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From downsizing to covering medical costs, life after retirement can still involve big financial decisions. A solid credit score helps keep those choices within reach.

You may be done with paychecks and promotions, but your credit score is still working behind the scenes. It can influence where you live, what you pay for insurance, and whether you qualify for financing in a pinch. In retirement, a strong score is less about borrowing big and more about keeping your options open. Many retirees eventually decide to downsize or relocate to be closer to family…