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Social Security projections are increasingly concerning. What can you do to get the most from both government benefits and employer-sponsored retirement plans?

Financial expert Jean Chatzky, the well-known author and former financial editor for NBC’s “Today Show,” has issued a stark warning for Americans regarding their retirement planning, according to TheStreet. As millions approach their retirement years, Chatzky highlights critical concerns about both Social Security benefits and 401(k) savings that demand immediate attention.