approved for $23,000 (and it can still go way higher than that).You’ll have more flexibility (and more responsibility)It can feel great having a higher credit limit. Just knowing you’ve got that extra safety net for emergencies relieves a bit of stress and makes you feel more confident.But just because you’re able to spend more, that doesn’t mean you should! If high limits are abused, you might rack up debt that will be incredibly tough to repay.Credit card debt is not cool. No matter your approved limit, never spend more than you can pay off.The bottom lineWhen you get a high-limit credit card, you can immediately improve your utilization ratio and get access to some wicked perks.These perks can save you money while traveling, and you’ll have extra flexibility to make big purchases or emergencies less stressful.Just remember to keep your habits smart.Ready to boost your credit potential and tap into better benefits? Compare today’s top-rated cards and find the right fit for you.Alert: highest cash back card we’ve seen now has 0% intro APR into 2026
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes. We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.The Motley Fool has a disclosure policy.”}]] [[{“value”:”

A gold credit card on top of a cloud.

Want to boost your credit score and get your hands on some VIP travel perks? You’re in luck.

Alert: highest cash back card we’ve seen now has 0% intro APR into 2026

This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

Click here to read our full review for free and apply in just 2 minutes.

Qualifying for a high-limit credit card can help you do both — without spending a dollar more than you already are.

Here’s what you can expect from getting a high-limit card, and how to make the most of it.

Your credit score gets a quiet little boost

The first cool thing about high-limit credit cards is they can lower your credit utilization ratio. This super important factor makes up 30% of your credit score.

Credit utilization is basically how much of your total available credit limit you’re using. If you get a new card with a higher limit, but your spending habits stay the same, you’re instantly using a much smaller percentage of your available credit.

That’s a signal to lenders that you’re managing credit well with a lower utilization.

Here’s a quick example:

  • Current card: Let’s say you have a credit limit of $5,000, and your typical monthly balance is $2000. That’s a utilization ratio of 40% (yikes!).
  • New high-limit card: If you get approved for a card with a $15,000 limit, and keep your same spending level at around $2,000 on average, your utilization drops to around 13% (nice!).

That shift alone could nudge your score upward within a few months, assuming you keep up on payments.

Some cards offer limits up to $50,000, or even higher. This can bring your utilization ratio into single digits. Explore all the best high-limit credit cards here, and pick the one that best suits your lifestyle.

You gain access to premium perks and better protections

Many travel rewards cards offer high credit limits. And these tend to come with better benefits, especially for travel. These might include:

  • Annual travel credits (can be $50 to over $400)
  • Access to airport lounges and hotel status
  • Higher cash back or point multipliers on spending
  • Travel insurance and purchase protection
  • 24/7 concierge or customer service

Personally, I use this high-limit travel rewards card. Not only is it my go-to travel card for earning points, but I just requested a limit increase and got approved for $23,000 (and it can still go way higher than that).

You’ll have more flexibility (and more responsibility)

It can feel great having a higher credit limit. Just knowing you’ve got that extra safety net for emergencies relieves a bit of stress and makes you feel more confident.

But just because you’re able to spend more, that doesn’t mean you should! If high limits are abused, you might rack up debt that will be incredibly tough to repay.

Credit card debt is not cool. No matter your approved limit, never spend more than you can pay off.

The bottom line

When you get a high-limit credit card, you can immediately improve your utilization ratio and get access to some wicked perks.

These perks can save you money while traveling, and you’ll have extra flexibility to make big purchases or emergencies less stressful.

Just remember to keep your habits smart.

Ready to boost your credit potential and tap into better benefits? Compare today’s top-rated cards and find the right fit for you.

Alert: highest cash back card we’ve seen now has 0% intro APR into 2026

This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

Click here to read our full review for free and apply in just 2 minutes.

We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.The Motley Fool has a disclosure policy.

“}]] Read More 

Small Prices, Big Wins: 6 Aldi Deals to Stretch Your Budget

By Money Management No Comments

 Aldi makes low-cost grocery shopping simple, with prices and savings that speak for themselves. 

