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Tarra Jackson

8 Affordable Domestic Travel Destinations for Summer

By Money Management No Comments

 From beach towns to natural wonderlands, here are some affordable destinations for this summer. 

Traverse City, Michigan
SNEHIT PHOTO / Shutterstock.com

Summertime puts the hope of a summer trip at the top of mind. Thankfully, there are plenty of affordable domestic travel destinations offering charm, adventure and value. Whether you’re looking for a beach escape, a mountain getaway or a cultural city break, we’ve rounded up spots where you can enjoy an unforgettable vacation for potentially less than you’d spend on a weekend at home.

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10 Recession-Proof Jobs That Can Withstand a Downturn

By Money Management No Comments

 Even if a recession occurs, workers in these fields are likely to keep their jobs. 

Pharmacist
Syda Productions / Shutterstock.com

Americans have been worried about the economy dipping into a recession for years. While we’ve thus far been able to stave it off, in recent months, it feels more imminent than ever. As the cost of living rises and job security feels dramatically less stable, you may be considering a shift to recession-proof jobs. When a recession happens, the labor market tends to contract.

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A Taste of the Culinary Scene in Belize

By Money Management No Comments

 From chicken to conch, Belize serves up an assortment of delicious food. 

Food in Belize
sea2sea photography / Shutterstock.com

I don’t consider myself a “foodie.” I never did follow trendy restaurants or seek out culinary experiences, but I sure do appreciate a good meal when I have one. Prior to moving to Ambergris Caye, an island off the coast of Belize, my family would take a vacation there every year. As soon as our travel dates were set, I would start researching what new restaurants had opened up…

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The 5 Biggest Mistakes You Can Make When Picking Car Insurance

By Uncategorized No Comments
[[{“value”:”When people shop for summer vacations, they’ll spend days — sometimes weeks — researching every little detail to get the best deals.Alert: highest cash back card we’ve seen now has 0% intro APR into 2026
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes. But when it comes to car insurance? Most folks rush through it. Pick a policy, forget it, and just hope for the best.And that’s a problem, because the wrong choice can cost you thousands (sometimes way more) if an accident happens.Now, I’m not saying you need to spend a week poring over insurance policy fine print. But a little care upfront can go a long way in protecting you.Here are five of the biggest mistakes to avoid when picking car insurance.1. Blindly picking the state minimumsState minimum coverage is often the cheapest option for auto insurance. But it rarely provides enough protection.Most states only require liability insurance, which covers injuries and property damage you cause to others. But it won’t pay for damage to your car, theft, or medical bills if you’re hit by an uninsured driver.Let’s say your state minimum covers just $25,000 for property damage. If you total a $60,000 car, you could be on the hook for the other $35,000.So instead of just choosing the cheapest price, think through the realistic coverage you really need. Look at full coverage, which includes comprehensive and collision. Yes, it costs more up front. But insurance isn’t something you want to skimp on!2. Not shopping around every yearLoyalty doesn’t always pay in the world of car insurance. According to Consumer Reports’ 2024 auto insurance survey, 30% of people switched insurers in the past five years. And those who did reported a median annual savings of $461.Rates can change based on your age, location, driving history, and even your credit score. Insurers also regularly tweak their pricing models, so sticking with the same company year after year could mean overpaying without even realizing it.Here’s what to compare:Premiums for identical coverageDeductibles and limitsAvailable discounts (bundles, safe driver, good student)Want to see how much you could save? Use our free tool to compare car insurance quotes across top carriers and start saving more today.3. Choosing a high deductible with no emergency fundOne common way to lower your monthly insurance premium is to raise your deductible — which is the max amount you pay out of pocket if you have a crash.But if you don’t actually have that money set aside, you could end up in a financial hole after even a simple fender bender.A $1,500 deductible might sound like a smart trade-off for low premiums — until your bumper gets crushed and your savings account has $82 in it.Think of insurance as a two-part system:A policy that protects youCash savings to cover whatever your policy doesn’tIf one of those is missing, you’re at financial risk. So before choosing a high deductible, make sure you’ve got enough cash set aside to back it up.4. Not being honest on your applicationIt might be tempting to fudge the truth a little. Maybe you say you drive 5,000 miles a year when it’s closer to 10,000.But if you lie on your insurance application, you risk having your claim denied — or your policy canceled. It’s really not worth the gamble.Always be upfront about your driving habits, vehicle usage, and past history. It’ll keep your coverage valid when you actually need it.5. Forgetting to review your policy annuallyLife changes, and so should your coverage.Maybe you moved to a safer neighborhood. Maybe you started working from home and drive half as much as you used to.A good practice is to set a yearly calendar reminder to review your policy.It’s not only about right-sizing your coverage to fit your current needs. Annual reviews can also be a great time to look for discounts and savings on your policy!Do yourself a favor: Take a little time today to look over your policy, and make sure your coverage would actually hold up in an emergency.And if you haven’t done so recently, shop around and compare different options. Try our car insurance matching tool. It only takes a couple minutes, and you’ll get matched with top insurance providers in your area.Alert: highest cash back card we’ve seen now has 0% intro APR into 2026
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes. We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.The Motley Fool has a disclosure policy.”}]] [[{“value”:”

A red car crashed into a stack of gold coins on blue background.

