The Treat Yourself Tax: A Fresh Way to Balance Spending and Saving

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 This budgeting technique gives you permission to enjoy small luxuries while ensuring your savings grow at the same pace as your spending habits. 

Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. We’ve all been there: standing at the checkout (or hovering over that “Complete Purchase” button), caught in that familiar internal struggle between wanting something and knowing we should be saving more.

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