Aldi sign
Ken Wolter / Shutterstock.com

In a grocery sector where prices have jumped roughly 24% between 2020 and 2024, Aldi has stood out by slashing prices on about 25% of its U.S. inventory, offering savings of up to 33% and aiming to save shoppers $100 million this summer, as reported by CNN Business. As the nation’s third-largest grocery chain, with approximately 2,400 stores and plans to open 225 more in 2025…

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Surveillance Nation: Who Else Has a File on Your Finances?

By Money Management No Comments

 Your credit bureau reports are just the tip of the iceberg. 

Shocked woman looking at her credit report
Ljupco Smokovski / Shutterstock.com

The Consumer Financial Protection Bureau released its 2025 Consumer Reporting Company List this January, revealing something most Americans don’t realize: your financial information flows far beyond the familiar credit bureaus. Equifax, Experian, and TransUnion dominate headlines, but dozens of lesser-known firms are steadily compiling detailed profiles for everything from job applications to…

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Climate Change Has a Side Hustle and You’re Paying for It

By Money Management No Comments

 Are you ready for what happens after the storm? 

flooded streets
Marc Bruxelle / Shutterstock.com

When extreme weather hits a community, the fallout stretches far past flooded streets and broken windows. According to the National Oceanic and Atmospheric Administration, Americans lose billions every year to natural disasters — costs that show up fast in household budgets through emergency expenses, surging insurance bills, and lost income. The Federal Emergency Management Agency warns these…

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Should You Sign Up for Pay-Per-Mile Auto Insurance in 2025?

By Uncategorized No Comments
[[{“value”:”Car insurance isn’t cheap — and it’s getting more expensive. As of June 2025, the average cost for a full coverage policy in the U.S. is $2,680 per year, according to a Bankrate analysis. That’s a hefty price tag, especially if your car mostly just chills in the driveway.Alert: highest cash back card we’ve seen now has 0% intro APR into 2026
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes. If you’re working from home, retired, or just not driving much these days, pay-per-mile auto insurance might fit better. You pay a small base rate, then a few cents for each mile you drive.Here’s when pay-per-mile insurance makes sense, and how to shop around for the best rates.How pay-per-mile auto insurance worksPay-per-mile policies still give you the same protection options as regular car insurance (liability, collision, comprehensive, etc.). The only difference is how the billing is calculated.You pay a small monthly base rate, then a few cents for every mile you drive. The fewer miles you rack up, the less you pay.Here’s a quick example:Base monthly rate: $30Per-mile rate: $0.06Monthly mileage: 500 milesTotal cost that month: $30 + (500 × $0.06) = $60The base rate is largely decided by your driving history, location, car type, and more, but it’s way cheaper than a regular policy.As for mileage, this is usually tracked by a plug-in device connected to your vehicle. Some insurers also offer built-in tracking if your car already has the tech. It’s automatic, secure, and more accurate than guessing your mileage on a form.As with any insurance policy, shopping around is super important. Two insurance companies offering the exact same coverage could have two completely different prices.You might be able to save hundreds of dollars per year just by switching car insurance — and it only takes a few minutes to find out. Check out this free tool to compare rates from the top insurance companies.Who pay-per-mile insurance is best forIf you drive fewer than 10,000 miles per year, you should at least run the numbers.Here are a few groups that might benefit most:Remote workers: If your daily commute is from the bed to the couch, you’re probably not driving much.Stay-at-home parents: Quick trips to the store or school don’t add up much over a year — and you shouldn’t have to pay the same rates as a full-time commuter.Retirees: If you live in a walkable area and mostly drive to the grocery store or doctor, this could be a huge win.Multi-car households: Got a second car that rarely leaves the driveway? A pay-per-mile policy might make sense for that one car.Note: Some insurers cap your daily charges. So if you take a weekend road trip or vacation drive, you won’t be penalized for going over.When traditional insurance is still a better fitIf you drive a decent amount (say, over 12,000 miles per year), then a traditional auto insurance policy might be cheaper. Same goes if you drive in areas with higher accident rates or live in a state where per-mile policies are limited or unavailable.Also note: While the tracking tech is usually hassle-free, it’s not for everyone. The device that tracks your mileage might also send your location, speed, and other data points to your insurance company.So if you’re not cool with a device or app monitoring your mileage, it’s probably best to stick with a traditional policy.Is pay-per-mile insurance worth it in 2025?If you’re not clocking a lot of miles behind the wheel, there’s a good chance you’re overpaying for car insurance. Pay-per-mile policies offer a smart alternative, especially in today’s flexible work world.They won’t be the right fit for every driver — but for the right person, it’s a low-effort way to put money back in your pocket.And in this economy? Every little bit helps.Explore the best car insurance companies in 2025. You could save hundreds by switching – and retain the exact same coverage types you already have.Alert: highest cash back card we’ve seen now has 0% intro APR into 2026
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes. We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.Joel O’Leary has no position in any of the stocks mentioned. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.”}]] [[{“value”:”

A red vw beetle car against yellow background.