When people shop for summer vacations, they’ll spend days — sometimes weeks — researching every little detail to get the best deals.

Alert: highest cash back card we’ve seen now has 0% intro APR into 2026

This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

Click here to read our full review for free and apply in just 2 minutes.

But when it comes to car insurance? Most folks rush through it. Pick a policy, forget it, and just hope for the best.

And that’s a problem, because the wrong choice can cost you thousands (sometimes way more) if an accident happens.

Now, I’m not saying you need to spend a week poring over insurance policy fine print. But a little care upfront can go a long way in protecting you.

Here are five of the biggest mistakes to avoid when picking car insurance.

1. Blindly picking the state minimums

State minimum coverage is often the cheapest option for auto insurance. But it rarely provides enough protection.

Most states only require liability insurance, which covers injuries and property damage you cause to others. But it won’t pay for damage to your car, theft, or medical bills if you’re hit by an uninsured driver.

Let’s say your state minimum covers just $25,000 for property damage. If you total a $60,000 car, you could be on the hook for the other $35,000.

So instead of just choosing the cheapest price, think through the realistic coverage you really need. Look at full coverage, which includes comprehensive and collision. Yes, it costs more up front. But insurance isn’t something you want to skimp on!

2. Not shopping around every year

Loyalty doesn’t always pay in the world of car insurance. According to Consumer Reports’ 2024 auto insurance survey, 30% of people switched insurers in the past five years. And those who did reported a median annual savings of $461.

Rates can change based on your age, location, driving history, and even your credit score. Insurers also regularly tweak their pricing models, so sticking with the same company year after year could mean overpaying without even realizing it.

Here’s what to compare:

  • Premiums for identical coverage
  • Deductibles and limits
  • Available discounts (bundles, safe driver, good student)

Want to see how much you could save? Use our free tool to compare car insurance quotes across top carriers and start saving more today.

3. Choosing a high deductible with no emergency fund

One common way to lower your monthly insurance premium is to raise your deductible — which is the max amount you pay out of pocket if you have a crash.

But if you don’t actually have that money set aside, you could end up in a financial hole after even a simple fender bender.

A $1,500 deductible might sound like a smart trade-off for low premiums — until your bumper gets crushed and your savings account has $82 in it.

Think of insurance as a two-part system:

  • A policy that protects you
  • Cash savings to cover whatever your policy doesn’t

If one of those is missing, you’re at financial risk. So before choosing a high deductible, make sure you’ve got enough cash set aside to back it up.

4. Not being honest on your application

It might be tempting to fudge the truth a little. Maybe you say you drive 5,000 miles a year when it’s closer to 10,000.

But if you lie on your insurance application, you risk having your claim denied — or your policy canceled. It’s really not worth the gamble.

Always be upfront about your driving habits, vehicle usage, and past history. It’ll keep your coverage valid when you actually need it.

5. Forgetting to review your policy annually

Life changes, and so should your coverage.

Maybe you moved to a safer neighborhood. Maybe you started working from home and drive half as much as you used to.

A good practice is to set a yearly calendar reminder to review your policy.

It’s not only about right-sizing your coverage to fit your current needs. Annual reviews can also be a great time to look for discounts and savings on your policy!

Do yourself a favor: Take a little time today to look over your policy, and make sure your coverage would actually hold up in an emergency.

And if you haven’t done so recently, shop around and compare different options. Try our car insurance matching tool. It only takes a couple minutes, and you’ll get matched with top insurance providers in your area.

Alert: highest cash back card we’ve seen now has 0% intro APR into 2026

This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

Click here to read our full review for free and apply in just 2 minutes.

We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.The Motley Fool has a disclosure policy.

“}]] Read More 

Watch and Learn: 9 Money Movies You May Enjoy

By Money Management No Comments

 Reel stories. Real insight into financial choices. 

Hollywood sign
bannosuke / Shutterstock.com

Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Hollywood stretches the truth and dramatizes the mundane to keep things entertaining. But occasionally, it takes something as dry (to most people) as finances and gets it right. From spectacular market crashes to…

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Fed Holds Rates Steady: Here’s How to Make the Most of It

By Money Management No Comments

 Make informed moves with your savings and debt, with mortgage rates stalled. 

Federal Reserve
Orhan Cam / Shutterstock.com

The Federal Reserve just hit pause on interest rates, keeping them steady at 4.25% to 4.50% at the most recent meeting. Fed Chair Jerome Powell called the economy “resilient” but pointed to tariff concerns and potential inflation risks as reasons to wait before making any moves, TheStreet reports. The Fed also updated its quarterly “dot plot,” a chart that reflects where individual committee…

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