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Insight into your junk drawer can help you break costly habits and find financial clarity.

That drawer in your kitchen — the one filled with takeout menus, random cables, expired coupons, and at least three pens that don’t work — might tell you more about your financial habits than you realize. We all have junk drawers (some of us have several), those catchall spaces where miscellaneous items go to hide. But have you ever considered the striking parallels between how you manage…