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With federal collection activities restarting, defaulted student loan borrowers now face wage garnishment and other serious consequences — but several options exist to resolve the situation.

Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. After years of pandemic-related pauses, the Department of Education announced that normal collection activities resumed this spring, ending one of the final pandemic-era relief measures for federal student loan borrowers.