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 The rules are shifting. Miss the signs, and it could cost you. 

Man dealing with payday loans and too much borrowing
pathdoc / Shutterstock.com

Borrowing money used to follow familiar patterns. You applied, compared rates, and signed on the dotted line. But today’s credit landscape is more complex and less predictable. From rising rejections to unexpected rate shifts, subtle changes in how lenders assess risk could affect your financial options in ways you might not expect. If you’re not paying attention, you could end up paying more or…

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