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 Lending money to a loved one feels kind — until it backfires. Protect yourself and your relationships with these ground rules. 

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It starts with good intentions. A friend hits a rough patch and asks for help. You offer a loan, assuming it won’t change anything between you. But when the repayment lags — or never comes — it can strain even the strongest bond. Money has a way of testing relationships. That’s why financial boundaries aren’t cold or selfish — they’re essential. According to a 2022 LendingTree survey, 31%

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