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Even well-planned events can take a sudden turn for the worse. A solid emergency fund and the right insurance can help turn an unexpected crisis into a manageable setback.

The collision of the Mexican Navy tall ship Cuauhtémoc with the Brooklyn Bridge on May 17, 2025 is a powerful reminder that disasters can strike without warning — even during routine or ceremonial voyages. This nearly 300-foot steel-hulled vessel, known for its global goodwill missions, collided with the iconic structure, resulting in the tragic loss of life and injuries.