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Learn how to safeguard your irreplaceable documents and cherished memories before disaster strikes, potentially saving yourself from financial nightmares and bureaucratic battles later.

When wildfires tore through southern California recently, countless families lost not just their homes but also irreplaceable memories and critical documents. The heartbreak of watching everything you own disappear is compounded when you realize your children’s birth certificates, family photos, and insurance policies went with it. Natural disasters don’t send advance notice.