Car insurance isn’t cheap — and it’s getting more expensive. As of June 2025, the average cost for a full coverage policy in the U.S. is $2,680 per year, according to a Bankrate analysis. That’s a hefty price tag, especially if your car mostly just chills in the driveway.

Alert: highest cash back card we’ve seen now has 0% intro APR into 2026

This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

Click here to read our full review for free and apply in just 2 minutes.

If you’re working from home, retired, or just not driving much these days, pay-per-mile auto insurance might fit better. You pay a small base rate, then a few cents for each mile you drive.

Here’s when pay-per-mile insurance makes sense, and how to shop around for the best rates.

How pay-per-mile auto insurance works

Pay-per-mile policies still give you the same protection options as regular car insurance (liability, collision, comprehensive, etc.). The only difference is how the billing is calculated.

You pay a small monthly base rate, then a few cents for every mile you drive. The fewer miles you rack up, the less you pay.

Here’s a quick example:

  • Base monthly rate: $30
  • Per-mile rate: $0.06
  • Monthly mileage: 500 miles

Total cost that month: $30 + (500 × $0.06) = $60

The base rate is largely decided by your driving history, location, car type, and more, but it’s way cheaper than a regular policy.

As for mileage, this is usually tracked by a plug-in device connected to your vehicle. Some insurers also offer built-in tracking if your car already has the tech. It’s automatic, secure, and more accurate than guessing your mileage on a form.

As with any insurance policy, shopping around is super important. Two insurance companies offering the exact same coverage could have two completely different prices.

You might be able to save hundreds of dollars per year just by switching car insurance — and it only takes a few minutes to find out. Check out this free tool to compare rates from the top insurance companies.

Who pay-per-mile insurance is best for

If you drive fewer than 10,000 miles per year, you should at least run the numbers.

Here are a few groups that might benefit most:

  • Remote workers: If your daily commute is from the bed to the couch, you’re probably not driving much.
  • Stay-at-home parents: Quick trips to the store or school don’t add up much over a year — and you shouldn’t have to pay the same rates as a full-time commuter.
  • Retirees: If you live in a walkable area and mostly drive to the grocery store or doctor, this could be a huge win.
  • Multi-car households: Got a second car that rarely leaves the driveway? A pay-per-mile policy might make sense for that one car.

Note: Some insurers cap your daily charges. So if you take a weekend road trip or vacation drive, you won’t be penalized for going over.

When traditional insurance is still a better fit

If you drive a decent amount (say, over 12,000 miles per year), then a traditional auto insurance policy might be cheaper. Same goes if you drive in areas with higher accident rates or live in a state where per-mile policies are limited or unavailable.

Also note: While the tracking tech is usually hassle-free, it’s not for everyone. The device that tracks your mileage might also send your location, speed, and other data points to your insurance company.

So if you’re not cool with a device or app monitoring your mileage, it’s probably best to stick with a traditional policy.

Is pay-per-mile insurance worth it in 2025?

If you’re not clocking a lot of miles behind the wheel, there’s a good chance you’re overpaying for car insurance. Pay-per-mile policies offer a smart alternative, especially in today’s flexible work world.

They won’t be the right fit for every driver — but for the right person, it’s a low-effort way to put money back in your pocket.

And in this economy? Every little bit helps.

Explore the best car insurance companies in 2025. You could save hundreds by switching – and retain the exact same coverage types you already have.

Alert: highest cash back card we’ve seen now has 0% intro APR into 2026

This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

Click here to read our full review for free and apply in just 2 minutes.

We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.Joel O’Leary has no position in any of the stocks mentioned. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.

“}]] Read More