Those split payments for shoes or furniture might soon shape your credit future — for better or worse.
That $200 chair split into four easy payments may soon carry more weight than you expected. FICO, the company behind the most commonly used credit scores, is rolling out two new models that include buy-now-pay-later (BNPL) loans, according to Axios. More than 90 million Americans are projected to use BNPL services in 2024, Axios reports. According to the Consumer Financial Protection…
Learn what Powell’s remarks mean for your credit cards, next mortgage, and savings strategy.
Anyone hoping to refinance their mortgage or land a cheaper car loan this summer may be disappointed. During recent testimony before Congress, Federal Reserve Chair Jerome Powell downplayed the likelihood of rate cuts, citing tariff-driven inflation concerns, according to Reuters. While some Fed officials had floated a July cut, Powell told lawmakers there’s no urgency to ease borrowing costs.
Most investors think they understand how interest rates affect bond prices — but few actually do.
Do you understand how falling interest rates impact bond prices? Very likely, the answer is “no” — even if you think you do understand the effect. Recently, international financial advisory firm Natixis polled more than 7,000 investors in 21 countries and asked them about the relationship between interest rates and bond prices as part of the firm’s 2025 Global Survey of Individual Investors.
A study reveals stark regional differences in dementia rates.
Where you live might impact your risk of being diagnosed with dementia, according to a recent study. Researchers at the University of California San Francisco (UCSF) found that military veterans who live in the Southeastern U.S. have a 25% higher risk of being diagnosed with dementia compared with veterans in Mid-Atlantic states, which had the lowest incidence of dementia and were used as the…
ThredUp isn’t just a good place to buy clothes — you can sell your castoffs too.
ThredUp might be the easiest way to sell used clothing. You just send in your clothes, and ThredUp sells them. “We do all that heavy lifting for you — photographing, listing, pricing, shipping, customer support — all of which can take a lot of time,” said Danielle Vermeer, ThredUp’s Head of Social Commerce. In exchange, ThredUp takes a cut of your earnings. But what you lose in cash…
These store brands prove you don’t always have to pay more for great flavor.
Many times, you get what you pay for — but not always. Cheaper store-brand vanilla ice cream fared at least as well as more expensive brand-name counterparts in recent taste tests by Consumer Reports. After CR experts participated in blind taste tests of vanilla ice cream products from seven store brands and two name brands, they came to a somewhat surprising conclusion: The taste-testers…
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