Skip to main content

This post may contain affiliate links which may compensate us based on your interaction. Please read the disclosures for more information.

 This is not a trick question. 

Woman w Credit Cards
Brastock / Shutterstock.com

Paying off your credit card balance in full is often considered one of the smartest things you can do for your financial health. It avoids interest, lowers your credit utilization, and signals responsible behavior. But in some cases, even this seemingly perfect habit can work against you. Credit cycling might appear to be a useful workaround for low credit limits or as a way to earn extra…

 Read More 

Leave a Reply