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 Discover underrated destinations offering budget-friendly living, strong amenities, and a rewarding retirement without sacrificing comfort or peace of mind. 

Retired couple laughing and smiling on the beach
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Think you need a million-dollar nest egg to enjoy retirement? Think again. With the right location, even $500K can unlock a lifestyle that feels rich in comfort, community, and convenience. These 12 hidden-gem U.S. cities offer surprisingly low costs of living, quality healthcare, and plenty of perks — proving you don’t have to break the bank to retire well.

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