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A new rule allows crypto in 401(k) plans — but before you jump in, learn why financial experts say the risks may outweigh the rewards for retirement savers.

You’ve been saving diligently for decades, watching your 401(k) grow steadily through market ups and downs. Imagine logging into your account to find your retirement nest egg cut significantly overnight because your employer added cryptocurrency options, and you thought, “Why not diversify?” This scenario is a potential concern for millions of Americans now that the Trump administration has…