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 Financial guru Dave Ramsey warns that taking out a separate loan for closing costs can trigger financial stress and might even jeopardize your mortgage approval process. 

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Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Buying a home can push your budget to the limit, and it’s tempting to cut corners to reduce upfront expenses. But one strategy that seems helpful in the short term may backfire. According to financial expert Dave Ramsey…

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